MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Fort Peck Community Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Fort Peck Community Federal Credit Union Rates & Review October 2026

Fort Peck Community Federal Credit Union's top rates as of October 12, 2026 are 0.50% APY on savings, and personal loans from 15.25% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Fort Peck Community Federal Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.94%. Rates last updated and verified on 10/12/2026.

Fort Peck Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fort Peck Community Federal Credit Union? Share your experience about Fort Peck Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fort Peck Community Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.94%
Good Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Fort Peck Community Federal Credit Union
Main Office
1 E. Kansas
Fort Peck, MT 59223
http://www.fortpeckcu.com/
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Fort Peck Community Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings 0.50% 0.50%
Details Other Share Account Rates; Computed on average daily balance, paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%

Fort Peck Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles & Recreational Equipment (Never Titled) Loan - - 7.25% Up to 5 years
Details Published APR range: 7.25% - 15.95%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 7.25% APR · checked 6 times
6.75%7.25%7.75%Sep 18, 2026: 7.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
New Vehicles & Recreational Equipment (Never Titled) Loan - - 8.00% 6 years
Details Published APR range: 8.00% - 17.50%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 6 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Newer Vehicles & Recreational Equipment (2022, 2021, 2020) Loan - - 8.25% Up to 5 years
Details Published APR range: 8.25% - 16.95%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 6 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
New Vehicles & Recreational Equipment (Never Titled) Loan - - 8.75% 7 years
Details Published APR range: 8.75% - 18.25%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 18, 2026: 8.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
New Vehicles & Recreational Equipment (Never Titled) Loan - - 9.25% 8 years
Details Published APR range: 9.25% - 19.00%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 9.25% APR · checked 6 times
8.75%9.25%9.75%Sep 18, 2026: 9.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Used Vehicles & Recreational Equipment (2019 and older) Loan - - 9.25% Up to 3 years
Details Published APR range: 9.25% - 16.95%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 9.25% APR · checked 6 times
8.75%9.25%9.75%Sep 18, 2026: 9.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Newer Vehicles & Recreational Equipment (2022, 2021, 2020) Loan - - 9.75% 6 & 7 years
Details Published APR range: 9.75% - 18.50%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 9.75% APR · checked 6 times
9.25%9.75%10.25%Sep 18, 2026: 9.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Used Vehicles & Recreational Equipment (2019 and older) Loan - - 9.75% 4 to 6 years
Details Published APR range: 9.75% - 18.50%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 9.75% APR · checked 6 times
9.25%9.75%10.25%Sep 18, 2026: 9.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%

Fort Peck Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans (Closed End Loans) 15.25% 3 1/2 years
Details Published APR range: 15.25% - 16.50%. NOT available to Credit Scores Below 621
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 15.25% APR · checked 3 times
14.75%15.25%15.75%Oct 4, 2026: 15.25% APROct 4, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Personal Loans (Open-end Revolving LOC) 15.25% Open-end
Details Published APR range: 15.25% - 16.50%. NOT available to Credit Scores Below 621
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 15.25% APR · checked 3 times
14.75%15.25%15.75%Oct 4, 2026: 15.25% APROct 4, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%

Fort Peck Community Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Mobile Home Loan - - 14.25% Up to 7 years
Details Published APR range: 14.25% - 21.00%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 14.25% APR · checked 9 times
13.75%14.25%14.75%Sep 12, 2026: 14.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Other Collateralized Loan - - 11.70% 1 - 3 years
Details Published APR range: 11.70% - 16.95%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.70% APR · checked 8 times
11.20%11.70%12.20%Sep 12, 2026: 11.70% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Other Collateralized Loan - - 12.70% 4 - 6 years
Details Published APR range: 12.70% - 18.50%. Loan Rates and Terms
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 12.70% APR · checked 7 times
12.20%12.70%13.20%Sep 17, 2026: 12.70% APRSep 17, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Real Estate, 10-year Loan - - 11.25%
Details Mortgage Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.25% APR · checked 9 times
10.75%11.25%11.75%Sep 12, 2026: 11.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Real Estate, 12-year Loan - - 11.50%
Details Mortgage Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.50% APR · checked 9 times
11.00%11.50%12.00%Sep 12, 2026: 11.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Real Estate, 15-year Loan - - 11.75%
Details Mortgage Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.75% APR · checked 9 times
11.25%11.75%12.25%Sep 12, 2026: 11.75% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Real Estate, 3-year with balloon payment Loan - - 7.00%
Details Published APR range: 7.00% - 11.25%. Mortgage Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 9 times
6.50%7.00%7.50%Sep 12, 2026: 7.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Real Estate, 30-year Loan - - 13.25%
Details Published APR range: 13.25% - 13.50%. Mortgage Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 13.25% APR · checked 9 times
12.75%13.25%13.75%Sep 12, 2026: 13.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Real Estate, 5-year with balloon payment Loan - - 7.00%
Details Published APR range: 7.00% - 11.75%. Mortgage Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.00% APR · checked 9 times
6.50%7.00%7.50%Sep 12, 2026: 7.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
Spring Fling Loans / Spring Fling LOC Loans / Christmas Cash Loans - - 13.25%
Details NOT available to Credit Scores Below 621
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 13.25% APR · checked 2 times
12.75%13.25%13.75%Oct 8, 2026: 13.25% APROct 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%
IRA 0.10% - 0.10%
Details Other Share Account Rates; Computed on average daily balance, paid quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.94%

Financial Health History

Fort Peck Community Federal Credit Union’s Texas Ratio fell from 26.00% in Q3 2023 to 15.94% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 4.9 and its Health Grade from C+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 9% 2.0★ 18% 3.0★ 26% 4.0★ 35% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 26.00% C+ Q3 2023 A Q4 2023 A Q1 2024 B Q2 2024 C+ Q3 2024 B Q4 2024 B Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 15.94% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$14M15.94%4.9A-
March 31, 2026$14M11.12%5.0A
December 31, 2025$15M12.75%5.0A
September 30, 2025$15M8.80%5.0A
June 30, 2025$14M8.10%5.0A
March 31, 2025$15M21.47%4.5B
December 31, 2024$15M21.53%4.5B
September 30, 2024$15M24.47%4.2C+
June 30, 2024$16M20.73%4.5B
March 31, 2024$15M8.00%5.0A
December 31, 2023$15M7.19%5.0A
September 30, 2023$15M26.00%4.1C+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fort Peck Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fort Peck Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fort Peck Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fort Peck Community Federal Credit Union
Address 1 E. Kansas, Fort Peck, MT 59223
Phone 406-526-3223
Fax 406-526-3283
President Bonnie Meyer
CEO Joe Vander Woude
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (91/100)
Texas Ratio
15.94%
Return on Assets (ROA)
0.1034%
Return on Equity (ROE)
0.8329%
Non-Performing Loans Ratio (NPL)
3.93%
Total Assets
14,260,269
Total Amount of Shares and Deposits
12,463,263
Total Shares and Deposits < 1 Year
12,463,264
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
756,538
Total Uninsured Shares and Deposits > $250K (F+J)
756,538
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,706,725
Total Interest Expense (Sum of items 6 8)
25,386
Share Certificates
2
Number of Accounts for Share Drafts
569
IRA KEOGH Accounts
16
Number of Accounts for Regular Shares
1,269
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,916,226
Total Liabilities
12,489,978
Source: NCUA — Last Updated 06/30/2026

Customer Reviews

There are no reviews for Fort Peck Community Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Fort Peck Community Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Fort Peck Community Federal Credit Union

How many branches does Fort Peck Community Federal Credit Union operate?

Fort Peck Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fort Peck Community Federal Credit Union?

Yes, to access services at Fort Peck Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fort Peck Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fort Peck Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fort Peck Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Fort Peck Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.fortpeckcu.com/.

Current Fort Peck Community Federal Credit Union Rates

  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.