High Desert Community Credit Union Rates and Review January 2026
Compare High Desert Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of High Desert Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHigh Desert Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at High Desert Community Credit Union? Share your experience about High Desert Community Credit Union by leaving a review below, or read customer reviews before you decide to use High Desert Community Credit Union. Overall, High Desert Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. High Desert Community Credit Union High Desert Community Credit Union 321 S Main Ave Aztec, NM 87410 2124  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Secure Card
13.740%
Academic VISA® Gold
15.400%
Security Service Power MasterCard
12.740% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonRefinanced Signature Loans
18.000%
$0
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have High Desert Community Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: High Desert Community Credit Union
Website: https://www.highdesertcu.org
Full Time Employees: 4Part Time Employees: 1 President: Jolee Arellano CEO: Liz Rusk Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
321 S Main Ave
Aztec, NM 87410 2124 Phone Number: 505-334-3047 Fax Number: 877-645-6258 FinancialsTotal Assets:
16,802,921
Total Amount of Shares and Deposits:
14,532,115
Total Shares and Deposits < 1 Year:
13,681,480
Total Shares and Deposits 1 3 Years:
850,634
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
54,991
Total Uninsured Shares and Deposits > $250K (F+J):
54,991
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,477,124
Total Interest Expense (Sum of items 6 8):
177,276
Share Certificates:
146
Number of Accounts for Share Drafts:
213
IRA KEOGH Accounts:
9
Number of Accounts for Regular Shares:
1,814
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
607,708
Total Liabilities:
14,552,822
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About High Desert Community Credit UnionIs a member application needed to join High Desert Community Credit Union?Yes, to access services at High Desert Community Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, High Desert Community Credit Union provides a range of mortgage and home equity products. Is High Desert Community Credit Union a safe place to deposit money?Yes, High Desert Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does High Desert Community Credit Union offer online and mobile banking?Most modern institutions like High Desert Community Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.02%, 6-month CD rates at 0.05% and 3-month CD rates at 3.40%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.28%. Credit Card rates are at 16.95%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
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