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Neighborhood Community Federal Credit Union Rates & Review October 2026

Neighborhood Community Federal Credit Union's top rates as of October 9, 2026 are 2.26% APY on its 12 Month IRA & Roth IRA CDs CD, 0.15% APY on savings, 0.15% APY on money market accounts, 0.05% APY on checking, and personal loans from 9.45% APR, according to rates verified by MonitorBankRates. Other Neighborhood Community Federal Credit Union CD rates include 12 Month CDs at 2.26%, 24 Month IRA & Roth IRA CDs at 2.26%, and 24 Month CDs at 2.26%. MonitorBankRates evaluates the financial stability of Neighborhood Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.20%. Rates last updated and verified on 10/09/2026.

Neighborhood Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood Community Federal Credit Union? Share your experience about Neighborhood Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Neighborhood Community Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.20%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Neighborhood Community Federal Credit Union
Neighborhood Community Federal Credit Union
4848 S 120th St
Omaha, NE 68137
https://www.neighborhoodcfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Neighborhood Community Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month IRA & Roth IRA Certificates 2.25% 2.26% 12 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
12 Month Share Certificates 2.25% 2.26% 12 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
24 Month IRA & Roth IRA Certificates 2.25% 2.26% 24 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
24 Month Share Certificates 2.25% 2.26% 24 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
36 Month IRA & Roth IRA Certificates 2.25% 2.26% 36 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
36 Month Share Certificates 2.25% 2.26% 36 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
6 Month IRA & Roth IRA Certificates 2.25% 2.26% 6 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
6 Month Share Certificates 2.25% 2.26% 6 month
Min Deposit $1,000
Min Balance $1,000
Details Minor Accountholders
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
6 Month Share Certificates 2.25% 2.26% 6 Month - 36 Month
Min Deposit $500
Min Balance $500
Details Minor Accountholders
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.26% APY · checked 2 times
1.76%2.26%2.76%Oct 5, 2026: 2.26% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Neighborhood Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.15%
Details Balance: $20,000 +
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Sep 29, 2026: 0.15% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Scottie Savers 0.10% 0.15%
Min Deposit $5
Details Balance: $20,000 +
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Sep 29, 2026: 0.15% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Share Savings Accounts 0.15% 0.15%
Min Deposit $5
Min Balance $20,000
Details Balance: $20,000 +
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Vacation Club 0.10% 0.15%
Details Balance: $20,000 +
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Sep 29, 2026: 0.15% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Christmas Club 0.10% 0.10%
Min Balance $15,000
Details Balance: $15,000 - $19,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Christmas Club 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000 - $14,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Christmas Club 0.10% 0.10%
Min Balance $1,000
Details Balance: $1,000 - $4,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Scottie Savers 0.10% 0.10%
Min Deposit $5
Min Balance $15,000
Details Balance: $15,000 - $19,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Scottie Savers 0.10% 0.10%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000 - $14,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Scottie Savers 0.10% 0.10%
Min Deposit $5
Min Balance $1,000
Details Balance: $1,000 - $4,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Share Savings Accounts 0.10% 0.10%
Min Deposit $5
Min Balance $1,000
Details Balance: $1,000 - $4,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Share Savings Accounts 0.10% 0.10%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000 - $14,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Share Savings Accounts 0.10% 0.10%
Min Deposit $5
Min Balance $15,000
Details Balance: $15,000 - $19,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Vacation Club 0.10% 0.10%
Min Balance $15,000
Details Balance: $15,000 - $19,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Vacation Club 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000 - $14,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Vacation Club 0.10% 0.10%
Min Balance $1,000
Details Balance: $1,000 - $4,999
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 5, 2026: 0.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Neighborhood Community Federal Credit Union Checking Rates

Product Rate APY View More
Money Market Share Draft Checking 0.15% 0.15%
Min Deposit $2,500
Min Balance $2,500
Details This account is a Variable Rate Account. You can earn a higher dividend rate and still maintain access to your money. - Dividends Compounded Monthly - Dividends Credited Monthly - Dividend Period Calendar Month - Account Limitations: Account Transfer and Withdrawal Limitations apply. $200 Minimum Withdrawal - Rates Effective January 1, 2021
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
Share Draft Checking 0.05% 0.05%
Min Deposit $20
Min Balance $100
Details Dividends Compounded Monthly - Dividends Credited Monthly - Dividend Period Calendar Month - No Account Limitations - Rates Effective January 1, 2021
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Neighborhood Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.95%
Details Published APR range: 6.95% - 17.45%. Up to 100% financing on the home equity of your home, fixed interest rate, low fees with a 5,10 or 15 year payback. Use the equity in your home to borrow money for a variety of purposes and possibly receive a tax break too. (The interest paid on a home equity loan may be tax deductible). Call for current rate. Home Equity loan applications cannot be submitted electronically. The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.95% APR
6.45%6.95%7.45%Oct 9, 2026: 6.95% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Neighborhood Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
NEW Auto, Motorcycle - - 4.95%
Details Published APR range: 4.95 - 12.45%. The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.95% APR · checked 8 times
4.45%4.95%5.45%Sep 14, 2026: 4.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
USED Auto, Motorcycle - - 5.95%
Details Published APR range: 5.95% - 12.95%. The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 8 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Neighborhood Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
NEW Boat, Travel Trailer, Camper and RVs Loan - 5.95%
Details Published APR range: 5.95 - 16.45%. The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 8 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%
USED Boat, Travel Trailer, Camper and RVs Loan - 6.95%
Details Published APR range: 6.95% - 17.45%. The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.
Last Updated 10/09/2026
Rate History
3 changes since Sep 17, 2026 · 15.00% → 6.95% ▼ 8.05 pts · high 15.00% / low 4.00%
0.00%13.00%26.00%Sep 17, 2026: 15.00% APRSep 18, 2026: 8.45% APRSep 21, 2026: 4.00% APRSep 29, 2026: 6.95% APRSep 17, 2026Oct 13, 2026
  • Sep 29, 20266.95%▲ from 4.00%
  • Sep 21, 20264.00%▼ from 8.45%
  • Sep 18, 20268.45%▼ from 15.00%
  • Sep 17, 202615.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Neighborhood Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Line of Credit Unsecured 9.45%
Details Published APR range: 9.45% - 16.95%. Available both as regular installment loans and as lines of credit. An installment personal loan is based on a single loan advance and can be financed for up to three years. A line of credit is a revolving loan. Money can be drawn as needed. The balance can be paid down and then drawn up again. Maximum personal limit is $10,000.00. The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.45% APR
8.95%9.45%9.95%Oct 9, 2026: 9.45% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.20%

Financial Health History

Neighborhood Community Federal Credit Union’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.20% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.7% 3.0★ 1% 4.0★ 1.3% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.20% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$31M0.20%5.0A+
March 31, 2026$31M0.57%5.0A+
December 31, 2025$31M0.27%5.0A+
September 30, 2025$31M0.15%5.0A+
June 30, 2025$31M0.68%5.0A+
March 31, 2025$31M0.97%5.0A+
December 31, 2024$31M0.75%5.0A+
September 30, 2024$31M0.08%5.0A+
June 30, 2024$31M0.00%5.0A+
March 31, 2024$30M0.00%5.0A+
December 31, 2023$30M0.00%5.0A+
September 30, 2023$30M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Neighborhood Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Neighborhood Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Neighborhood Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Neighborhood Community Federal Credit Union
Address 4848 S 120th St, Omaha, NE 68137
Phone 402-895-6880
Fax 402-895-7962
President Katie Wardell
CEO Ruth Gryskiewicz
Full-Time Employees 5
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.20%
Return on Assets (ROA)
0.7583%
Return on Equity (ROE)
5.3568%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
30,970,211
Total Amount of Shares and Deposits
26,471,477
Total Shares and Deposits < 1 Year
26,403,965
Total Shares and Deposits 1 3 Years
67,511
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
320,203
Total Uninsured Shares and Deposits > $250K (F+J)
320,203
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,151,274
Total Interest Expense (Sum of items 6 8)
28,792
Share Certificates
72
Number of Accounts for Share Drafts
1,057
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
1,995
Money Market Shares
14
Net Income (unless the amount is already included in Undivided Earnings)
234,858
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,133,330
Total Liabilities
26,585,924
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Neighborhood Community Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/neighborhood-community-federal-credit-union-rates-review-24396">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Neighborhood Community Federal Credit Union

How many branches does Neighborhood Community Federal Credit Union operate?

Neighborhood Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Neighborhood Community Federal Credit Union?

Yes, to access services at Neighborhood Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Neighborhood Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Neighborhood Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Neighborhood Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Neighborhood Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.neighborhoodcfcu.org.

Current Neighborhood Community Federal Credit Union Rates

  • 12-Month CD2.26%
  • 24-Month CD2.26%
  • Savings0.15%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.