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KBR Heritage Federal Credit Union Rates and Review January 2026

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KBR Heritage Federal Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 2.50% and 3-month CD rates at 0.50%. Savings rates are at 0.02% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.90%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to KBR Heritage Federal Credit Union rates.

Compare KBR Heritage Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of KBR Heritage Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

KBR Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at KBR Heritage Federal Credit Union? Share your experience about KBR Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use KBR Heritage Federal Credit Union.

Overall, KBR Heritage Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

KBR Heritage Federal Credit Union
KBR HERITAGE FCU
601 JEFFERSON ST # KT 02
HOUSTON, TX 77002
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Savi Checking
4.00%
$0
12-Month CD
3.82%
$500
36-Month CD
3.55%
$1,000
12-Month CD
3.50%
$500
12-Month CD (Jumbo)
3.35%
$100,000
36-Month CD
3.30%
$1,000
84-Month CD
3.30%
$100
24-Month CD
3.29%
$1,000
48-Month CD
3.25%
$1,000
12-Month CD
3.25%
$1,000
18-Month CD
3.24%
$1,000
6-Month CD
3.20%
$500
60-Month CD
3.04%
$1,500
60-Month CD
3.04%
$500
18-Month CD
3.03%
$1,000
Platinum Savings
3.00%
$100
60-Month CD
2.90%
$1,000
36-Month CD
2.57%
$1,000
30-Month CD
2.52%
$1,000
60-Month CD
2.25%
$500
24-Month CD
2.20%
$1,000
60-Month CD
2.06%
$500
60-Month CD
2.02%
$500
First Rate Savings
2.00%
$100
Kasasa Savings
2.00%
$0
Money Market
1.75%
$1,000
Savings
1.51%
$100
Premier Money Market
1.51%
$5,000
24-Month CD
1.20%
$1,000
12-Month CD (Jumbo)
1.05%
$100,000
Money Market
0.75%
$50,000
60-Month CD
0.75%
$1,000
60-Month CD
0.75%
$2,500
12-Month CD
0.55%
$500
NOW Checking
0.50%
$1,000
60-Month CD
0.50%
$500
24-Month CD
0.50%
$1,000
24-Month CD
0.45%
$500
36-Month CD
0.35%
$500
Money Market
0.25%
$0
Premium Money Market
0.18%
$10,000
12-Month CD
0.10%
$500
6-Month CD
0.10%
$1,000
Money Market
0.10%
$2,500
Premiere Money Market
0.05%
$1,000
6-Month CD
0.05%
$500
Simply Savings
0.03%
$50
Basic Savings
0.03%
$25
Money Market
0.01%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.110%
0.000
5.625%
6.000%
0.000
4.750%
4.940%
0.250
4.750%
5.730%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30-Year Fixed
6.000%
6.112%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.750%
6.130%
0.000
5.500%
5.646%
0.000
6.000%
6.085%
0.000
15-Year Fixed
5.125%
5.193%
0.000
5.250%
6.232%
0.750
15 Year Fixed
5.500%
5.677%
0.000
5.000%
5.128%
0.250
5.000%
5.055%
0.000
5.625%
5.843%
0.000
6.000%
6.006%
0.000
15-Year Fixed
5.350%
5.462%
0.000
6.000%
6.403%
0.000
5.125%
5.637%
0.250
30-Year Fixed
5.875%
5.978%
0.000
30-Year Fixed
6.125%
6.226%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.625%
6.036%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.750%
5.853%
0.000
5.875%
6.012%
0.000
5.375%
5.375%
0.000
6.500%
6.648%
0.000
6.000%
6.031%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.500%
6.086%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
6.125%
6.135%
0.000
15-Year Fixed
5.000%
5.177%
0.750
5.500%
5.556%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.250%
5.430%
0.359
6.500%
6.218%
0.000
15-Year Fixed
4.625%
4.990%
2.000
15-Year Fixed
5.750%
5.977%
0.000
5.125%
5.331%
1.000
30-Year Fixed
5.750%
5.842%
0.000
5.750%
5.801%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.250%
6.041%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
30-Year Fixed
5.560%
5.730%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.750%
5.970%
0.250
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
14.240%
13.900%
Visa Crimson Rewards Card
13.740%
Visa Platinum Clarity
15.990%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
VISA Platinum without Rewards
7.900%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Signature® Cash Back
17.750%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Classroom Supply Visa
8.500%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Acadia Visa Credit Card
10.900%
No annual fee
VISA® Classic
12.960%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Preferred
14.240% - 17.990%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Crimson Card
13.240%
Visa Classic Card
12.900%
No annual fee
VISA® Credit Cards
7.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.700%
$0 - $10,000
60 - 60
11.900%
$0 - $15,000
24 - 60
A+ Personal Loan
8.990%
$0
84
10.990%
$0 - $10,000
60 - 60
Personal Line of Credit
16.240%
$0
60
9.990% - 16.240%
$0
61 - 66
8.490%
$0
36 - 36
Debt Consolidated
9.490%
$500
36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
13.450%
$0
Personal Line of Credit
9.500%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Gold Star Loan
14.200%
$0
48
12.490%
$0
12.250% - 17.000%
$0 - $20,000
10.250% - 17.950%
$0
1 - 36
Credit Builder Loan
9.000%
$0
9.490%
$0
48 - 48
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.490%
$0
Personal Line of Credit
12.950% - 18.000%
$0
Term Line of Credit 84 months
8.000%
$0
Personal Loan
8.950%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Technology Loan
9.750%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have KBR Heritage Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: KBR Heritage Federal Credit Union
Full Time Employees: 10
Part Time Employees: 0
President: Timothy Mark
CEO: Regina Lancaster
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
601 JEFFERSON ST # KT 02
HOUSTON, TX 77002
Phone Number: 713-753-3022
Fax Number: 713-753-7575

Financials

Total Assets:
80,219,428
Total Amount of Shares and Deposits:
63,361,461
Total Shares and Deposits < 1 Year:
62,394,987
Total Shares and Deposits 1 3 Years:
966,474
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,539,192
Total Uninsured Shares and Deposits > $250K (F+J):
3,539,192
Total Insured Shares and Deposits > $250K (item 17 less item K):
59,822,269
Total Interest Expense (Sum of items 6 8):
329,533
Share Certificates:
63
Number of Accounts for Share Drafts:
1,998
IRA KEOGH Accounts:
95
Number of Accounts for Regular Shares:
4,393
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,313,978
Total Liabilities:
63,775,110
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About KBR Heritage Federal Credit Union

Is a member application needed to join KBR Heritage Federal Credit Union?

Yes, to access services at KBR Heritage Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, KBR Heritage Federal Credit Union provides a range of mortgage and home equity products.

Is KBR Heritage Federal Credit Union a safe place to deposit money?

Yes, KBR Heritage Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does KBR Heritage Federal Credit Union offer online and mobile banking?

Most modern institutions like KBR Heritage Federal Credit Union provide digital access including online balance checks and transfers.

Current KBR Heritage Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions