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Frankfort Community Federal Credit Union Rates and Review January 2026

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Frankfort Community Federal Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 3.75% and 3-month CD rates at 3.75%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 8.99%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to Frankfort Community Federal Credit Union rates.

Compare Frankfort Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Frankfort Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Frankfort Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Frankfort Community Federal Credit Union? Share your experience about Frankfort Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Frankfort Community Federal Credit Union.

Overall, Frankfort Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Frankfort Community Federal Credit Union
Frankfort Community Federal Credit Union
921 Forest Ave
Frankfort, MI 49635
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
4.00%
$50
Mega Money Market Checking
3.85%
$500
24-Month CD
3.75%
$1,000
24-Month CD
3.70%
$500
24-Month CD
3.60%
$500
36-Month CD
3.56%
$1,000
12-Month CD
3.50%
$1,000
18-Month CD
3.50%
$1,000
18-Month CD
3.50%
$1,000
12-Month CD
3.49%
$1,000
18-Month CD
3.49%
$1,000
36-Month CD
3.25%
$500
36-Month CD
3.24%
$500
48-Month CD
3.05%
$500
60-Month CD
3.03%
$5,000
36-Month CD (Super Jumbo)
2.88%
$225,000
30-Month CD
2.65%
$500
60-Month CD
2.50%
$1,000
36-Month CD
2.47%
$1,000
24-Month CD
2.07%
$1,000
30-Month CD
2.00%
$1,000
48-Month CD
2.00%
$1,000
60-Month CD
1.86%
$1,000
48-Month CD
1.50%
$1,000
Money Market
1.26%
$1,500
60-Month CD
1.25%
$1,000
60-Month CD
1.00%
$500
18-Month CD
0.90%
$1,000
48-Month CD
0.70%
$500
48-Month CD
0.70%
$500
Money Market
0.65%
$0
48-Month CD
0.65%
$1,000
18-Month CD
0.50%
$500
Platinum Money Market
0.50%
$1
48-Month CD
0.35%
$1,000
36-Month CD
0.30%
$1,000
Platinum Savings Account
0.25%
$100
24-Month CD
0.20%
$1,000
12-Month CD
0.20%
$500
Savings
0.20%
$10
Money Market
0.15%
$2,500
Statement Savings
0.15%
$25,000
3-Month CD
0.10%
$1,000
Statement Savings
0.10%
$10
Gold Money Market
0.08%
$2,500
Rate Climber Money Market
0.05%
$0
36-Month CD
0.02%
$1,000
NOW Checking
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.500%
6.648%
0.000
5.375%
6.068%
1.000
6.500%
6.595%
0.000
30-Year Fixed
5.500%
5.727%
2.000
6.750%
6.697%
0.000
5/6 ARM
5.375%
6.286%
0.947
30-Year Fixed Jumbo
6.125%
6.254%
0.000
5.875%
6.029%
0.000
20-Year Fixed
6.250%
6.418%
0.000
6.375%
6.556%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.250%
5.534%
0.000
4.875%
5.010%
0.000
6.525%
6.595%
0.000
30-Year Fixed
6.000%
6.090%
0.000
30-Year Fixed
5.875%
5.999%
0.000
7.000%
7.168%
0.000
20-Year Fixed
5.000%
5.294%
2.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
5.787%
0.000
3.990%
4.357%
0.750
5.750%
5.789%
0.000
6.125%
6.320%
0.000
5.750%
5.856%
0.000
6.000%
6.070%
0.000
5.750%
5.758%
0.000
5.750%
6.309%
0.000
5.500%
5.588%
0.000
5.125%
5.291%
0.000
6.500%
6.630%
0.000
5.875%
5.931%
0.000
5.500%
5.820%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.490%
5.539%
0.000
5.875%
5.894%
0.000
5.500%
5.803%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.250%
5.370%
0.000
15-Year Fixed
6.150%
6.386%
0.000
6.000%
6.183%
0.000
30-Year Fixed
5.625%
5.671%
0.000
5.375%
6.280%
0.000
5.375%
5.446%
0.000
5.875%
6.055%
0.000
15-Year Fixed
5.375%
5.650%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.375%
5.415%
0.000
5.875%
6.099%
0.000
5.750%
5.827%
0.000
5.875%
6.019%
1.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
16.200%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Traditional
14.240% - 18.000%
Access FCU Visa Classic
13.500%
Platinum Visa
15.350%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Member First VISA
15.040%
No balance transfer fees or annual fees.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum with Rewards
9.900%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
VISA Signature Rewards
16.740% - 18.000%
Classroom Supply Visa
8.500%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
14.000%
Visa Platinum Rewards
14.900%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
14.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
17.900%
$0 - $500
11.990%
$0
1 - 12
Technology Loan
9.750%
$0
36
12.990%
$0
13 - 60
13.450%
$0
13.240%
$0 - $2,000
36 - 36
10.490%
$0
Credit Starter Loan
16.250%
$0
8.890%
$0
12.500%
$0
60 - 60
11.740% - 17.990%
$0
18.000%
$0 - $500
5
9.990% - 16.240%
$0
61 - 66
Debt Consolidation
13.990%
$0
1 - 72
Personal Line of Credit
9.500%
$0
9.490%
$0
48 - 48
13.240%
$0
48
Signature Loans
12.990%
$0
48
10.250% - 10.650%
$3,000 - $25,000
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
12.990%
$0 - $2,000
24 - 24
10.000%
$0
12 - 12
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.890%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Frankfort Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Frankfort Community Federal Credit Union
Full Time Employees: 6
Part Time Employees: 0
President: Chad Hollenbeck
CEO: Coury Carland
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
921 Forest Ave
Frankfort, MI 49635
Phone Number: 231-352-9392
Fax Number: 231-352-9344

Financials

Total Assets:
17,631,233
Total Amount of Shares and Deposits:
15,035,770
Total Shares and Deposits < 1 Year:
15,035,770
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
286,846
Total Uninsured Shares and Deposits > $250K (F+J):
286,846
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,748,924
Total Interest Expense (Sum of items 6 8):
34,382
Share Certificates:
38
Number of Accounts for Share Drafts:
886
Number of Accounts for Regular Shares:
2,293
All other shares:
140
Net Income (unless the amount is already included in Undivided Earnings):
337,062
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,777,773
Total Liabilities:
15,100,933
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Frankfort Community Federal Credit Union

Is a member application needed to join Frankfort Community Federal Credit Union?

Yes, to access services at Frankfort Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Frankfort Community Federal Credit Union provides a range of mortgage and home equity products.

Is Frankfort Community Federal Credit Union a safe place to deposit money?

Yes, Frankfort Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Frankfort Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Frankfort Community Federal Credit Union provide digital access including online balance checks and transfers.

Current Frankfort Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions