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 Lexington Postal Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Lexington Postal Community Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Lexington Postal Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.39%. Rates were last updated on 04/19/2026. Lexington Postal Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lexington Postal Community Credit Union? Share your experience about Lexington Postal Community Credit Union by leaving a review below, or read customer reviews before you decide to use Lexington Postal Community Credit Union. Lexington Postal Community Credit Union
LPCCU Main 124 Louie Pl
https://www.lexpccu.com Lexington, KY 40511 
Lexington Postal Community Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lexington Postal Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lexington Postal Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lexington Postal Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lexington Postal Community Credit Union
Website
https://www.lexpccu.com
Address
124 Louie Pl,
Lexington, KY 40511
Phone
859-252-5151
Fax
859-252-2984
President
George Turnley
CEO
Sharon Stafford
Full-Time Employees
3
Part-Time Employees
6
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.39%
Return on Assets (ROA)
0.1237%
Return on Equity (ROE)
1.3347%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
27,733,281
Total Amount of Shares and Deposits
25,077,734
Total Shares and Deposits < 1 Year
25,077,734
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
625,993
Total Uninsured Shares and Deposits > $250K (F+J)
625,993
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,451,741
Total Interest Expense (Sum of items 6 8)
6,316
Number of Accounts for Share Drafts
1,296
IRA KEOGH Accounts
21
Number of Accounts for Regular Shares
2,431
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,979,086
Total Liabilities
25,191,545
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lexington Postal Community Credit UnionIs Lexington Postal Community Credit Union a safe place to deposit money?Yes, Lexington Postal Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3865485570176%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lexington Postal Community Credit Union operate?Lexington Postal Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lexington Postal Community Credit Union?Yes, to access services at Lexington Postal Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lexington Postal Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lexington Postal Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lexington Postal Community Credit Union offer online and mobile banking?Most modern institutions like Lexington Postal Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lexpccu.com. Current Lexington Postal Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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