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Mower County Employees Credit Union

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Mower County Employees Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mower County Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Mower County Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.55%, 6-month share certificate rates at 1.61% and 3-month share certificate rates at 3.03%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Mower County Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Mower County Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.11%. Rates were last updated on 04/27/2026.

Mower County Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mower County Employees Credit Union? Share your experience about Mower County Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Mower County Employees Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.11%

Excellent Lower than avg

Mower County Employees Credit Union
Mower County Employees Credit Union

900 18th Ave NW
Austin, MN 55912

https://www.mowercountyecu.org

Current Rate Availability

We do not have Mower County Employees Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Mower County Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Mower County Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mower County Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mower County Employees Credit Union

Website https://www.mowercountyecu.org

Address 900 18th Ave NW, Austin, MN 55912

Phone 507-437-6360

Fax 507-437-2964

President DUANE FELT

CEO Stephanie Riles

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.11%

Return on Assets (ROA)

1.0167%

Return on Equity (ROE)

7.0508%

Non-Performing Loans Ratio (NPL)

0.02%

Total Assets

12,739,553

Total Amount of Shares and Deposits

10,882,705

Total Shares and Deposits < 1 Year

8,456,378

Total Shares and Deposits 1 3 Years

1,768,185

Total Shares and Deposits > 3 Years

658,143

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

258,134

Total Uninsured Shares and Deposits > $250K (F+J)

258,134

Total Insured Shares and Deposits > $250K (item 17 less item K)

10,624,571

Total Interest Expense (Sum of items 6 8)

194,961

Share Certificates

238

Number of Accounts for Share Drafts

339

Number of Accounts for Regular Shares

871

All other shares

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

128,954

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

410,983

Total Liabilities

10,902,564

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Mower County Employees Credit Union

Is Mower County Employees Credit Union a safe place to deposit money?

Yes, Mower County Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 0.10566203717061%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Mower County Employees Credit Union operate?

Mower County Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mower County Employees Credit Union?

Yes, to access services at Mower County Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mower County Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mower County Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mower County Employees Credit Union offer online and mobile banking?

Most modern institutions like Mower County Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mowercountyecu.org.