La Joya Area Federal Credit Union Rates and Review January 2026
Compare La Joya Area Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of La Joya Area Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLa Joya Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at La Joya Area Federal Credit Union? Share your experience about La Joya Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use La Joya Area Federal Credit Union. Overall, La Joya Area Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. La Joya Area Federal Credit Union Annex 317 S Bentsen Palm DR Palmview, TX 78572  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonShare-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Shared Secured
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Personal Loan
12.650%
$0 - $15,000
1 - 36
Debt Consolidated
9.490%
$500
36
Signature Loan
11.500%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have La Joya Area Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: La Joya Area Federal Credit Union
Website: https://www.lajoyacreditunion.coop
Full Time Employees: 26Part Time Employees: 8 President: Everardo Villarreal CEO: Johnn Alaniz Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
317 S Bentsen Palm DR
Palmview, TX 78572 Phone Number: 956-585-6207 Fax Number: 956-424-7411 FinancialsTotal Assets:
60,674,554
Total Amount of Shares and Deposits:
52,143,114
Total Shares and Deposits < 1 Year:
49,807,598
Total Shares and Deposits 1 3 Years:
1,596,849
Total Shares and Deposits > 3 Years:
738,667
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,905,278
Total Uninsured Shares and Deposits > $250K (F+J):
2,905,278
Total Insured Shares and Deposits > $250K (item 17 less item K):
49,237,836
Total Interest Expense (Sum of items 6 8):
99,113
Share Certificates:
117
Number of Accounts for Share Drafts:
6,948
IRA KEOGH Accounts:
59
Number of Accounts for Regular Shares:
10,555
Money Market Shares:
119
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,163,503
Total Liabilities:
53,921,657
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About La Joya Area Federal Credit UnionIs a member application needed to join La Joya Area Federal Credit Union?Yes, to access services at La Joya Area Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, La Joya Area Federal Credit Union provides a range of mortgage and home equity products. Is La Joya Area Federal Credit Union a safe place to deposit money?Yes, La Joya Area Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does La Joya Area Federal Credit Union offer online and mobile banking?Most modern institutions like La Joya Area Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.50%, 6-month CD rates at 3.55% and 3-month CD rates at 2.00%. Savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 19.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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