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Members 1st Credit Union Brattleboro, VT

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Members 1st Credit Union Brattleboro, VT Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members 1st Credit Union Brattleboro, VT provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Members 1st Credit Union Brattleboro, VT rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.01%, 6-month share certificate rates at 2.85% and 3-month share certificate rates at 2.71%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Members 1st Credit Union Brattleboro, VT, and you can see how they compare in the Members 1st Credit Union Brattleboro, VT rate tables below. MonitorBankRates evaluates the financial stability of Members 1st Credit Union Brattleboro, VT with a 4.7 Star Rating, an B Overall Health Grade, and a Texas Ratio of 19.17%. Database rates last updated and verified on 09/23/2026.

Members 1st Credit Union Brattleboro, VT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Credit Union Brattleboro, VT? Share your experience about Members 1st Credit Union Brattleboro, VT by leaving a review below, or read customer reviews before you decide to use Members 1st Credit Union Brattleboro, VT.

Overall Health & Safety Grade

Solid Health Score: 87/100

MonitorBankRates Rating

4.7

Excellent Out of 5.0 Stars

Texas Ratio

19.17%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Members 1st Credit Union Brattleboro, VT
Members 1st Credit Union

10 Browne Ct
Brattleboro, VT 05301-4427

http://www.members1cu.com/

Current Rate Availability

We're not currently displaying rates for Members 1st Credit Union Brattleboro, VT, but our database is updated constantly, so check back soon for the latest offers.

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Financial Health History

Members 1st Credit Union Brattleboro, VT’s Texas Ratio rose from 7.79% in Q2 2023 to 19.17% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.7 and its Health Grade from A to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$23M	19.17%	4.7	B
December 31, 2025	$23M	19.10%	4.7	B+
September 30, 2025	$22M	5.20%	5.0	A+
June 30, 2025	$22M	6.50%	5.0	A
March 31, 2025	$22M	2.77%	5.0	A+
December 31, 2024	$21M	15.19%	5.0	A-
September 30, 2024	$20M	12.72%	5.0	A
June 30, 2024	$19M	12.39%	5.0	A
March 31, 2024	$18M	6.64%	5.0	A
December 31, 2023	$17M	14.69%	5.0	A-
September 30, 2023	$17M	16.06%	4.9	A-
June 30, 2023	$17M	7.79%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Members 1st Credit Union Brattleboro, VT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Members 1st Credit Union Brattleboro, VT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members 1st Credit Union Brattleboro, VT's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members 1st Credit Union Brattleboro, VT

Website http://www.members1cu.com/

Address 10 Browne Ct, Brattleboro, VT 05301-4427

Phone 802-257-5131

Fax 802-257-5837

President TAMARA GRAY

CEO Evelyn Sirois

Full-Time Employees 8

Part-Time Employees 1

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.7 / 5.0 ★

Overall Health & Safety Grade

B (87/100)

Texas Ratio

19.17%

Return on Assets (ROA)

0.1485%

Return on Equity (ROE)

1.6226%

Non-Performing Loans Ratio (NPL)

2.79%

Total Assets

23,169,161

Total Amount of Shares and Deposits

20,983,076

Total Shares and Deposits < 1 Year

20,983,076

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

747,524

Total Uninsured Shares and Deposits > $250K (F+J)

747,524

Total Insured Shares and Deposits > $250K (item 17 less item K)

20,235,552

Total Interest Expense (Sum of items 6 8)

105,479

Share Certificates

189

Number of Accounts for Share Drafts

840

IRA KEOGH Accounts

103

Number of Accounts for Regular Shares

2,486

Net Income (unless the amount is already included in Undivided Earnings)

34,396

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

973,440

Total Liabilities

21,049,327

Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Frequently Asked Questions About Members 1st Credit Union Brattleboro, VT

How many branches does Members 1st Credit Union Brattleboro, VT operate?

Members 1st Credit Union Brattleboro, VT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members 1st Credit Union Brattleboro, VT?

Yes, to access services at Members 1st Credit Union Brattleboro, VT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members 1st Credit Union Brattleboro, VT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members 1st Credit Union Brattleboro, VT provides members with tools to manage their accounts and build a solid financial history.

Does Members 1st Credit Union Brattleboro, VT offer online and mobile banking?

Most modern institutions like Members 1st Credit Union Brattleboro, VT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.members1cu.com/.