Midway Federal Credit Union Rates and Review January 2026
Compare Midway Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Midway Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMidway Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Midway Federal Credit Union? Share your experience about Midway Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Midway Federal Credit Union. Overall, Midway Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Midway Federal Credit Union Winchester Main 158 Front Royal Pike Ste 101 Winchester, VA 22602  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAccess FCU Visa Classic
13.500%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLine of Credit
13.700%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Midway Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Midway Federal Credit Union
Website: https://www.midwayfcu.org
Full Time Employees: 1Part Time Employees: 3 President: Keith Farrell CEO: Sabrina Rebrook Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
158 Front Royal Pike Ste 101
Winchester, VA 22602 Phone Number: 540-686-7637 Fax Number: 540-686-7389 FinancialsTotal Assets:
10,133,862
Total Amount of Shares and Deposits:
8,555,708
Total Shares and Deposits < 1 Year:
7,541,520
Total Shares and Deposits 1 3 Years:
1,014,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,555,708
Total Interest Expense (Sum of items 6 8):
140,001
Share Certificates:
183
Number of Accounts for Regular Shares:
880
Net Income (unless the amount is already included in Undivided Earnings):
-9,850
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
193,830
Total Liabilities:
8,613,246
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Midway Federal Credit UnionIs a member application needed to join Midway Federal Credit Union?Yes, to access services at Midway Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Midway Federal Credit Union provides a range of mortgage and home equity products. Is Midway Federal Credit Union a safe place to deposit money?Yes, Midway Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Midway Federal Credit Union offer online and mobile banking?Most modern institutions like Midway Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.05%, 6-month CD rates at 1.26% and 3-month CD rates at 2.32%. Savings rates are at 0.66% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.02%. Credit Card rates are at 14.24%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates which you can compare to 
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