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 Picatinny Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 6, 2026
Picatinny Federal Credit Union's 18 month IRA CD rates are at 3.66%, 18 month CD rates are at 3.66%, 12 month IRA CD rates are at 3.61%, 12 month CD rates are at 3.61%, 24 month IRA CD rates are at 3.56%. Picatinny Federal Credit Union's money market rates are at 0.15%. Picatinny Federal Credit Union's Fixed Mortgage rates are at 5.00%, Fixed Mortgage rates are at 5.12%, Fixed Mortgage rates are at 5.00%, Fixed Mortgage rates are at 5.88%, Fixed Mortgage rates are at 5.38%. Picatinny Federal Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Picatinny Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.66%. Rates were last updated on 05/06/2026. Picatinny Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Picatinny Federal Credit Union? Share your experience about Picatinny Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Picatinny Federal Credit Union. Picatinny Federal Credit Union
Rockaway Office 100 Mineral Springs RD
https://www.picacreditunion.com Dover, NJ 07801 
Picatinny Federal Credit Union CD Rates
Picatinny Federal Credit Union Savings Rates
Picatinny Federal Credit Union Money Market Rates
Picatinny Federal Credit Union Mortgage Rates
Picatinny Federal Credit Union Home Equity & HELOC
Picatinny Federal Credit Union Credit Card Rates
Picatinny Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Picatinny Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Picatinny Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Picatinny Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Picatinny Federal Credit Union
Website
https://www.picacreditunion.com
Address
100 Mineral Springs RD,
Dover, NJ 07801
Phone
973-361-5225
Fax
973-361-8850
President
Joe Shiposh
CEO
Rob Albrecht
Full-Time Employees
65
Part-Time Employees
0
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.66%
Return on Assets (ROA)
0.5116%
Return on Equity (ROE)
5.6959%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
462,594,485
Total Amount of Shares and Deposits
389,146,413
Total Shares and Deposits < 1 Year
365,850,253
Total Shares and Deposits 1 3 Years
19,529,689
Total Shares and Deposits > 3 Years
3,766,471
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
30,871,986
Total Uninsured Shares and Deposits > $250K (F+J)
30,871,986
Total Insured Shares and Deposits > $250K (item 17 less item K)
358,274,427
Total Interest Expense (Sum of items 6 8)
2,982,065
Share Certificates
2,351
Number of Accounts for Share Drafts
12,526
IRA KEOGH Accounts
742
Number of Accounts for Regular Shares
20,945
Money Market Shares
385
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
71,626,025
Total Liabilities
422,389,402
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Picatinny Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Picatinny Federal Credit Union
Frequently Asked Questions About Picatinny Federal Credit UnionHow many branches does Picatinny Federal Credit Union operate?Picatinny Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Picatinny Federal Credit Union?Yes, to access services at Picatinny Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Picatinny Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Picatinny Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Picatinny Federal Credit Union offer online and mobile banking?Most modern institutions like Picatinny Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.picacreditunion.com. Current Picatinny Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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