MonitorBankRates
  1. Home
  2. Credit Unions
  3. Lookout Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Lookout Federal Credit Union Rates & Review April 2026

Lookout Federal Credit Union's 60 month Rewards CD rates are at 2.60%. Lookout Federal Credit Union's savings rates are at 0.01%. Lookout Federal Credit Union's money market rates are at 0.75%. MonitorBankRates evaluates the financial stability of Lookout Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.01%. Rates were last updated on 04/25/2026.

Lookout Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lookout Federal Credit Union? Share your experience about Lookout Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lookout Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.01%
Excellent Higher than avg
Lookout Federal Credit Union
Lookout FCU Omni Building
275 S 5th Ave
Pocatello, ID 83201
https://www.lookoutcu.com
Member NCUA

Lookout Federal Credit Union CD Rates

Product Rate APY Term View More
60 month Rewards CD 2.50% 2.60% 60 months
Details with active Rewards Checking
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%

Lookout Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Plus Savings - 1.50%
Min Balance $10,000
Details Current rates; [see all rates](https://www.lookoutcu.com/rates/checking-rates.html)
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
Daily share savings - 0.01%
No additional details.
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%

Lookout Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Plus New Money Promo - 3.00%
Details Current rates; [Check out our Money Market Plus New Money Promo that pays 3.00% APY](https://www.lookoutcu.com/money-market-plus-promo.html)
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
Money Market Plus Savings - 1.50%
Min Balance $10,000
Details Current rates; [see all rates](https://www.lookoutcu.com/rates/checking-rates.html)
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%

Lookout Federal Credit Union Checking Rates

Product Rate APY View More
REWARDS Plus Checking - 2.00%
Min Balance $0
Details Qualifications Required: 12 debit card purchases; direct deposit or automatic payment; receive electronic statement; Monthly; $5
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
Money Market Checking - 0.75%
Min Balance $2,500
Details Monthly; $6.50 (Fee waived with $2,500 daily balance)
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
REWARDS Plus Checking - 0.15%
Min Balance $20,000
Details Monthly
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
REWARDS Plus Checking - 0.01%
Min Balance $0
Details Monthly
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
Senior Checking - 0.01%
Min Balance $25
Details Monthly; $3
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%
Basic Checking - 0.00%
Min Balance $25
Details $0
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.01%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lookout Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lookout Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lookout Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lookout Federal Credit Union
Address 275 S 5th Ave, Pocatello, ID 83201
Phone 208-235-7100
Fax 208-233-1729
President Renee Spurgeon
CEO Doug Chambers
Full-Time Employees 77
Part-Time Employees 1
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.01%
Return on Assets (ROA)
0.3450%
Return on Equity (ROE)
4.7120%
Non-Performing Loans Ratio (NPL)
0.94%
Total Assets
289,233,447
Total Amount of Shares and Deposits
266,777,461
Total Shares and Deposits < 1 Year
259,496,726
Total Shares and Deposits 1 3 Years
6,665,548
Total Shares and Deposits > 3 Years
615,187
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,182,262
Total Uninsured Shares and Deposits > $250K (F+J)
17,182,262
Total Insured Shares and Deposits > $250K (item 17 less item K)
249,595,199
Total Interest Expense (Sum of items 6 8)
3,425,164
Share Certificates
2,213
Number of Accounts for Share Drafts
15,782
IRA KEOGH Accounts
380
Number of Accounts for Regular Shares
30,765
Non Member Deposits
2
Money Market Shares
238
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,584,647
Total Liabilities
269,187,334
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Lookout Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Lookout Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Lookout Federal Credit Union

Is Lookout Federal Credit Union a safe place to deposit money?

Yes, Lookout Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.0143275049049%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Lookout Federal Credit Union operate?

Lookout Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lookout Federal Credit Union?

Yes, to access services at Lookout Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lookout Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lookout Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lookout Federal Credit Union offer online and mobile banking?

Most modern institutions like Lookout Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lookoutcu.com.

Current Lookout Federal Credit Union Rates

  • 60-Month CD2.60%
  • Savings0.01%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.