What are the current interest rates at Marisol Federal Credit Union?

Current rates for Marisol Federal Credit Union include: 12-Month CD: 2.02%, 24-Month CD: 2.79%, 60-Month CD: 2.53%, Savings: 0.50%, MMA: 0.52%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Marisol Federal Credit Union

iAdvertiser Disclosure

Marisol Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Marisol Federal Credit Union?

Yes, to access services at Marisol Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marisol Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Marisol Federal Credit Union's top rates as of October 12, 2026 are 2.90% APY on its 24 Month CD, 0.50% APY on savings, 0.52% APY on money market accounts, and personal loans from 9.00% APR, according to rates verified by MonitorBankRates. Other Marisol Federal Credit Union CD rates include 24 month Individual Retirement Accounts - CDs at 2.90%, 24 Month CD at 2.85%, and 24 month Individual Retirement Accounts - CDs at 2.85%. MonitorBankRates evaluates the financial stability of Marisol Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates last updated and verified on 10/12/2026.

Marisol Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marisol Federal Credit Union? Share your experience about Marisol Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Marisol Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.21%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Marisol Federal Credit Union
Main Office

1515 W Roosevelt St
Phoenix, AZ 85007-2034

https://www.marisolcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Marisol Federal Credit Union CD Rates

Product	Rate	APY	Term
24 Month Share Certificate	2.90%	2.90%	24 Months
Min Balance $500 Details 3rd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
24 month Individual Retirement Accounts - Share Certificates	2.90%	2.90%	24 Months
Min Balance $500 Details 3rd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.79% → 2.90% ▲ 0.11 pts · high 2.90% / low 2.79% Oct 12, 20262.90%▲ from 2.79% Sep 18, 20262.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
24 Month Share Certificate	2.85%	2.85%	24 Months
Min Balance $500 Details 2nd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
24 month Individual Retirement Accounts - Share Certificates	2.85%	2.85%	24 Months
Min Balance $500 Details 2nd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.79% → 2.85% ▲ 0.06 pts · high 2.85% / low 2.79% Oct 12, 20262.85%▲ from 2.79% Sep 18, 20262.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
24 Month Share Certificate	2.80%	2.80%	24 Months
Min Balance $500 Details 1st Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
24 month Individual Retirement Accounts - Share Certificates	2.80%	2.80%	24 Months
Min Balance $500 Details 1st Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.79% → 2.80% ▲ 0.01 pts · high 2.80% / low 2.79% Oct 12, 20262.80%▲ from 2.79% Sep 18, 20262.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
24 Month Share Certificate	2.75%	2.785%	24 Months
Min Balance $500 Details Standard dividend rate; penalties for early withdrawal apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.79% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 24 month	2.75%	2.785%	24 Months
Min Balance $500 Details Effective Date: 03/30/2026; Minimum balance is $500; Annual IRA Service Fee $15.00; Early withdrawal penalties apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 2.79% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 Month Share Certificate	2.65%	2.65%	36 Months
Min Balance $500 Details 3rd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 Month Share Certificate	2.65%	2.65%	60 Months
Min Balance $500 Details 3rd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 month Individual Retirement Accounts - Share Certificates	2.65%	2.65%	36 Months
Min Balance $500 Details 3rd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.53% → 2.65% ▲ 0.12 pts · high 2.65% / low 2.53% Oct 12, 20262.65%▲ from 2.53% Sep 18, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 month Individual Retirement Accounts - Share Certificates	2.65%	2.65%	60 Months
Min Balance $500 Details 3rd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.53% → 2.65% ▲ 0.12 pts · high 2.65% / low 2.53% Oct 12, 20262.65%▲ from 2.53% Sep 18, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 Month Share Certificate	2.60%	2.60%	36 Months
Min Balance $500 Details 2nd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 Month Share Certificate	2.60%	2.60%	60 Months
Min Balance $500 Details 2nd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 month Individual Retirement Accounts - Share Certificates	2.60%	2.60%	36 Months
Min Balance $500 Details 2nd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.53% → 2.60% ▲ 0.07 pts · high 2.60% / low 2.53% Oct 12, 20262.60%▲ from 2.53% Sep 18, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 month Individual Retirement Accounts - Share Certificates	2.60%	2.60%	60 Months
Min Balance $500 Details 2nd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.53% → 2.60% ▲ 0.07 pts · high 2.60% / low 2.53% Oct 12, 20262.60%▲ from 2.53% Sep 18, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 Month Share Certificate	2.55%	2.55%	36 Months
Min Balance $500 Details 1st Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.55% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 Month Share Certificate	2.55%	2.55%	60 Months
Min Balance $500 Details 1st Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.55% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 month Individual Retirement Accounts - Share Certificates	2.55%	2.55%	36 Months
Min Balance $500 Details 1st Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.53% → 2.55% ▲ 0.02 pts · high 2.55% / low 2.53% Oct 12, 20262.55%▲ from 2.53% Sep 18, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 month Individual Retirement Accounts - Share Certificates	2.55%	2.55%	60 Months
Min Balance $500 Details 1st Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.53% → 2.55% ▲ 0.02 pts · high 2.55% / low 2.53% Oct 12, 20262.55%▲ from 2.53% Sep 18, 20262.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
36 Month Share Certificate	2.50%	2.529%	36 Months
Min Balance $500 Details Standard dividend rate; penalties for early withdrawal apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.53% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
60 Month Share Certificate	2.50%	2.529%	60 Months
Min Balance $500 Details Standard dividend rate; penalties for early withdrawal apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.53% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 36 month	2.50%	2.529%	36 Months
Min Balance $500 Details Effective Date: 03/30/2026; Minimum balance is $500; Annual IRA Service Fee $15.00; Early withdrawal penalties apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 2.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 60 month	2.50%	2.529%	60 Months
Min Balance $500 Details Effective Date: 03/30/2026; Minimum balance is $500; Annual IRA Service Fee $15.00; Early withdrawal penalties apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 2.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 Month Share Certificate	2.15%	2.15%	12 Months
Min Balance $500 Details 3rd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 month Individual Retirement Accounts - Share Certificates	2.15%	2.15%	12 Months
Min Balance $500 Details 3rd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.02% → 2.15% ▲ 0.13 pts · high 2.15% / low 2.02% Oct 12, 20262.15%▲ from 2.02% Sep 18, 20262.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 Month Share Certificate	2.10%	2.10%	12 Months
Min Balance $500 Details 2nd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 month Individual Retirement Accounts - Share Certificates	2.10%	2.10%	12 Months
Min Balance $500 Details 2nd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.02% → 2.10% ▲ 0.08 pts · high 2.10% / low 2.02% Oct 12, 20262.10%▲ from 2.02% Sep 18, 20262.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 Month Share Certificate	2.05%	2.05%	12 Months
Min Balance $500 Details 1st Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 month Individual Retirement Accounts - Share Certificates	2.05%	2.05%	12 Months
Min Balance $500 Details 1st Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 2.02% → 2.05% ▲ 0.03 pts · high 2.05% / low 2.02% Oct 12, 20262.05%▲ from 2.02% Sep 18, 20262.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
12 Month Share Certificate	2.00%	2.018%	12 Months
Min Balance $500 Details Standard dividend rate; penalties for early withdrawal apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 month	2.00%	2.018%	12 Months
Min Balance $500 Details Effective Date: 03/30/2026; Minimum balance is $500; Annual IRA Service Fee $15.00; Early withdrawal penalties apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 Month Share Certificate	1.50%	1.50%	6 Months
Min Balance $500 Details 3rd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 month Individual Retirement Accounts - Share Certificates	1.50%	1.50%	6 Months
Min Balance $500 Details 3rd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 1.36% → 1.50% ▲ 0.14 pts · high 1.50% / low 1.36% Oct 12, 20261.50%▲ from 1.36% Sep 18, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 Month Share Certificate	1.45%	1.45%	6 Months
Min Balance $500 Details 2nd Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 month Individual Retirement Accounts - Share Certificates	1.45%	1.45%	6 Months
Min Balance $500 Details 2nd Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 1.36% → 1.45% ▲ 0.09 pts · high 1.45% / low 1.36% Oct 12, 20261.45%▲ from 1.36% Sep 18, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 Month Share Certificate	1.40%	1.40%	6 Months
Min Balance $500 Details 1st Service rate; earn an additional .05% for each of: Payroll or Direct deposit, MFCU Checking Account, MFCU Visa Credit Card Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 month Individual Retirement Accounts - Share Certificates	1.40%	1.40%	6 Months
Min Balance $500 Details 1st Service rate; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 18, 2026 · 1.36% → 1.40% ▲ 0.04 pts · high 1.40% / low 1.36% Oct 12, 20261.40%▲ from 1.36% Sep 18, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
6 Month Share Certificate	1.35%	1.358%	6 Months
Min Balance $500 Details Standard dividend rate; penalties for early withdrawal apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 6 month	1.35%	1.358%	6 Months
Min Balance $500 Details Effective Date: 03/30/2026; Minimum balance is $500; Annual IRA Service Fee $15.00; Early withdrawal penalties apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 1.36% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Marisol Federal Credit Union Savings Rates

Product	Rate	APY
Individual Retirement Accounts - Savings	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000 and above; Effective Date: 06/30/2026 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Savings	0.40%	0.40%
Min Balance $5 Details Balance: $5.00 to $9,999; Effective Date: 06/30/2026 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Kids Club Account	0.35%	0.35%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vacation & Christmas Club Accounts	0.35%	0.35%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Regular Savings	0.02%	0.02%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.02% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Marisol Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	0.50%	0.52%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.52% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Money Market Account	0.40%	0.41%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.41% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Money Market Account	0.30%	0.31%
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.31% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Marisol Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Lines of Credit	6.75%	-	6.75%
Details Loan to Value: Under 75%; Margin: 0.00%; Loan amounts from $15,000 to $200,000; Variable rate based on margin plus Wall Street Journal Prime index Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Home Equity Lines of Credit	7.25%	-	7.25%
Details Loan to Value: 76-80%; Margin: 0.50%; Loan amounts from $15,000 to $200,000; Variable rate based on margin plus Wall Street Journal Prime index Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00% Sep 18, 20267.25%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Home Equity Lines of Credit	7.75%	-	7.75%
Details Loan to Value: 81-85%; Margin: 1.00%; Loan amounts from $15,000 to $200,000; Variable rate based on margin plus Wall Street Journal Prime index Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50% Sep 18, 20267.75%▲ from 7.50% Sep 14, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Marisol Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicles - Model Years 2025 and Newer	6.25%	-	6.25%	up to 48 Months
Details Credit Score: 725+ Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.25% → 6.25% ▼ 0.00 pts · high 11.25% / low 6.25% Oct 4, 20266.25%▼ from 11.25% Sep 25, 202611.25%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	6.75%	-	6.75%	49 - 64 Months
Details Credit Score: 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Auto Repair Loan - Max	-	-	6.99%	Up to 36 months
Details $6,000; Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Electric Vehicle and Hybrid Plug In Electric Model Years 2020-2026	6.99%	-	6.99%	up to 84 months
Details Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	7.25%	-	7.25%	up to 48 months
Details Credit Score: 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	7.75%	-	7.75%	up to 48 Months
Details Credit Score: 680-724 Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 6.25% → 7.75% ▲ 1.50 pts · high 11.25% / low 6.25% Oct 4, 20267.75%▼ from 11.25% Sep 25, 202611.25%▲ from 7.75% Sep 17, 20267.75%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	7.75%	-	7.75%	65 - 84 Months
Details Loan amount greater than $20,000; Credit Score: 725+ Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 8.75% → 7.75% ▼ 1.00 pts · high 8.75% / low 7.75% Sep 18, 20267.75%▼ from 8.75% Sep 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	8.00%	-	8.00%	49-64 months
Details Credit Score: 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	8.25%	-	8.25%	49 - 64 Months
Details Credit Score: 680-724 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	8.75%	-	8.75%	up to 48 months
Details Credit Score: 680-724 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	8.75%	-	8.75%	65 - 84 Months
Details Loan amount greater than $20,000; Credit Score: 680-724 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	9.00%	-	9.00%	65 to 84 months
Details Loan amount greater than $20,000; Credit Score: 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	9.25%	-	9.25%	up to 48 Months
Details Credit Score: 640-679 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 9.25% → 9.25% ▼ 0.00 pts · high 11.25% / low 9.25% Oct 4, 20269.25%▼ from 11.25% Sep 25, 202611.25%▲ from 9.25% Sep 14, 20269.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	9.50%	-	9.50%	49-64 months
Details Credit Score: 680-724 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	9.75%	-	9.75%	49 - 64 Months
Details Credit Score: 640-679 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 9.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	10.00%	-	10.00%	65 to 84 months
Details Loan amount greater than $20,000; Credit Score: 680-724 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 10.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	10.25%	-	10.25%	up to 48 months
Details Credit Score: 640-679 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 10.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	10.25%	-	10.25%	65 - 84 Months
Details Loan amount greater than $20,000; Credit Score: 640-679 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 10.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	11.00%	-	11.00%	49-64 months
Details Credit Score: 640-679 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	11.25%	-	11.25%	up to 48 Months
Details Credit Score: 600-639 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 11.25% → 11.25% ▼ 0.00 pts · high 11.25% / low 9.25% Sep 25, 202611.25%▲ from 9.25% Sep 25, 20269.25%▼ from 11.25% Sep 14, 202611.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	11.50%	-	11.50%	65 to 84 months
Details Loan amount greater than $20,000; Credit Score: 640-679 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	11.75%	-	11.75%	49 - 64 Months
Details Credit Score: 600-639 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	12.25%	-	12.25%	up to 48 months
Details Credit Score: 600-639 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 12.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	12.25%	-	12.25%	up to 48 Months
Details Credit Score: 560-599 Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 11.25% → 12.25% ▲ 1.00 pts · high 12.25% / low 9.25% Sep 25, 202612.25%▲ from 9.25% Sep 25, 20269.25%▼ from 12.25% Sep 17, 202612.25%▲ from 11.25% Sep 14, 202611.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	12.25%	-	12.25%	65 - 84 Months
Details Loan amount greater than $20,000; Credit Score: 600-639 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 10.25% → 12.25% ▲ 2.00 pts · high 12.25% / low 10.25% Sep 18, 202612.25%▲ from 10.25% Sep 14, 202610.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	12.75%	-	12.75%	49 - 64 Months
Details Credit Score: 560-599 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	13.00%	-	13.00%	49-64 months
Details Credit Score: 600-639 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 13.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	13.25%	-	13.25%	up to 48 months
Details Credit Score: 560-599 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 13.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	13.25%	-	13.25%	up to 48 Months
Details Credit Score: 559 & Under Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 11.25% → 13.25% ▲ 2.00 pts · high 13.25% / low 9.25% Sep 25, 202613.25%▲ from 9.25% Sep 25, 20269.25%▼ from 13.25% Sep 17, 202613.25%▲ from 11.25% Sep 14, 202611.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	13.25%	-	13.25%	65 - 84 Months
Details Loan amount greater than $20,000; Credit Score: 560-599 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 14.25% → 13.25% ▼ 1.00 pts · high 14.25% / low 13.25% Sep 18, 202613.25%▼ from 14.25% Sep 14, 202614.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	13.50%	-	13.50%	65 to 84 months
Details Loan amount greater than $20,000; Credit Score: 600-639 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	13.75%	-	13.75%	49 - 64 Months
Details Credit Score: 559 & Under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 13.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	14.00%	-	14.00%	49-64 months
Details Credit Score: 560-599 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	14.25%	-	14.25%	up to 48 months
Details Credit Score: 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 14.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Vehicles - Model Years 2025 and Newer	14.25%	-	14.25%	65 - 84 Months
Details Loan amount greater than $20,000; Credit Score: 559 & Under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 14.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	14.50%	-	14.50%	65 to 84 months
Details Loan amount greater than $20,000; Credit Score: 560-599 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 14.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	15.00%	-	15.00%	49-64 months
Details Credit Score: 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 15.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Used Vehicles Model Years 2018-2024	15.50%	-	15.50%	65 to 84 months
Details Loan amount greater than $20,000; Credit Score: 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 15.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Marisol Federal Credit Union Personal Loan Rates

Product	APR	Term
Micro-Business Loans - Signature, fixed rate and term	9.00%	Up to 60 Months
Details up to $50,000; Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Micro-Business Loans - Signature, fixed rate and term	10.00%	Up to 60 Months
Details up to $50,000; Credit Score 680-724 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Signature - fixed rate and term	10.50%	Up to 72 Months
Details Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 10.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Micro-Business Loans - Signature, fixed rate and term	11.50%	Up to 60 Months
Details up to $50,000; Credit Score 640-679 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 11.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Signature - fixed rate and term	12.00%	Up to 72 Months
Details Credit Score 680-724 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 12.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Micro-Business Loans - Signature, fixed rate and term	13.50%	Up to 60 Months
Details up to $50,000; Credit Score 600-639 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 13.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Signature - fixed rate and term	13.50%	Up to 72 Months
Details Credit Score 640-679 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Micro-Business Loans - Signature, fixed rate and term	14.50%	Up to 60 Months
Details up to $50,000; Credit Score 560-599 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 14.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Micro-Business Loans - Signature, fixed rate and term	15.50%	Up to 60 Months
Details up to $50,000; Credit Score 559 & under Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 15.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Signature - fixed rate and term	15.50%	Up to 72 Months
Details Credit Score 600-639 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 15.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Signature - fixed rate and term	16.50%	Up to 72 Months
Details Credit Score 560-599 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 16.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Signature - fixed rate and term	17.50%	Up to 72 Months
Details Credit Score 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 17.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Marisol Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Appliance and Air Conditioning Loan	7.99%	-	7.99%	up to 72 months
Details Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Credit Builder Loan	-	-	3.00%	6 Months
Details $500; Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Energy Battery Loan - Loans Amounts to $20,000	8.24%	-	8.24%	up to 60 months
Details $2,000; Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 8.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Energy Efficient/Solar Loans	7.99%	-	7.99%	up to 60 months
Details Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Energy Efficient/Solar Loans	8.24%	-	8.24%	61 to 119 months
Details Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 8.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Energy Efficient/Solar Loans	8.24%	-	8.24%	120 to 143 months
Details Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 8.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Energy Efficient/Solar Loans	8.49%	-	8.49%	144 to 240 months
Details Same rate across credit score tiers 725+ to 559 & under Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Home Improvement Line of Credit	7.00%	-	7.00%
Details Loan Amount up to $80,000; Rate up to 90% LTV; Arizona owner occupied homes only; first or second lien position; fixed rate; 5 year draw period, then 10 year repayment period Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Line of Credit	-	-	15.00%
Details Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 15.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Micro-Business Loans - Business Credit Builder	10.00%	-	10.00%	6 months
Details $1,000; Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Quick Loan	-	-	17.00%	8 Months
Details $50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 17.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA	2.35%	-	2.375%	12 Months
Min Balance $500 Details Maximum balance $2,000.00; Effective Date: 03/30/2026; Annual IRA Service Fee $15.00; Early withdrawal penalties apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.38% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA	2.40%	-	2.40%	12 Months
Min Balance $500 Details 1st Service rate; maximum balance $2,000.00; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA	2.45%	-	2.45%	12 Months
Min Balance $500 Details 2nd Service rate; maximum balance $2,000.00; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%
Individual Retirement Accounts - Share Certificates - 12 Month Coverdell IRA	2.50%	-	2.50%	12 Months
Min Balance $500 Details 3rd Service rate; maximum balance $2,000.00; earn additional .05% with Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card; Effective Date: 03/30/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.21%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Marisol Federal Credit Union’s Texas Ratio fell from 3.11% in Q3 2023 to 2.21% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$49M	2.21%	5.0	A+
March 31, 2026	$50M	1.06%	5.0	A+
December 31, 2025	$49M	3.41%	5.0	A+
September 30, 2025	$48M	1.30%	5.0	A+
June 30, 2025	$49M	2.85%	5.0	A+
March 31, 2025	$49M	1.12%	5.0	A+
December 31, 2024	$48M	1.55%	5.0	A+
September 30, 2024	$48M	2.07%	5.0	A+
June 30, 2024	$50M	2.86%	5.0	A+
March 31, 2024	$52M	2.53%	5.0	A+
December 31, 2023	$50M	3.26%	5.0	A+
September 30, 2023	$51M	3.11%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Marisol Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Marisol Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marisol Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marisol Federal Credit Union

Website https://www.marisolcu.org

Address 1515 W Roosevelt St, Phoenix, AZ 85007-2034

Phone 602-252-6831

Fax 602-252-6447

President Lisa Bernhardt

CEO Robin Romano

Full-Time Employees 17

Part-Time Employees 3

Branch Locations 3

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.21%

Return on Assets (ROA)

0.1583%

Return on Equity (ROE)

1.1535%

Non-Performing Loans Ratio (NPL)

0.58%

Total Assets

49,102,845

Total Amount of Shares and Deposits

41,194,866

Total Shares and Deposits < 1 Year

38,949,813

Total Shares and Deposits 1 3 Years

1,949,637

Total Shares and Deposits > 3 Years

295,416

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

868,943

Total Uninsured Shares and Deposits > $250K (F+J)

2,113,943

Total Insured Shares and Deposits > $250K (item 17 less item K)

39,080,923

Total Interest Expense (Sum of items 6 8)

106,658

Share Certificates

133

Number of Accounts for Share Drafts

2,539

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,636

All other shares

558

Non Member Deposits

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,655,827

Total Liabilities

42,364,304

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Marisol Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/marisol-federal-credit-union-rates-review-9469">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Marisol Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Marisol Federal Credit Union

Frequently Asked Questions About Marisol Federal Credit Union

How many branches does Marisol Federal Credit Union operate?

Marisol Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marisol Federal Credit Union?

Yes, to access services at Marisol Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marisol Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marisol Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marisol Federal Credit Union offer online and mobile banking?

Most modern institutions like Marisol Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marisolcu.org.

Current Marisol Federal Credit Union Rates

12-Month CD2.02%
24-Month CD2.79%
60-Month CD2.53%
Savings0.50%
MMA0.52%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Marisol Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Marisol Federal Credit Union Texas Ratio

Marisol Federal Credit Union Health Trend

Marisol Federal Credit Union CD Rates

Marisol Federal Credit Union Savings Rates

Marisol Federal Credit Union Money Market Rates

Marisol Federal Credit Union Home Equity & HELOC

Marisol Federal Credit Union Auto Loan Rates

Marisol Federal Credit Union Personal Loan Rates

Marisol Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Marisol Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Marisol Federal Credit Union

How many branches does Marisol Federal Credit Union operate?

Is a member application needed to join Marisol Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Marisol Federal Credit Union offer online and mobile banking?

Current Marisol Federal Credit Union Rates

Compare to Other Credit Unions