What are the current interest rates at Holy Rosary Credit Union Kansas City, MO?

Current rates for Holy Rosary Credit Union Kansas City, MO include: 12-Month CD: 1.26%, 18-Month CD: 3.40%, 24-Month CD: 3.49%, 60-Month CD: 3.55%, Savings: 0.05%

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Holy Rosary Credit Union Kansas City, MO

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Holy Rosary Credit Union Kansas City, MO Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Rosary Credit Union Kansas City, MO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Holy Rosary Credit Union Kansas City, MO's 36 Month CD of Deposit rates are at 3.55%, 48 Month CD of Deposit rates are at 3.55%, 60 Month CD of Deposit rates are at 3.55%, 24 Month CD of Deposit rates are at 3.49%, 6 Month CD of Deposit rates are at 3.49%. Holy Rosary Credit Union Kansas City, MO's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Holy Rosary Credit Union Kansas City, MO with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.35%. Rates last updated and verified on 09/22/2026.

Holy Rosary Credit Union Kansas City, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holy Rosary Credit Union Kansas City, MO? Share your experience about Holy Rosary Credit Union Kansas City, MO by leaving a review below, or read customer reviews before you decide to use Holy Rosary Credit Union Kansas City, MO.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.35%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Holy Rosary Credit Union Kansas City, MO
Holy Rosary

533 Campbell St
Kansas City, MO 64106-1274

https://www.holyrosarycu.org

Holy Rosary Credit Union Kansas City, MO CD Rates

Product	Rate	APY	Term
36 Month Certificate of Deposit	3.49%	3.55%	36 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
48 Month Certificate of Deposit	3.49%	3.55%	48 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
60 Month Certificate of Deposit	3.49%	3.55%	60 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
24 Month Certificate of Deposit	3.44%	3.49%	24 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
6 Month Certificate of Deposit	3.44%	3.49%	6 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
9 Month Certificate of Deposit	3.44%	3.49%	9 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
12 Month Certificate of Deposit	3.39%	3.44%	12 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
18 Month Certificate of Deposit	3.35%	3.40%	18 Month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
Wealth Builder 12 Month Certificate	1.25%	1.26%	12 Month
Details Requires automated deposits. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%

Holy Rosary Credit Union Kansas City, MO Savings Rates

Product	Rate	APY
Savings Accounts	0.25%	0.25%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
Savings Accounts	0.25%	0.25%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
Savings Accounts	0.25%	0.25%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%
Savings Accounts	0.05%	0.05%
Min Balance $100 Details Balance: $100.00 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Holy Rosary Credit Union Kansas City, MO’s Texas Ratio rose from 4.56% in Q2 2023 to 10.35% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$47M	10.35%	5.0	A
December 31, 2025	$45M	14.65%	5.0	A-
September 30, 2025	$45M	13.86%	5.0	A
June 30, 2025	$44M	13.16%	5.0	A
March 31, 2025	$44M	13.98%	5.0	A
December 31, 2024	$43M	18.47%	4.7	B+
September 30, 2024	$43M	12.21%	5.0	A
June 30, 2024	$44M	14.60%	5.0	A-
March 31, 2024	$42M	12.85%	5.0	A
December 31, 2023	$42M	9.51%	5.0	A
September 30, 2023	$43M	7.72%	5.0	A
June 30, 2023	$39M	4.56%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Holy Rosary Credit Union Kansas City, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Holy Rosary Credit Union Kansas City, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holy Rosary Credit Union Kansas City, MO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holy Rosary Credit Union Kansas City, MO

Website https://www.holyrosarycu.org

Address 533 Campbell St, Kansas City, MO 64106-1274

Phone 816-221-2734

Fax 816-221-4264

President Donald Cohenour

CEO Carole Wight

Full-Time Employees 24

Part-Time Employees 6

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.35%

Return on Assets (ROA)

0.0321%

Return on Equity (ROE)

0.2826%

Non-Performing Loans Ratio (NPL)

2.16%

Total Assets

46,933,405

Total Amount of Shares and Deposits

35,705,742

Total Shares and Deposits < 1 Year

32,872,349

Total Shares and Deposits 1 3 Years

2,833,393

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,289,199

Total Uninsured Shares and Deposits > $250K (F+J)

2,289,199

Total Insured Shares and Deposits > $250K (item 17 less item K)

33,416,543

Total Interest Expense (Sum of items 6 8)

78,352

Share Certificates

135

Number of Accounts for Share Drafts

5,006

Number of Accounts for Regular Shares

7,633

Non Member Deposits

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

15,060

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,537,436

Total Liabilities

42,604,177

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Holy Rosary Credit Union Kansas City, MO earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Holy Rosary Credit Union Kansas City, MO

How many branches does Holy Rosary Credit Union Kansas City, MO operate?

Holy Rosary Credit Union Kansas City, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holy Rosary Credit Union Kansas City, MO?

Yes, to access services at Holy Rosary Credit Union Kansas City, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holy Rosary Credit Union Kansas City, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Rosary Credit Union Kansas City, MO provides members with tools to manage their accounts and build a solid financial history.

Does Holy Rosary Credit Union Kansas City, MO offer online and mobile banking?

Most modern institutions like Holy Rosary Credit Union Kansas City, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.holyrosarycu.org.