KSW Federal Credit Union Rates and Review January 2026
Compare KSW Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of KSW Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityKSW Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at KSW Federal Credit Union? Share your experience about KSW Federal Credit Union by leaving a review below, or read customer reviews before you decide to use KSW Federal Credit Union. Overall, KSW Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
World Cash Back Credit Card Mastercard
18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal/Signature
10.990%
$0
24 - 36
Summer/Holiday Loans
9.500%
$0
Halloween Loan
15.000%
$500 - $1,500
6 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have KSW Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: KSW Federal Credit Union
Website: https://www.kswfcu.org
Full Time Employees: 20Part Time Employees: 0 President: John Picchiotti CEO: Deseree Gilman Branch Locations: 2 ATM Locations: 3 Corporate Office Address:
222 College Ave
Waterville, ME 04901 6226 Phone Number: 207-872-5039 Fax Number: 207-872-5776 FinancialsTotal Assets:
109,552,123
Total Amount of Shares and Deposits:
93,704,538
Total Shares and Deposits < 1 Year:
84,248,671
Total Shares and Deposits 1 3 Years:
8,998,792
Total Shares and Deposits > 3 Years:
457,073
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,610,309
Total Uninsured Shares and Deposits > $250K (F+J):
5,610,309
Total Insured Shares and Deposits > $250K (item 17 less item K):
88,094,229
Total Interest Expense (Sum of items 6 8):
865,289
Share Certificates:
788
Number of Accounts for Share Drafts:
4,848
IRA KEOGH Accounts:
375
Number of Accounts for Regular Shares:
13,483
Money Market Shares:
173
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,601,096
Total Liabilities:
94,085,328
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About KSW Federal Credit UnionIs a member application needed to join KSW Federal Credit Union?Yes, to access services at KSW Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, KSW Federal Credit Union provides a range of mortgage and home equity products. Is KSW Federal Credit Union a safe place to deposit money?Yes, KSW Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does KSW Federal Credit Union offer online and mobile banking?Most modern institutions like KSW Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.75%, 6-month CD rates at 4.10% and 3-month CD rates at 2.32%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.10%. Credit Card rates are at 14.24%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates which you can compare to 
