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Liberty Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Liberty Federal Credit Union's top rates as of October 12, 2026 are 4.30% APY on its 9 Month Fixed IRA CD, 3.55% APY on savings, 4.00% APY on money market accounts, 4.00% APY on checking, 7.12% on its 30 Year Fixed Conventional Conforming Mortgage, and personal loans from 9.59% APR, according to rates verified by MonitorBankRates. Other Liberty Federal Credit Union CD rates include 9 Month Fixed IRA at 4.30%, 9 Month CD at 4.25%, and 14 Month Fixed IRA at 4.20%. MonitorBankRates evaluates the financial stability of Liberty Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.97%. Rates last updated and verified on 10/12/2026.

Liberty Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Federal Credit Union? Share your experience about Liberty Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Liberty Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.97%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Liberty Federal Credit Union
Liberty Federal Credit Union
4401 Theater Dr
Evansville, IN 47715-1967
https://libertyfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Liberty Federal Credit Union CD Rates

Product Rate APY Term View More
9 Month Fixed IRA 4.22% 4.30% 9 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 25, 2026: 4.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
9 Month Fixed IRA 4.22% 4.30% 9 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 25, 2026: 4.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
9 Month Certificate 4.17% 4.25% 9 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 25, 2026: 4.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
14 Month Fixed IRA 4.12% 4.20% 14 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 25, 2026: 4.20% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
14 Month Fixed IRA 4.12% 4.20% 14 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 25, 2026: 4.20% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
14 Month Certificate 4.07% 4.15% 14 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Sep 25, 2026: 4.15% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
6 Year Fixed IRA 3.74% 3.80% 6 Year
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
4 Year Fixed IRA 3.49% 3.55% 4 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
4 Year Fixed IRA 3.49% 3.55% 4 Year
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
5 Year Fixed IRA 3.49% 3.55% 5 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
5 Year Fixed IRA 3.49% 3.55% 5 Year
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
4 Year Certificate 3.445% 3.50% 4 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
5 Year Certificate 3.445% 3.50% 5 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2 Year Fixed IRA 3.25% 3.30% 2 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2 Year Fixed IRA 3.25% 3.30% 2 Year
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
3 Year Fixed IRA 3.25% 3.30% 3 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
3 Year Fixed IRA 3.25% 3.30% 3 Year
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
30 Month Fixed IRA 3.25% 3.30% 30 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
30 Month Fixed IRA 3.25% 3.30% 30 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2 Year Certificate 3.20% 3.25% 2 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
3 Year Certificate 3.20% 3.25% 3 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
30 Month Certificate 3.20% 3.25% 30 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
17 Month Fixed IRA 1.69% 1.70% 17 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 25, 2026: 1.70% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
17 Month Fixed IRA 1.69% 1.70% 17 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 25, 2026: 1.70% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
18 Month Fixed IRA 1.69% 1.70% 18 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 25, 2026: 1.70% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
18 Month Fixed IRA 1.69% 1.70% 18 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 25, 2026: 1.70% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
17 Month Certificate 1.64% 1.65% 17 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.65% APY · checked 4 times
1.15%1.65%2.15%Sep 25, 2026: 1.65% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
18 Month Certificate 1.64% 1.65% 18 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.65% APY · checked 4 times
1.15%1.65%2.15%Sep 25, 2026: 1.65% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
1 Year Fixed IRA 1.49% 1.50% 1 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
1 Year Fixed IRA 1.49% 1.50% 1 Year
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
10 Month Fixed IRA 1.49% 1.50% 10 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
10 Month Fixed IRA 1.49% 1.50% 10 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
6 Month Fixed IRA 1.49% 1.50% 6 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
6 Month Fixed IRA 1.49% 1.50% 6 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
7 Month Fixed IRA 1.49% 1.50% 7 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
7 Month Fixed IRA 1.49% 1.50% 7 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
8 Month Fixed IRA 1.49% 1.50% 8 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
8 Month Fixed IRA 1.49% 1.50% 8 Month
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
1 Year Certificate 1.44% 1.45% 1 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
10 Month Certificate 1.44% 1.45% 10 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
6 Month Certificate 1.44% 1.45% 6 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
7 Month Certificate 1.44% 1.45% 7 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
8 Month Certificate 1.44% 1.45% 8 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
4 Month Fixed IRA 1.29% 1.30% 4 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 4 times
0.80%1.30%1.80%Sep 25, 2026: 1.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
5 Month Fixed IRA 1.29% 1.30% 5 Month
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 4 times
0.80%1.30%1.80%Sep 25, 2026: 1.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
3 Month Certificate 1.24% 1.25% 3 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
4 Month Certificate 1.24% 1.25% 4 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
5 Month Certificate 1.24% 1.25% 5 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.01% 0.01%
Min Deposit $200
Min Balance $200
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Vacation Club 0.01% 0.01%
Min Deposit $200
Min Balance $200
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Share Account 3.93% 4.00%
Min Deposit $1,000,000
Min Balance $1,000,000
Details Balance: $1,000,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Money Market Share Account 2.96% 3.00%
Min Deposit $500,000
Min Balance $500,000
Details Balance: $250,000 - $999,999
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Money Market Share Account 2.47% 2.50%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 25, 2026: 2.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Money Market Share Account 1.98% 2.00%
Min Deposit $50,000
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Money Market Share Account 1.49% 1.50%
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Money Market Share Account 0.995% 1.00%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Money Market Share Account 0.995% 1.00%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Checking Rates

Product Rate APY View More
Mission Checking - 4.00%
Details Paying up to 4.00% APY to your 501(c)(3) organization. Earn up to 4.00% APY on an unlimited balance. Free business checking. Free business online banking. Zero transaction fees. Must provide documentation showing the business is a 501(c)(3) business structure.
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Vertical Checking 3.445% 3.50%
Min Deposit $25
Details Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day.
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Investor Checking 1.98% 2.00%
Min Deposit $25
Min Balance $50,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Investor Checking 0.45% 0.45%
Min Deposit $25
Min Balance $25,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 25, 2026: 0.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Investor Checking 0.20% 0.20%
Min Deposit $25
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 25, 2026: 0.20% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Investor Checking 0.20% 0.20%
Min Deposit $25
Min Balance $10,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 25, 2026: 0.20% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Classic Checking 0.005% 0.005%
Min Deposit $25
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.25%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Classic Debit Checking 0.005% 0.005%
Min Deposit $25
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.01% APY · checked 3 times
0.00%0.25%0.51%Oct 4, 2026: 0.01% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Platinum Rewards Checking 0.005% 0.005%
Min Deposit $25
Min Balance $500
Details Qualifications Required: 15+ debit transactions; enrollment in eStatements; one or more online or mobile banking login(s); one or more direct deposit into the account; Accountholders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.25%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Dividend Checking 0.05% 0.05%
Min Deposit $100
Min Balance $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
30 Year Fixed Conventional Conforming Mortgage 7.125% 0.000 7.205% 30-year
Details Loan Rate Discount; Conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or , and all rates listed are specific to their respective mortgage program.
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.21% APR
6.71%7.21%7.71%Oct 12, 2026: 7.21% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New - 2024 Auto - - 5.84% Up to 63 Months
Details Model Year: New - 2024; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 5.74% → 5.84% ▲ 0.10 pts · high 5.84% / low 5.74%
5.24%5.79%6.34%Sep 16, 2026: 5.74% APROct 8, 2026: 5.84% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20265.84%▲ from 5.74%
  • Sep 16, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Auto - - 5.98% 66 Months
Details Model Year: New - 2024; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 5.88% → 5.98% ▲ 0.10 pts · high 5.98% / low 5.88%
5.38%5.93%6.48%Sep 16, 2026: 5.88% APROct 8, 2026: 5.98% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20265.98%▲ from 5.88%
  • Sep 16, 20265.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Auto - - 6.02% 72 Months
Details Model Year: New - 2024; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 5.92% → 6.02% ▲ 0.10 pts · high 6.02% / low 5.92%
5.42%5.97%6.52%Sep 16, 2026: 5.92% APROct 8, 2026: 6.02% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.02%▲ from 5.92%
  • Sep 16, 20265.92%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Auto - - 6.14% 63 Months
Details Model Year: 2023; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.09% → 6.14% ▲ 0.05 pts · high 6.14% / low 6.09%
5.59%6.12%6.64%Sep 16, 2026: 6.09% APROct 8, 2026: 6.14% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.14%▲ from 6.09%
  • Sep 16, 20266.09%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Auto - - 6.28% 75 Months
Details Model Year: New - 2024; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.18% → 6.28% ▲ 0.10 pts · high 6.28% / low 6.18%
5.68%6.23%6.78%Sep 16, 2026: 6.18% APROct 8, 2026: 6.28% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.28%▲ from 6.18%
  • Sep 16, 20266.18%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Auto Loan - - 6.29% Up to 63 Months
Details As Low As
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.24% → 6.29% ▲ 0.05 pts · high 6.29% / low 6.24%
5.74%6.27%6.79%Sep 16, 2026: 6.24% APROct 4, 2026: 6.29% APRSep 16, 2026Oct 13, 2026
  • Oct 4, 20266.29%▲ from 6.24%
  • Sep 16, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Used Auto - - 6.29% Up to 63 Months
Details Model Year: 2022; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.24% → 6.29% ▲ 0.05 pts · high 6.29% / low 6.24%
5.74%6.27%6.79%Sep 25, 2026: 6.24% APROct 8, 2026: 6.29% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.29%▲ from 6.24%
  • Sep 25, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Auto - - 6.38% 66 Months
Details Model Year: 2023; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.23% → 6.38% ▲ 0.15 pts · high 6.38% / low 6.23%
5.73%6.31%6.88%Sep 16, 2026: 6.23% APROct 8, 2026: 6.38% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.38%▲ from 6.23%
  • Sep 16, 20266.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Auto - - 6.38% 72 Months
Details Model Year: 2023; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.23% → 6.38% ▲ 0.15 pts · high 6.38% / low 6.23%
5.73%6.31%6.88%Sep 16, 2026: 6.23% APROct 8, 2026: 6.38% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.38%▲ from 6.23%
  • Sep 16, 20266.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Used Auto - - 6.39% 63 Months
Details Model Year: 2021; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.24% → 6.39% ▲ 0.15 pts · high 6.39% / low 6.24%
5.74%6.31%6.89%Sep 25, 2026: 6.24% APROct 8, 2026: 6.39% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.39%▲ from 6.24%
  • Sep 25, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Used Auto - - 6.48% 66 Months
Details Model Year: 2022; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.33% → 6.48% ▲ 0.15 pts · high 6.48% / low 6.33%
5.83%6.41%6.98%Sep 25, 2026: 6.33% APROct 8, 2026: 6.48% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.48%▲ from 6.33%
  • Sep 25, 20266.33%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Used Auto - - 6.53% 72 Months
Details Model Year: 2022; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.38% → 6.53% ▲ 0.15 pts · high 6.53% / low 6.38%
5.88%6.46%7.03%Sep 25, 2026: 6.38% APROct 8, 2026: 6.53% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.53%▲ from 6.38%
  • Sep 25, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Auto - - 6.53% 75 Months
Details Model Year: 2023; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.48% → 6.53% ▲ 0.05 pts · high 6.53% / low 6.48%
5.98%6.51%7.03%Sep 16, 2026: 6.48% APROct 8, 2026: 6.53% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.53%▲ from 6.48%
  • Sep 16, 20266.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Auto - - 6.53% 84 Months
Details Model Year: New - 2024; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.43% → 6.53% ▲ 0.10 pts · high 6.53% / low 6.43%
5.93%6.48%7.03%Sep 16, 2026: 6.43% APROct 8, 2026: 6.53% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20266.53%▲ from 6.43%
  • Sep 16, 20266.43%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Auto Loan - - 6.58% 63 Months
Details As Low As
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 6.38% → 6.58% ▲ 0.20 pts · high 6.58% / low 6.38%
5.88%6.48%7.08%Sep 16, 2026: 6.38% APROct 4, 2026: 6.58% APRSep 16, 2026Oct 13, 2026
  • Oct 4, 20266.58%▲ from 6.38%
  • Sep 16, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Used Auto - - 6.58% 63 Months
Details Model Year: 2020; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.38% → 6.58% ▲ 0.20 pts · high 6.58% / low 6.38%
5.88%6.48%7.08%Sep 25, 2026: 6.38% APROct 8, 2026: 6.58% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.58%▲ from 6.38%
  • Sep 25, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Used Auto - - 6.64% 66 Months
Details Model Year: 2021; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.49% → 6.64% ▲ 0.15 pts · high 6.64% / low 6.49%
5.99%6.56%7.14%Sep 25, 2026: 6.49% APROct 8, 2026: 6.64% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.64%▲ from 6.49%
  • Sep 25, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Used Auto - - 6.74% 72 Months
Details Model Year: 2021; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.54% → 6.74% ▲ 0.20 pts · high 6.74% / low 6.54%
6.04%6.64%7.24%Sep 25, 2026: 6.54% APROct 8, 2026: 6.74% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.74%▲ from 6.54%
  • Sep 25, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Used Auto - - 6.84% 66 Months
Details Model Year: 2020; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.64% → 6.84% ▲ 0.20 pts · high 6.84% / low 6.64%
6.14%6.74%7.34%Sep 25, 2026: 6.64% APROct 8, 2026: 6.84% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20266.84%▲ from 6.64%
  • Sep 25, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Used Auto - - 6.99% 75 Months
Details Model Year: 2022; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Sep 25, 2026: 6.99% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Used Auto - - 7.25% 72 Months
Details Model Year: 2020; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 6.95% → 7.25% ▲ 0.30 pts · high 7.25% / low 6.95%
6.45%7.10%7.75%Sep 25, 2026: 6.95% APROct 8, 2026: 7.25% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20267.25%▲ from 6.95%
  • Sep 25, 20266.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Auto - - 7.60% 84 Months
Details Model Year: 2023; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 7.50% → 7.60% ▲ 0.10 pts · high 7.60% / low 7.50%
7.00%7.55%8.10%Sep 16, 2026: 7.50% APROct 8, 2026: 7.60% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20267.60%▲ from 7.50%
  • Sep 16, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Used Auto - - 7.99% 75 Months
Details Model Year: 2021; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 7.87% → 7.99% ▲ 0.12 pts · high 7.99% / low 7.87%
7.37%7.93%8.49%Sep 25, 2026: 7.87% APROct 8, 2026: 7.99% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20267.99%▲ from 7.87%
  • Sep 25, 20267.87%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2019 - Older Used Auto - - 8.99% 60 Months
Details Model Year: 2019 - Older; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 25, 2026: 8.74% APROct 8, 2026: 8.99% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 20268.99%▲ from 8.74%
  • Sep 25, 20268.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2019 - Older Used Auto - - 10.40% 66 Months
Details Model Year: 2019 - Older; Rate accurate as of October 12, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 10.15% → 10.40% ▲ 0.25 pts · high 10.40% / low 10.15%
9.65%10.28%10.90%Sep 25, 2026: 10.15% APROct 8, 2026: 10.40% APRSep 25, 2026Oct 13, 2026
  • Oct 8, 202610.40%▲ from 10.15%
  • Sep 25, 202610.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New - 2024 Motorcycle Loan - 8.95% Up to 63 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.95% APR · checked 4 times
8.45%8.95%9.45%Sep 16, 2026: 8.95% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 8.95% Up to 63 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.95% APR · checked 4 times
8.45%8.95%9.45%Sep 16, 2026: 8.95% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Motorcycle Loan - 9.00% 63 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 4 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Recreational Vehicle / Watercraft Loan - 9.00% 63 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 4 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Motorcycle Loan - 9.20% 63 Months
Details Model Year: 2022; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.20% APR · checked 4 times
8.70%9.20%9.70%Sep 16, 2026: 9.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Recreational Vehicle / Watercraft Loan - 9.20% 63 Months
Details Model Year: 2022; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.20% APR · checked 4 times
8.70%9.20%9.70%Sep 16, 2026: 9.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Motorcycle Loan - 9.20% 66 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.20% APR · checked 4 times
8.70%9.20%9.70%Sep 16, 2026: 9.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 9.20% 66 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.20% APR · checked 4 times
8.70%9.20%9.70%Sep 16, 2026: 9.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Motorcycle Loan - 9.35% 72 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.35% APR · checked 4 times
8.85%9.35%9.85%Sep 16, 2026: 9.35% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 9.35% 72 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.35% APR · checked 4 times
8.85%9.35%9.85%Sep 16, 2026: 9.35% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Motorcycle Loan - 9.60% 75 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.60% APR · checked 4 times
9.10%9.60%10.10%Sep 16, 2026: 9.60% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 9.60% 75 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.60% APR · checked 4 times
9.10%9.60%10.10%Sep 16, 2026: 9.60% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Motorcycle Loan - 10.05% 63 Months
Details Model Year: 2021; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 4 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Recreational Vehicle / Watercraft Loan - 10.05% 63 Months
Details Model Year: 2021; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 4 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Motorcycle Loan - 10.05% 66 Months
Details Model Year: 2022; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 4 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Recreational Vehicle / Watercraft Loan - 10.05% 66 Months
Details Model Year: 2022; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 4 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Motorcycle Loan - 10.05% 66 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 4 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Recreational Vehicle / Watercraft Loan - 10.05% 66 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 4 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Recreational Vehicle / Watercraft Loan - 10.10% 66 Months
Details Model Year: 2021; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.10% APR · checked 4 times
9.60%10.10%10.60%Sep 16, 2026: 10.10% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Motorcycle Loan - 10.20% 72 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.20% APR · checked 4 times
9.70%10.20%10.70%Sep 16, 2026: 10.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Recreational Vehicle / Watercraft Loan - 10.20% 72 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.20% APR · checked 4 times
9.70%10.20%10.70%Sep 16, 2026: 10.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Recreational Vehicle / Watercraft Loan - 10.35% 72 Months
Details Model Year: 2022; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.35% APR · checked 4 times
9.85%10.35%10.85%Sep 16, 2026: 10.35% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Recreational Vehicle / Watercraft Loan - 10.40% 72 Months
Details Model Year: 2021; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.40% APR · checked 4 times
9.90%10.40%10.90%Sep 16, 2026: 10.40% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Motorcycle Loan - 10.50% 63 Months
Details Model Year: 2020; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 16, 2026: 10.50% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Recreational Vehicle / Watercraft Loan - 10.50% 63 Months
Details Model Year: 2020; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 16, 2026: 10.50% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2022 Recreational Vehicle / Watercraft Loan - 10.65% 75 Months
Details Model Year: 2022; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.65% APR · checked 4 times
10.15%10.65%11.15%Sep 16, 2026: 10.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Recreational Vehicle / Watercraft Loan - 10.65% 75 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.65% APR · checked 4 times
10.15%10.65%11.15%Sep 16, 2026: 10.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Motorcycle Loan - 10.65% 84 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.65% APR · checked 4 times
10.15%10.65%11.15%Sep 16, 2026: 10.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 10.65% 84 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.65% APR · checked 4 times
10.15%10.65%11.15%Sep 16, 2026: 10.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2021 Recreational Vehicle / Watercraft Loan - 10.70% 75 Months
Details Model Year: 2021; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.70% APR · checked 4 times
10.20%10.70%11.20%Sep 16, 2026: 10.70% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Recreational Vehicle / Watercraft Loan - 10.90% 66 Months
Details Model Year: 2020; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.90% APR · checked 4 times
10.40%10.90%11.40%Sep 16, 2026: 10.90% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2020 Recreational Vehicle / Watercraft Loan - 11.20% 72 Months
Details Model Year: 2020; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.20% APR · checked 4 times
10.70%11.20%11.70%Sep 16, 2026: 11.20% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2019 - Older Motorcycle Loan - 11.30% 60 Months
Details Model Year: 2019 - Older; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.30% APR · checked 4 times
10.80%11.30%11.80%Sep 16, 2026: 11.30% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2019 - Older Recreational Vehicle / Watercraft Loan - 11.30% 60 Months
Details Model Year: 2019 - Older; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.30% APR · checked 4 times
10.80%11.30%11.80%Sep 16, 2026: 11.30% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2023 Recreational Vehicle / Watercraft Loan - 11.55% 84 Months
Details Model Year: 2023; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.55% APR · checked 4 times
11.05%11.55%12.05%Sep 16, 2026: 11.55% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 11.90% 96 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.90% APR · checked 4 times
11.40%11.90%12.40%Sep 16, 2026: 11.90% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 12.65% 120 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.65% APR · checked 4 times
12.15%12.65%13.15%Sep 16, 2026: 12.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
2019 - Older Recreational Vehicle / Watercraft Loan - 13.05% 72 Months (RV Only)
Details Model Year: 2019 - Older; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 13.05% APR · checked 4 times
12.55%13.05%13.55%Sep 16, 2026: 13.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
New - 2024 Recreational Vehicle / Watercraft Loan - 13.90% 144 Months
Details Model Year: New - 2024; Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 13.90% APR · checked 4 times
13.40%13.90%14.40%Sep 16, 2026: 13.90% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.59% 12 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.59% APR · checked 5 times
9.09%9.59%10.09%Sep 16, 2026: 9.59% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Personal Loan 10.09% 24 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.09% APR · checked 5 times
9.59%10.09%10.59%Sep 16, 2026: 10.09% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Personal Loan 10.59% 36 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.59% APR · checked 5 times
10.09%10.59%11.09%Sep 16, 2026: 10.59% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Personal Loan 11.09% 48 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.09% APR · checked 2 times
10.59%11.09%11.59%Sep 16, 2026: 11.09% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Personal Loan 12.09% 60 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.09% APR · checked 2 times
11.59%12.09%12.59%Sep 16, 2026: 12.09% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%

Liberty Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Computer and Non-Titled Collateral Loan - - 8.55% 63 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.55% APR · checked 5 times
8.05%8.55%9.05%Sep 16, 2026: 8.55% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Computer and Non-Titled Collateral Loan - - 9.05% 66 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.05% APR · checked 5 times
8.55%9.05%9.55%Sep 16, 2026: 9.05% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Computer and Non-Titled Collateral Loan - - 9.60% 72 Months
Details Rate accurate as of October 9, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.60% APR · checked 5 times
9.10%9.60%10.10%Sep 16, 2026: 9.60% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Home Improvement Loan - - 10.39% 60 Months
Details Rate accurate as of October 9, 2026; $12,000 maximum
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.39% APR · checked 5 times
9.89%10.39%10.89%Sep 16, 2026: 10.39% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Account - 1 Year Fixed 1.49% - 1.50% 1 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 8, 2026: 1.50% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Account - 2 Year Fixed 3.25% - 3.30% 2 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 8, 2026: 3.30% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Account - 3 Year Fixed 3.25% - 3.30% 3 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 8, 2026: 3.30% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Account - 4 Year Fixed 3.49% - 3.55% 4 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 8, 2026: 3.55% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Account - 5 Year Fixed 3.49% - 3.55% 5 Year
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 8, 2026: 3.55% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Checking 1.99% - 2.01%
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 2.01% APY · checked 4 times
1.51%2.01%2.51%Sep 25, 2026: 2.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Health Savings Checking 1.99% - 2.01%
Min Deposit $500
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 2.01% APY · checked 4 times
1.51%2.01%2.51%Sep 25, 2026: 2.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
IRA/CESA Share Account 0.25% - 0.25%
Min Deposit $500
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Regular Shares 0.01% - 0.01%
Min Deposit $5
Min Balance $200
Details Requires $5.00 to open account
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Special Shares 0.01% - 0.01%
Min Deposit $200
Min Balance $200
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Vertical Checking - - 3.50%
Min Deposit $25
Details Qualifications Required: 15+ monthly purchases; 1+ online or mobile banking login; 1+ direct deposit into the account; Electronic statement enrollment; Annual Percentage Yield accurate as of January 1, 2026. Rate subject to change. Fees or other conditions could reduce earnings on the account. Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 purchases post in the month. Card transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month. Fees reimbursed based on transaction details obtained by the ATM provider.
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.97%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Liberty Federal Credit Union’s Texas Ratio rose from 1.13% in Q3 2023 to 2.97% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 1.13% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.97% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$4.8B2.97%5.0A+
March 31, 2026$4.8B3.23%5.0A+
December 31, 2025$4.6B2.44%5.0A+
September 30, 2025$4.5B2.06%5.0A+
June 30, 2025$4.4B2.20%5.0A+
March 31, 2025$4.3B1.47%5.0A+
December 31, 2024$4.2B1.91%5.0A+
September 30, 2024$4.2B1.89%5.0A+
June 30, 2024$4.1B1.78%5.0A+
March 31, 2024$4.0B0.85%5.0A+
December 31, 2023$3.8B0.97%5.0A+
September 30, 2023$3.9B1.13%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Liberty Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Liberty Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Liberty Federal Credit Union
Website https://libertyfcu.org
Address 4401 Theater Dr, Evansville, IN 47715-1967
Phone 812-477-9271
Fax 812-473-9704
President Connie Ralph
CEO William Schirmer
Full-Time Employees 875
Part-Time Employees 23
Branch Locations 36
ATM Locations 33
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.97%
Return on Assets (ROA)
0.7266%
Return on Equity (ROE)
6.6520%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
4,837,854,464
Total Amount of Shares and Deposits
3,564,471,684
Total Shares and Deposits < 1 Year
3,398,025,583
Total Shares and Deposits 1 3 Years
139,565,604
Total Shares and Deposits > 3 Years
26,880,497
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
472,259,144
Total Uninsured Shares and Deposits > $250K (F+J)
472,264,627
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,092,207,057
Total Interest Expense (Sum of items 6 8)
51,175,013
Share Certificates
45,831
Number of Accounts for Share Drafts
148,620
IRA KEOGH Accounts
7,805
Number of Accounts for Regular Shares
308,715
All other shares
4,389
Non Member Deposits
193
Money Market Shares
3,132
Net Income (unless the amount is already included in Undivided Earnings)
35,151,781
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
711,738,020
Total Liabilities
4,371,668,255
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

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Frequently Asked Questions About Liberty Federal Credit Union

How many branches does Liberty Federal Credit Union operate?

Liberty Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Liberty Federal Credit Union?

Yes, to access services at Liberty Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Liberty Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Liberty Federal Credit Union offer online and mobile banking?

Most modern institutions like Liberty Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://libertyfcu.org.

Current Liberty Federal Credit Union Rates

  • 12-Month CD1.45%
  • 18-Month CD1.65%
  • 24-Month CD3.25%
  • 60-Month CD3.50%
  • Savings3.55%
  • MMA4.00%
Retrieved from our database of financial products. Rates subject to change.

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