HMC NJ Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare HMC NJ Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HMC NJ Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHMC NJ Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HMC NJ Federal Credit Union? Share your experience about HMC NJ Federal Credit Union by leaving a review below, or read customer reviews before you decide to use HMC NJ Federal Credit Union. Overall, HMC NJ Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. HMC NJ Federal Credit Union HMC (NJ) Federal Credit Union 84 Park Ave Ste E103 Flemington, NJ 08822 1176  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
11.500%
$0
Personal/Signature
10.990%
$0
24 - 36
Note Loan
8.990% - 17.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have HMC NJ Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: HMC NJ Federal Credit Union
Website: https://hmcfederalcreditunion.org/
Full Time Employees: 2Part Time Employees: 0 President: James Kahlke CEO: JANINE ZANKO Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
84 Park Ave Ste E103
Flemington, NJ 08822 1176 Phone Number: 908-483-5767 Fax Number: FinancialsTotal Assets:
9,217,873
Total Amount of Shares and Deposits:
8,193,622
Total Shares and Deposits < 1 Year:
8,193,622
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
157,709
Total Uninsured Shares and Deposits > $250K (F+J):
157,709
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,035,913
Total Interest Expense (Sum of items 6 8):
83,300
Number of Accounts for Share Drafts:
180
Number of Accounts for Regular Shares:
813
All other shares:
174
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,304,844
Total Liabilities:
8,229,655
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About HMC NJ Federal Credit UnionIs a member application needed to join HMC NJ Federal Credit Union?Yes, to access services at HMC NJ Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, HMC NJ Federal Credit Union provides a range of mortgage and home equity products. Is HMC NJ Federal Credit Union a safe place to deposit money?Yes, HMC NJ Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does HMC NJ Federal Credit Union offer online and mobile banking?Most modern institutions like HMC NJ Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.70%, 6-month CD rates at 3.60% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.07%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 9.50%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
