McCoy Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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McCoy Federal Credit Union

Compare McCoy Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of McCoy Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

McCoy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at McCoy Federal Credit Union? Share your experience about McCoy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use McCoy Federal Credit Union.

Overall, McCoy Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
McCoy Federal Credit Union
McCoy Federal Credit Union
41 W Michigan St
Orlando, FL 32806
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare McCoy Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal S&L of Greene Co
First Federal S&L of Greene Co
6-Month CD
5.32%
$2,500
Home Bank of California
Home Bank of California
9-Month CD
5.22%
$10,000
Goldwater Bank
Goldwater Bank
3-Month CD
5.15%
$500
Lone Star Bank
Lone Star Bank
Personal Money Market
5.00%
$500,000
Meridian Bank
Meridian Bank
13-Month CD
5.00%
$500
Integrity Bank & Trust
Integrity Bank & Trust
12-Month CD
4.84%
$500
Minster Bank
Minster Bank
8-Month CD (Jumbo)
4.80%
$100,000
NexBank
NexBank
3-Month Promotional Online
4.75%
$25,000
First FSB of Twin Falls
First FSB of Twin Falls
18-Month CD (Jumbo)
4.65%
$100,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
18-Month CD
4.50%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
3-Month CD
4.32%
$10,000
EverBank
EverBank
30-Month CD
4.10%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD share certificate
4.08%
$1,000
Capital One Bank
Capital One Bank
48-Month CD
3.95%
$0
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
Pathway Bank
Pathway Bank
24-Month CD
3.50%
$1,000
Apple Bank for Savings
Apple Bank for Savings
48-Month CD
3.50%
$1,000
FSB of Golva
FSB of Golva
24-Month CD
3.35%
$1,000
1st Community Credit Union
1st Community Credit Union
36-Month CD certificate
3.35%
$1,000
Community State Bank Starke, FL
Community State Bank Starke, FL
12-Month CD
3.15%
$1,000
Bank First, NA
Bank First, NA
24-Month CD
3.02%
$1,000
Bruning Bank
Bruning Bank
Premier Checking <-$10,000
3.00%
$0
First Federal S&L Newark, OH
First Federal S&L Newark, OH
9-Month CD
3.00%
$500
Westbury Bank
Westbury Bank
18-Month CD
3.00%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
60-Month CD
2.89%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
36-Month CD
2.68%
$1,000
Bank of Dudley
60-Month CD
2.52%
$1,000
Mercantile Bank
Mercantile Bank
48-Month CD
2.50%
$500
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
2.05%
$100,000
American Bank
American Bank
48-Month CD
2.00%
$500
Bank of Clovis
Bank of Clovis
Savings
1.92%
$100
State Bank Fenton, MI
State Bank Fenton, MI
36-Month CD
1.66%
$500
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
Bank Northwest
Bank Northwest
3-Month CD
1.51%
$500
HCB Hardin County Bank
HCB Hardin County Bank
Kasasa Savings
1.50%
$100
FNB of Hope
24-Month CD
1.40%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
36-Month CD
1.25%
$500
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
Premium Money Market
1.00%
$25,000
Capon Valley Bank
Capon Valley Bank
3-Month CD
0.75%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
3-Month CD
0.75%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
30-Month CD
0.61%
$2,500
First National Bank in Trinidad
First National Bank in Trinidad
18-Month CD
0.60%
$1,000
USLA Union S&L
USLA Union S&L
36-Month CD
0.50%
$1,000
Adirondack Bank
Adirondack Bank
48-Month CD
0.50%
$1,000
BankChampaign
BankChampaign
Personal Money Market
0.15%
$25,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Money Market
0.12%
$1,000
Lowell Five SB
Lowell Five SB
Premier Money Market
0.05%
$0
PriorityOne Bank
PriorityOne Bank
Personal Money Market
0.05%
$50,000
Beardstown Savings
Beardstown Savings
Now Checking
0.05%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare McCoy Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Power Rate Fixed
5.750%
6.068%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.125%
6.182%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.990%
6.244%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
6.125%
6.433%
1.000
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
15 Year Fixed
6.375%
6.454%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
20 Year Fixed
6.250%
6.494%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.375%
6.503%
0.500
Citizens Bank
Citizens Bank
15-Year Fixed
6.375%
6.509%
0.375
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.625%
6.660%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.625%
6.709%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.625%
6.721%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.625%
6.789%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.625%
6.789%
0.000
IC Federal Credit Union
IC Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
Sacramento Credit Union
Sacramento Credit Union
30 year Fixed
6.625%
6.822%
1.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
6.250%
6.839%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
6.000%
6.840%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
6.625%
6.872%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.750%
6.877%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
30 Year Fixed
6.750%
6.893%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare McCoy Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare McCoy Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

McCoy Federal Credit Union Information

Credit Union Name: McCoy Federal Credit Union
Full Time Employees: 207
Part Time Employees: 2
President: Richard Albert
CEO: Alvin Cowans
Branch Locations: 15
ATM Locations: 15
Corporate Office Address:
41 W Michigan St
Orlando, FL 32806
Phone Number: 407-855-5452
Fax Number: 407-472-2792

McCoy Federal Credit Union Financials

Total Assets:
946,576,775
Total Amount of Shares and Deposits:
833,868,697
Total Shares and Deposits < 1 Year:
750,978,902
Total Shares and Deposits 1 3 Years:
82,066,606
Total Shares and Deposits > 3 Years:
823,189
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
34,863,831
Total Uninsured Shares and Deposits > $250K (F+J):
34,863,831
Total Insured Shares and Deposits > $250K (item 17 less item K):
799,004,866
Total Interest Expense (Sum of items 6 8):
4,750,828
Share Certificates:
5,105
Number of Accounts for Share Drafts:
44,455
IRA KEOGH Accounts:
2,280
Number of Accounts for Regular Shares:
88,654
Money Market Shares:
1,512
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
56,118,620
Total Liabilities:
895,994,075
Show More

McCoy Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Freddie Mac's Primary Mortgage Market Survey week ending October 1, 2015:

  • 30-year FRM 3.85 percent with an average 0.6 point, down from last week's average of 3.86 percent.

  • 15-year FRM 3.07 percent with an average 0.7 point, down from last week's average of 3.08 percent.

  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.91 percent with an average 0.4 point, unchanged from last week.

  • 1-year Treasury-indexed ARM averaged 2.53 percent with an average 0.2 point, unchanged from last week.

Following quote is from Sean Becketti, chief economist, Freddie Mac

In contrast to the volatility in equity markets, the 10-year Treasury rate—a key driver of mortgage rates—varied just a little more than 10 basis points over the last week. As a result, the 30-year mortgage rate remained virtually unchanged, dropping 1 basis point to 3.85 percent. This marks the tenth consecutive week of a sub-4-percent mortgage rate. Despite persistently low mortgage rates, the pending home sales index dropped 1.4 percent in August, suggesting possible tempering in existing home sales in September.

Best Mortgage Rates in December 2018The best mortgage rates in December 2018 just keep getting better as mortgage rates decline. The best mortgage rates at the beginning of December for 30 year conforming loans were around 4.80 percent. By the end of the 1st week in December, the best mortgage rates declined to around the 4.63 percent range. Right now the best mortgage rate is even lower at 4.55 percent. Mortgage rates in December declined because bond yields were moving lower all month long. We don't expect current mortgage rates will move much lower this month so you should lock in a rate today. You can compare current December mortgage rates to get the lowest possible rate.
Banesco CD RatesBanesco CD rates are were recently increased and are now some of the highest CD rates available today. 1 year CD rates at Banesco are currently at 2.35 percent. 2 year CD rates from Banesco are at 2.65 percent. If you're looking for a shorter term certificate of deposit from Banesco, the bank's 6 month CD rate is also very high at 2.10 percent. Compare Banesco CD rates with other bank CD rates to find the highest rate.

Bank or Credit Union Offers and Deals

USAA 4 Year Jumbo CD Rates now at 1.00%
Short Term CD Interest Rates Winston-Salem, NC
Mortgage Rates at Lowest Level Ever Recorded MBA: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 3.95%
Merrick Bank CD Rates and Review
Mortgage Rates Fall from Recent high
Fultdirect.com Money Market Account Jumbo Rates now at 0.10%
Mortgage Rates Move Higher on a Strong Employment Report
Savings Account Rates in California: Best Savings Rate at 1.10 Percent
Discover Bank 1 Year Jumbo CD Rates now at 1.14%
AIG Bank High Yield Money Market Account

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates April 18: Weekly Average Mortgage Rates
The Probability of a Fed Funds Rate Hike Increases Again
Fed Declines to Increase Rates, December Hike Likely
Existing Home Sales Decline Slightly as Mortgage Rates Drop
Mortgage Rates: 30 Year Mortgage Rates at 4.93% 15 Year Mortgage Rates at 4.33%
New CD Rates at Luana Savings Bank
Christmas Club Accounts

McCoy Federal Credit Union Reviews

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