Millstream Area Credit Union Rates and Review January 2026
Compare Millstream Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Millstream Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMillstream Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Millstream Area Credit Union? Share your experience about Millstream Area Credit Union by leaving a review below, or read customer reviews before you decide to use Millstream Area Credit Union. Overall, Millstream Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Millstream Area Credit Union Western Ave Office 1007 Western Ave Findlay, OH 45840  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA® Gold
11.960%
Platinum Visa
8.750%
Visa Secure Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
8.990% - 18.000%
$0 - $30,000
72
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Millstream Area Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Millstream Area Credit Union
Website: https://www.millstreamcu.com
Full Time Employees: 23Part Time Employees: 1 President: Brody Yingling CEO: Joshua Reams Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
1007 Western Ave
Findlay, OH 45840 Phone Number: 419-422-5626 Fax Number: 419-422-2027 FinancialsTotal Assets:
66,842,745
Total Amount of Shares and Deposits:
58,173,194
Total Shares and Deposits < 1 Year:
56,554,469
Total Shares and Deposits 1 3 Years:
1,075,706
Total Shares and Deposits > 3 Years:
543,019
Total Interest Expense (Sum of items 6 8):
410,499
Share Certificates:
129
Number of Accounts for Share Drafts:
4,940
IRA KEOGH Accounts:
124
Number of Accounts for Regular Shares:
9,210
Money Market Shares:
334
Net Income (unless the amount is already included in Undivided Earnings):
609,213
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,220,271
Total Liabilities:
58,574,990
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Millstream Area Credit UnionIs a member application needed to join Millstream Area Credit Union?Yes, to access services at Millstream Area Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Millstream Area Credit Union provides a range of mortgage and home equity products. Is Millstream Area Credit Union a safe place to deposit money?Yes, Millstream Area Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Millstream Area Credit Union offer online and mobile banking?Most modern institutions like Millstream Area Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.07%, 6-month CD rates at 3.20% and 3-month CD rates at 3.30%. Savings rates are at 0.10% and money market rates are at 1.36%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 15.00%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to 
