What are the current interest rates at New Dimensions Federal Credit Union?

Current rates for New Dimensions Federal Credit Union include: 12-Month CD: 3.82%, 18-Month CD: 3.71%, 24-Month CD: 3.71%, 60-Month CD: 3.09%, Savings: 0.05%

MonitorBankRates

☰

Home›
Credit Unions›
New Dimensions Federal Credit Union

iAdvertiser Disclosure

New Dimensions Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Dimensions Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

New Dimensions Federal Credit Union's IRA CDs 12 month rates are at 3.82%, IRA CDs 18 month rates are at 3.71%, IRA CDs 24 month rates are at 3.71%, IRA CDs 36 month rates are at 3.56%, IRA CDs 6 month rates are at 3.56%. New Dimensions Federal Credit Union's savings rates are at 0.05%. New Dimensions Federal Credit Union's Personal Loan Rates are at 12.24%. MonitorBankRates evaluates the financial stability of New Dimensions Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.69%. Rates last updated and verified on 08/28/2026.

New Dimensions Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Dimensions Federal Credit Union? Share your experience about New Dimensions Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Dimensions Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.69%

Excellent Higher than avg

New Dimensions Federal Credit Union
Main Office

94 Silver St
Waterville, ME 04901

https://newdimensionsfcu.com

New Dimensions Federal Credit Union CD Rates

Product	Rate	APY	Term
IRA Share Certificates 12 month	3.75%	3.82%	12 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
IRA Share Certificates 18 month	3.65%	3.71%	18 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
IRA Share Certificates 24 month	3.65%	3.71%	24 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
IRA Share Certificates 36 month	3.50%	3.56%	36 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
IRA Share Certificates 6 month	3.50%	3.56%	6 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
IRA Share Certificates 48 month	3.30%	3.35%	48 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
IRA Share Certificates 60 month	3.05%	3.09%	60 months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%

New Dimensions Federal Credit Union Savings Rates

Product	Rate	APY
Jumbo Certificate Savings Account (CSA)	2.05%	1.60%
Min Balance $500,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Jumbo Certificate Savings Account (CSA)	1.85%	1.33%
Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Jumbo Certificate Savings Account (CSA)	1.60%	0.90%
Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Certificate Savings Account (CSA)	0.80%	0.80%
Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Certificate Savings Account (CSA)	0.60%	0.60%
Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Jumbo Certificate Savings Account (CSA)	0.30%	0.30%
Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Certificate Savings Account (CSA)	0.20%	0.20%
Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Club Savings	0.05%	0.05%
Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Health Savings Account	0.05%	0.05%
Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Regular Savings	0.05%	0.05%
Min Deposit $25 Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%

New Dimensions Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC) Special	-	-	5.25%	6 months
Details Introductory period of 6 months. Fixed rate of 5.25% APR* during introductory period. As low as 6.75% variable. Minimum credit line is $5,000. HELOC minimum monthly payment will be the greatest of: (i) 1.00% of the line's balance at the last advance, (ii) the amount of accrued finance charges, or (iii) $50. Minimum draw (or advance) amount of $500 at all times. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Home Equity Fixed Rate Equity	-	-	8.29%	10 years
Details We will lend up to 80% of the appraised value of your home, minus the first mortgage or 90% LTV if New Dimensions FCU is the first lienholder. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%
Home Equity Signature Equity - Home Improvement Loan	-	-	9.80%	10 years
Details We will lend up to 80% of the appraised value of your home, minus the first mortgage or 90% LTV if New Dimensions FCU is the first lienholder. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%

New Dimensions Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal/Signature Loans	-	12.24%
Details As low as; Annual Percentage Rate (will vary based on the borrower's credit score and selected term). Maximum loan amount is $30,000. Certain restrictions may apply. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.69%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for New Dimensions Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather New Dimensions Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Dimensions Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Dimensions Federal Credit Union

Website https://newdimensionsfcu.com

Address 94 Silver St, Waterville, ME 04901

Phone 207-872-2771

Fax

President Jerome Allen

CEO Ryan Poulin

Full-Time Employees 58

Part-Time Employees 0

Branch Locations 5

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.69%

Return on Assets (ROA)

0.3656%

Return on Equity (ROE)

4.5885%

Non-Performing Loans Ratio (NPL)

1.23%

Total Assets

229,077,798

Total Amount of Shares and Deposits

192,282,516

Total Shares and Deposits < 1 Year

189,050,929

Total Shares and Deposits 1 3 Years

2,296,147

Total Shares and Deposits > 3 Years

935,440

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,740,043

Total Uninsured Shares and Deposits > $250K (F+J)

3,743,600

Total Insured Shares and Deposits > $250K (item 17 less item K)

188,538,916

Total Interest Expense (Sum of items 6 8)

2,095,332

Share Certificates

999

Number of Accounts for Share Drafts

8,180

IRA KEOGH Accounts

678

Number of Accounts for Regular Shares

19,787

All other shares

190

Non Member Deposits

Money Market Shares

552

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,886,602

Total Liabilities

211,228,092

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

New Dimensions Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/new-dimensions-federal-credit-union-rates-review-11253">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for New Dimensions Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for New Dimensions Federal Credit Union

Frequently Asked Questions About New Dimensions Federal Credit Union

How many branches does New Dimensions Federal Credit Union operate?

New Dimensions Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Dimensions Federal Credit Union?

Yes, to access services at New Dimensions Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Dimensions Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Dimensions Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Dimensions Federal Credit Union offer online and mobile banking?

Most modern institutions like New Dimensions Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://newdimensionsfcu.com.