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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mesquite Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Mesquite Credit Union's 24 month CD & Share IRA CD rates are at 3.61%. Mesquite Credit Union's savings rates are at 0.05%. Mesquite Credit Union's money market rates are at 0.15%. Mesquite Credit Union's Personal Loan Rates are at 7.84%. MonitorBankRates evaluates the financial stability of Mesquite Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.76%. Rates were last updated on 03/27/2026. Mesquite Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mesquite Credit Union? Share your experience about Mesquite Credit Union by leaving a review below, or read customer reviews before you decide to use Mesquite Credit Union. 
Mesquite Credit Union CD Rates
Mesquite Credit Union Savings Rates
Mesquite Credit Union Money Market Rates
Mesquite Credit Union Mortgage Rates
Mesquite Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mesquite Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mesquite Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mesquite Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mesquite Credit Union
Website
https://www.mesquitecu.org
Address
1510 N Galloway Ave,
Mesquite, TX 75149
Phone
972-285-8951
Fax
972-285-6801
President
Brenda Reames
CEO
Lisa Connell
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.76%
Return on Assets (ROA)
0.6766%
Return on Equity (ROE)
6.5342%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
40,381,240
Total Amount of Shares and Deposits
35,958,300
Total Shares and Deposits < 1 Year
35,567,683
Total Shares and Deposits 1 3 Years
390,617
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,958,300
Total Interest Expense (Sum of items 6 8)
52,784
Share Certificates
4
Number of Accounts for Share Drafts
1,564
IRA KEOGH Accounts
89
Number of Accounts for Regular Shares
3,023
All other shares
119
Money Market Shares
84
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,409,498
Total Liabilities
36,206,520
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mesquite Credit UnionIs Mesquite Credit Union a safe place to deposit money?Yes, Mesquite Credit Union is considered a safe financial institution. With a Texas Ratio of 0.75881795830902%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mesquite Credit Union operate?Mesquite Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mesquite Credit Union?Yes, to access services at Mesquite Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mesquite Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mesquite Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mesquite Credit Union offer online and mobile banking?Most modern institutions like Mesquite Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mesquitecu.org. Current Mesquite Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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