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Frankfort Community Federal Credit Union

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Frankfort Community Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Frankfort Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Frankfort Community Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.63%, 6-month share certificate rates at 0.00% and 3-month share certificate rates at 3.80%. Savings rates are at 0.75% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to Frankfort Community Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Frankfort Community Federal Credit Union with a 4.2 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 24.64%. Rates were last updated on 04/17/2026.

Frankfort Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frankfort Community Federal Credit Union? Share your experience about Frankfort Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Frankfort Community Federal Credit Union.

Overall Health & Safety Grade

C+

Fair Health Score: 80/100

MonitorBankRates Rating

4.2

Excellent Out of 5.0 Stars

Texas Ratio

24.64%

Good Higher than avg

Frankfort Community Federal Credit Union
Frankfort Community Federal Credit Union

921 Forest Ave
Frankfort, MI 49635

https://fcfcu.virtualcu.net/

Current Rate Availability

We do not have Frankfort Community Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Frankfort Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Frankfort Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Frankfort Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Frankfort Community Federal Credit Union

Website https://fcfcu.virtualcu.net/

Address 921 Forest Ave, Frankfort, MI 49635

Phone 231-352-9392

Fax 231-352-9344

President Chad Hollenbeck

CEO Coury Carland

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.2 / 5.0 ★

Overall Health & Safety Grade

C+ (80/100)

Texas Ratio

24.64%

Return on Assets (ROA)

3.6019%

Return on Equity (ROE)

25.0981%

Non-Performing Loans Ratio (NPL)

5.56%

Total Assets

17,631,233

Total Amount of Shares and Deposits

15,035,770

Total Shares and Deposits < 1 Year

15,035,770

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

286,846

Total Uninsured Shares and Deposits > $250K (F+J)

286,846

Total Insured Shares and Deposits > $250K (item 17 less item K)

14,748,924

Total Interest Expense (Sum of items 6 8)

34,382

Share Certificates

Number of Accounts for Share Drafts

886

Number of Accounts for Regular Shares

2,293

All other shares

140

Net Income (unless the amount is already included in Undivided Earnings)

337,062

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,777,773

Total Liabilities

15,100,933

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Frankfort Community Federal Credit Union

Is Frankfort Community Federal Credit Union a safe place to deposit money?

Yes, Frankfort Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 24.643994783227%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Frankfort Community Federal Credit Union operate?

Frankfort Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Frankfort Community Federal Credit Union?

Yes, to access services at Frankfort Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Frankfort Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Frankfort Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Frankfort Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Frankfort Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fcfcu.virtualcu.net/.