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Kenowa Community Federal Credit Union Rates & Review April 2026

Kenowa Community Federal Credit Union's 12 MO CD rates are at 2.75%, 24 MO CD rates are at 2.68%, 06 MO CD rates are at 2.55%, 60 MO CD rates are at 2.46%, 48 MO CD rates are at 2.41%. Kenowa Community Federal Credit Union's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of Kenowa Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.10%. Rates were last updated on 04/18/2026.

Kenowa Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kenowa Community Federal Credit Union? Share your experience about Kenowa Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kenowa Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.10%
Excellent Lower than avg
Kenowa Community Federal Credit Union
Kenowa Community Federal CU
1905 28th Street St SW
Wyoming, MI 49519 2507
https://www.kenowacu.com
Member NCUA

Kenowa Community Federal Credit Union CD Rates

Product Rate APY Term View More
12 MO CERTIFICATE - 2.75%
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
24 MO CERTIFICATE - 2.68%
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
06 MO CERTIFICATE - 2.55%
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
60 MO CERTIFICATE - 2.46%
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
48 MO CERTIFICATE - 2.41%
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
36 MO CERTIFICATE - 2.37%
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Kenowa Community Federal Credit Union Savings Rates

Product Rate APY View More
CHRISTMAS CLUB - 0.20%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Kenowa Community Federal Credit Union Money Market Rates

Product Rate APY View More
MONEY MARKET - 0.20%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Kenowa Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
Home Equity Line of Credit - - 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Kenowa Community Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 12.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Kenowa Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kenowa Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kenowa Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kenowa Community Federal Credit Union
Address 1905 28th Street St SW, Wyoming, MI 49519 2507
Phone 616-534-3307
Fax 616-534-9811
President Jerry Payne
CEO Kathy Meekhof
Full-Time Employees 5
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.10%
Return on Assets (ROA)
0.8132%
Return on Equity (ROE)
5.3233%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
29,719,557
Total Amount of Shares and Deposits
25,066,986
Total Shares and Deposits < 1 Year
25,058,697
Total Shares and Deposits 1 3 Years
8,289
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,338,820
Total Uninsured Shares and Deposits > $250K (F+J)
1,338,820
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,728,166
Total Interest Expense (Sum of items 6 8)
82,849
Share Certificates
58
Number of Accounts for Share Drafts
1,336
IRA KEOGH Accounts
3
Number of Accounts for Regular Shares
3,436
Money Market Shares
220
Net Income (unless the amount is already included in Undivided Earnings)
241,667
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,908,970
Total Liabilities
25,179,814
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Kenowa Community Federal Credit Union

Is Kenowa Community Federal Credit Union a safe place to deposit money?

Yes, Kenowa Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1013839329671%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Kenowa Community Federal Credit Union operate?

Kenowa Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kenowa Community Federal Credit Union?

Yes, to access services at Kenowa Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kenowa Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kenowa Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kenowa Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Kenowa Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kenowacu.com.

Current Kenowa Community Federal Credit Union Rates

  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.