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Members Source Credit Union Rates and Review January 2026

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Members Source Credit Union12-month CD rates can be found at 1.00%, 6-month CD rates at 3.56% and 3-month CD rates at 0.75%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 16.50%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Members Source Credit Union rates.

Compare Members Source Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Members Source Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Members Source Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Members Source Credit Union? Share your experience about Members Source Credit Union by leaving a review below, or read customer reviews before you decide to use Members Source Credit Union.

Overall, Members Source Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Members Source Credit Union
Merrillville
8580 Virginia St
Merrillville, IN 46410
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Interest Checking
4.00%
$0
Regular Savings
3.75%
$100
12-Month CD
3.55%
$500
15-Month CD
3.55%
$500
High Yield Savings
3.50%
$1
48-Month CD
3.50%
$1,000
12-Month CD
3.30%
$1,000
18-Month CD
3.29%
$100
30-Month CD
3.27%
$1,000
60-Month CD
3.25%
$1,000
26-Month CD
3.25%
$1,000
60-Month CD
3.17%
$1,000
24-Month CD
3.10%
$500
Money Market
3.09%
$100
60-Month CD
3.02%
$1,000
Kasasa Checking
3.00%
$25
12-Month CD
3.00%
$500
48-Month CD
2.28%
$1,000
60-Month CD
2.25%
$100
18-Month CD
2.02%
$1,000
6-Month CD
2.01%
$2,500
36-Month CD
2.00%
$1,000
36-Month CD
1.87%
$500
36-Month CD
1.76%
$250
18-Month CD (IRA)
1.51%
$500
12-Month CD
1.51%
$500
3-Month CD
1.26%
$500
6-Month CD
1.00%
$500
3-Month CD
0.75%
$500
36-Month CD
0.70%
$1,000
48-Month CD
0.60%
$1,000
Money Market
0.50%
$1,000
48-Month CD
0.50%
$500
18-Month CD
0.40%
$500
18-Month CD
0.30%
$500
3-Month CD
0.25%
$2,500
Money Market
0.20%
$1,000
6-Month CD
0.15%
$1,000
24-Month CD
0.10%
$500
Savings
0.05%
$100
36-Month CD
0.05%
$500
Savings
0.03%
$100
Money Market
0.01%
$2,500
Money Market
0.01%
$25
Money Market
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
5.875%
5.999%
0.000
5.500%
5.561%
0.000
5.875%
6.070%
0.000
5.490%
5.539%
0.000
4.750%
5.730%
0.000
5.500%
6.005%
0.000
5.750%
6.078%
0.000
15-Year Fixed
5.750%
5.977%
0.000
6.250%
6.350%
0.000
6.125%
6.162%
0.000
6.125%
6.320%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
6.375%
6.375%
0.000
5.500%
5.500%
0.000
30-Year Fixed
6.000%
6.218%
0.000
30-Year Fixed
6.125%
6.226%
0.000
5.250%
5.370%
0.000
30 Year Fixed
6.250%
6.441%
0.000
6.000%
6.126%
0.000
5.375%
5.460%
0.500
6.375%
6.556%
0.000
5.625%
5.846%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.115%
5.908%
0.946
30 Year Fixed Jumbo
6.250%
6.282%
0.000
30-Year Fixed
6.250%
6.263%
0.000
5.500%
5.591%
0.000
5.625%
5.643%
0.000
5.250%
5.426%
0.500
5.250%
5.430%
0.359
4.750%
4.816%
0.000
5.500%
5.809%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.875%
6.023%
0.125
30 Year Fixed
6.000%
6.107%
0.000
5.875%
6.019%
1.000
6.250%
6.355%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
30-Year Fixed
6.750%
6.750%
0.000
5.250%
6.041%
0.000
5.875%
6.184%
0.000
5.875%
5.975%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.250%
5.452%
0.000
30-Year Fixed
5.875%
6.002%
0.000
15-Year Fixed
5.390%
5.666%
0.000
15-Year Fixed
5.500%
5.591%
0.000
6.000%
6.070%
0.000
30-Year Fixed
6.000%
6.162%
1.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
14.740%
Access FCU Visa Classic
13.500%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
8.900%
Platinum Visa
15.350%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
16.490% - 17.990%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
VISA Platinum with Rewards
8.900%
VISA Traditional
14.240% - 18.000%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Platinum with Rewards
9.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
11.900%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Acadia Visa Credit Card
10.900%
No annual fee
Visa Crimson Rewards Card
13.740%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.490%
$0
Personal Loan
11.760%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
12.250% - 17.000%
$0 - $20,000
7.990%
$0 - $30,000
13.450%
$0
Personal Loan
8.950%
$0
15.000%
$500 - $1,500
6 - 12
Access Line Of Credit
16.240%
$0
Signature Loans
12.990%
$0
48
9.990%
$0
1 - 60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
A+ Preferred Line Of Credit
10.990%
$0
Summer/Holiday Loans
9.500%
$0
12.990%
$0
12
Personal Signature Loan
11.000%
$0
96
8.990% - 17.990%
$0
Personal Loans Share Secured
5.990%
$0
48
Credit Builder Loan
9.000%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
9.900%
$0
10.250% - 10.650%
$3,000 - $25,000
13.700%
$2,500 - $5,000
36 - 36
Education (tuition bill required)
8.250%
$0
60
New Signature Loans
8.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Members Source Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Members Source Credit Union
Website:
Full Time Employees: 19
Part Time Employees: 1
President: Jeffrey Perz
CEO: James Falls
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
8580 Virginia St
Merrillville, IN 46410
Phone Number: 219-756-4141
Fax Number: 219-756-4120

Financials

Total Assets:
93,265,029
Total Amount of Shares and Deposits:
80,637,662
Total Shares and Deposits < 1 Year:
79,609,367
Total Shares and Deposits 1 3 Years:
1,028,295
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,170,406
Total Uninsured Shares and Deposits > $250K (F+J):
2,170,406
Total Insured Shares and Deposits > $250K (item 17 less item K):
78,467,256
Total Interest Expense (Sum of items 6 8):
635,885
Share Certificates:
617
Number of Accounts for Share Drafts:
3,004
IRA KEOGH Accounts:
236
Number of Accounts for Regular Shares:
6,067
All other shares:
811
Money Market Shares:
270
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,395,806
Total Liabilities:
81,041,885
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Members Source Credit Union

Is a member application needed to join Members Source Credit Union?

Yes, to access services at Members Source Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Members Source Credit Union provides a range of mortgage and home equity products.

Is Members Source Credit Union a safe place to deposit money?

Yes, Members Source Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Members Source Credit Union offer online and mobile banking?

Most modern institutions like Members Source Credit Union provide digital access including online balance checks and transfers.

Current Members Source Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions