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Inland Motor Employees Federal Credit Union Rates and Review January 2026

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Inland Motor Employees Federal Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 1.77% and 3-month CD rates at 3.50%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 17.75%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Inland Motor Employees Federal Credit Union rates.

Compare Inland Motor Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Inland Motor Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Inland Motor Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Inland Motor Employees Federal Credit Union? Share your experience about Inland Motor Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Inland Motor Employees Federal Credit Union.

Overall, Inland Motor Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Inland Motor Employees Federal Credit Union
Main St Office
501 W Main St
Radford, VA 24141 1590
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.05%
$500
18-Month CD
3.85%
$5,000
24-Month CD
3.80%
$5,000
12-Month CD
3.65%
$500
24-Month CD
3.60%
$0
18-Month CD
3.45%
$500
36-Month CD
3.35%
$500
18-Month CD
3.26%
$500
12-Month CD (Jumbo)
3.25%
$100,000
12-Month CD
3.00%
$500
48-Month CD
2.80%
$1,000
60-Month CD (Jumbo)
2.75%
$100,000
48-Month CD
2.75%
$500
12-Month CD
2.75%
$1,000
24-Month CD
2.70%
$500
36-Month CD
2.50%
$2,500
60-Month CD
2.49%
$2,500
3-Month CD
2.10%
$500
48-Month CD
2.05%
$500
60-Month CD
2.02%
$5,000
60-Month CD
2.00%
$1,000
18-Month CD
2.00%
$1,000
60-Month CD
1.62%
$500
60-Month CD
1.60%
$500
48-Month CD
1.50%
$500
36-Month CD
1.25%
$100
12-Month CD
1.25%
$500
18-Month CD
1.16%
$1,000
60-Month CD
1.10%
$500
48-Month CD
1.05%
$5,000
36-Month CD
1.00%
$500
Super Passbook Savings
1.00%
$100
36-Month CD
1.00%
$1,000
48-Month CD
0.90%
$2,500
12-Month CD
0.75%
$1,500
Business Platinum Checking
0.65%
$1
Savings Plus
0.50%
$10,000
48-Month CD
0.45%
$500
60-Month CD
0.40%
$1,000
Savings
0.35%
$10
24-Month CD
0.35%
$10
36-Month CD
0.30%
$250
Regular Savings
0.30%
$100
12-Month CD
0.15%
$2,500
Savings
0.10%
$10
Checking
0.05%
$0
Classic Savings
0.05%
$100
Savings
0.05%
$100
Direct Checking
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.035%
0.375
30 Year Fixed
5.625%
5.704%
0.250
6.250%
6.389%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.750%
5.789%
0.000
5.750%
7.634%
0.000
5.125%
5.173%
0.000
5.750%
5.758%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30-Year Fixed
5.875%
6.086%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.875%
6.110%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.990%
6.035%
0.000
10-Year Fixed
5.500%
5.630%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.750%
6.309%
0.000
5.500%
5.581%
0.000
5.625%
5.667%
0.000
5.500%
6.059%
0.000
15-Year Fixed
6.500%
6.500%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.375%
5.488%
0.250
5.625%
6.072%
0.000
5.625%
5.769%
0.000
5.625%
5.790%
0.000
30-Year Fixed
6.125%
6.226%
0.000
6.000%
6.067%
0.000
15-Year Fixed
5.500%
5.552%
0.000
6.000%
6.310%
0.000
5.875%
6.055%
0.000
15-Year Fixed
5.125%
5.284%
0.000
5.625%
5.691%
0.000
20-Year Fixed
6.125%
6.201%
0.000
5.850%
5.891%
0.000
30 Year Fixed
6.000%
6.127%
0.000
30-Year Fixed
6.000%
6.173%
0.000
5.875%
5.907%
0.000
15 Year Fixed
5.375%
5.717%
0.706
5.625%
5.751%
0.000
4.675%
4.867%
0.000
5.375%
5.860%
0.000
30-Year Fixed
6.000%
6.120%
0.000
6.250%
6.355%
0.000
15-Year Fixed
5.125%
5.174%
0.000
6.250%
7.325%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.125%
6.199%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power MasterCard
12.740% - 18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
8.900% - 13.900%
Based upon credit worthiness.
Visa Platinum Preferred Student
17.990%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Clarity
15.990%
Platinum Secured Visa
8.750%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
7.900%
VISA Traditional
14.240% - 18.000%
16.200%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Platinum Preferred
14.240% - 17.990%
16.100%
Visa Secure Card
13.740%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Preferred Rewards
15.740% - 17.990%
VISA® Credit Cards
7.990%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Crimson Rewards Card
13.740%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Next Step Loan
10.500%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Credit Starter Loan
16.250%
$0
10.500%
$0
12.990%
$0 - $2,000
24 - 24
10.490%
$0
12.490%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Line of Credit
9.000%
$0
60
Unsecured Signature Loan
10.250%
$0
25 - 36
11.990%
$0
1 - 12
9.900%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
Personal/Signature
10.990%
$0
24 - 36
A+ Personal Loan
8.990%
$0
84
13.240%
$0 - $2,000
36 - 36
13.740%
$5,000
60 - 60
10.990%
$0 - $10,000
60 - 60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
13.990%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
8.500%
$0 - $6,000
42
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Inland Motor Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Inland Motor Employees Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 2
President: Perry Slaughter
CEO: Becky Simpkins
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
501 W Main St
Radford, VA 24141 1590
Phone Number: 540-731-6125
Fax Number: 540-633-5522

Financials

Total Assets:
1,610,383
Total Amount of Shares and Deposits:
1,140,741
Total Shares and Deposits < 1 Year:
1,140,741
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,140,741
Total Interest Expense (Sum of items 6 8):
702
Number of Accounts for Regular Shares:
496
All other shares:
69
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
497,513
Total Liabilities:
1,150,202
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Inland Motor Employees Federal Credit Union

Is a member application needed to join Inland Motor Employees Federal Credit Union?

Yes, to access services at Inland Motor Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Inland Motor Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Inland Motor Employees Federal Credit Union a safe place to deposit money?

Yes, Inland Motor Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Inland Motor Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Inland Motor Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Inland Motor Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions