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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Leading Edge Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Leading Edge Credit Union's 24 month CD rates are at 3.49%, 36 month CD rates are at 3.22%, IRA CD - 24 month rates are at 3.20%, 12 Month CD rates are at 3.19%, IRA CD - 36 month rates are at 3.10%. Leading Edge Credit Union's savings rates are at 0.10%. Leading Edge Credit Union's money market rates are at 2.02%. Leading Edge Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Leading Edge Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.15%. Rates were last updated on 04/08/2026. Leading Edge Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Leading Edge Credit Union? Share your experience about Leading Edge Credit Union by leaving a review below, or read customer reviews before you decide to use Leading Edge Credit Union. Leading Edge Credit Union
Worthington 1127 Ryans Rd
https://www.leadingedgecu.org Worthington, MN 56187 
Leading Edge Credit Union CD Rates
Leading Edge Credit Union Savings Rates
Leading Edge Credit Union Money Market Rates
Leading Edge Credit Union Checking Rates
Leading Edge Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Leading Edge Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Leading Edge Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Leading Edge Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Leading Edge Credit Union
Website
https://www.leadingedgecu.org
Address
1127 Ryans Rd,
Worthington, MN 56187
Phone
507-372-5959
Fax
President
Randy Donahue
CEO
Chad Merrihew
Full-Time Employees
43
Part-Time Employees
1
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.15%
Return on Assets (ROA)
0.2753%
Return on Equity (ROE)
3.0796%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
141,128,087
Total Amount of Shares and Deposits
123,735,927
Total Shares and Deposits < 1 Year
109,537,549
Total Shares and Deposits 1 3 Years
14,152,278
Total Shares and Deposits > 3 Years
46,100
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,261,667
Total Uninsured Shares and Deposits > $250K (F+J)
5,261,667
Total Insured Shares and Deposits > $250K (item 17 less item K)
118,474,260
Total Interest Expense (Sum of items 6 8)
2,227,511
Share Certificates
1,157
Number of Accounts for Share Drafts
7,716
IRA KEOGH Accounts
170
Number of Accounts for Regular Shares
13,668
Non Member Deposits
2
Money Market Shares
1,097
Net Income (unless the amount is already included in Undivided Earnings)
388,469
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,130,175
Total Liabilities
128,866,146
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Leading Edge Credit UnionIs Leading Edge Credit Union a safe place to deposit money?Yes, Leading Edge Credit Union is considered a safe financial institution. With a Texas Ratio of 8.1489550408166%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Leading Edge Credit Union operate?Leading Edge Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Leading Edge Credit Union?Yes, to access services at Leading Edge Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Leading Edge Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Leading Edge Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Leading Edge Credit Union offer online and mobile banking?Most modern institutions like Leading Edge Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.leadingedgecu.org. Current Leading Edge Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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