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Metrowest Community Federal Credit Union

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Metrowest Community Federal Credit Union Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metrowest Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 21, 2026

You can compare Metrowest Community Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 0.20%. Savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.33%. All these rates can be compared to Metrowest Community Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Metrowest Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.84%. Rates were last updated on 07/21/2026.

Metrowest Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metrowest Community Federal Credit Union? Share your experience about Metrowest Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Metrowest Community Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.84%

Excellent Lower than avg

Metrowest Community Federal Credit Union
Main Office

200 Concord St
Framingham, MA 01702 8306

https://www.mwcfcu.com

Current Rate Availability

We do not have Metrowest Community Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Metrowest Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Metrowest Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Metrowest Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Metrowest Community Federal Credit Union

Website https://www.mwcfcu.com

Address 200 Concord St, Framingham, MA 01702 8306

Phone 508-879-5522

Fax

President Mike Forman

CEO Gary Carlson

Full-Time Employees 12

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.84%

Return on Assets (ROA)

0.2250%

Return on Equity (ROE)

2.5423%

Non-Performing Loans Ratio (NPL)

0.31%

Total Assets

139,855,560

Total Amount of Shares and Deposits

130,829,546

Total Shares and Deposits < 1 Year

125,372,782

Total Shares and Deposits 1 3 Years

5,247,881

Total Shares and Deposits > 3 Years

208,880

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

10,984,355

Total Uninsured Shares and Deposits > $250K (F+J)

10,984,355

Total Insured Shares and Deposits > $250K (item 17 less item K)

119,845,191

Total Interest Expense (Sum of items 6 8)

2,211,684

Share Certificates

1,397

Number of Accounts for Share Drafts

2,965

IRA KEOGH Accounts

101

Number of Accounts for Regular Shares

6,954

All other shares

738

Money Market Shares

254

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,379,739

Total Liabilities

128,279,711

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Metrowest Community Federal Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Metrowest Community Federal Credit Union

How many branches does Metrowest Community Federal Credit Union operate?

Metrowest Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Metrowest Community Federal Credit Union?

Yes, to access services at Metrowest Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Metrowest Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metrowest Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Metrowest Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Metrowest Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mwcfcu.com.