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Newport News Municipal Emloyees Credit Union Rates & Review April 2026

Newport News Municipal Emloyees Credit Union's CDs & IRA CDs 1 year rates are at 0.05%, CDs & IRA CDs 2 years rates are at 0.05%, CDs & IRA CDs 3 years rates are at 0.05%, CDs & IRA CDs 4 years rates are at 0.05%. Newport News Municipal Emloyees Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Newport News Municipal Emloyees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.96%. Rates were last updated on 04/08/2026.

Newport News Municipal Emloyees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newport News Municipal Emloyees Credit Union? Share your experience about Newport News Municipal Emloyees Credit Union by leaving a review below, or read customer reviews before you decide to use Newport News Municipal Emloyees Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.96%
Excellent Higher than avg
Newport News Municipal Emloyees Credit Union
Main Office
502 Operations Dr
Newport News, VA 23602 6989
https://www.nnmecu.org
Member NCUA

Newport News Municipal Emloyees Credit Union CD Rates

Product Rate APY Term View More
Share Certificates & IRA Certificates 1 year 0.05% 0.05% 1 year
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
Share Certificates & IRA Certificates 2 years 0.05% 0.05% 2 years
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
Share Certificates & IRA Certificates 3 years 0.05% 0.05% 3 years
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
Share Certificates & IRA Certificates 4 years 0.05% 0.05% 4 years
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%

Newport News Municipal Emloyees Credit Union Savings Rates

Product Rate APY View More
All Purpose Clubs - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
Christmas Club - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%

Newport News Municipal Emloyees Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage - Fixed - 1.00 5.50% 60
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
First Mortgage - Fixed - 1.00 5.75% 120
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
First Mortgage - Fixed - 1.00 6.00% 180
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%

Newport News Municipal Emloyees Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA - 7.49%
Details Fixed Rate; No annual fees; No extra fees or charges for balance transfers
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
VISA Platinum - 7.49%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
Global Rewards VISA - 12.00%
Details Fixed Rate; No annual fees; No extra fees or charges for balance transfers
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%
VISA Classic - 12.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%

Newport News Municipal Emloyees Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 9.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.96%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Newport News Municipal Emloyees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Newport News Municipal Emloyees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Newport News Municipal Emloyees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Newport News Municipal Emloyees Credit Union
Address 502 Operations Dr, Newport News, VA 23602 6989
Phone 757-249-1003
Fax 757-249-1202
President Michael Poplawski
CEO Edna McDuffie
Full-Time Employees 6
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.96%
Return on Assets (ROA)
1.2170%
Return on Equity (ROE)
13.1034%
Non-Performing Loans Ratio (NPL)
1.61%
Total Assets
55,641,272
Total Amount of Shares and Deposits
50,828,472
Total Shares and Deposits < 1 Year
50,692,977
Total Shares and Deposits 1 3 Years
132,011
Total Shares and Deposits > 3 Years
3,484
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,135,410
Total Uninsured Shares and Deposits > $250K (F+J)
2,135,410
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,693,062
Total Interest Expense (Sum of items 6 8)
374
Share Certificates
48
Number of Accounts for Share Drafts
2,977
IRA KEOGH Accounts
62
Number of Accounts for Regular Shares
4,555
Net Income (unless the amount is already included in Undivided Earnings)
669,183
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,952,278
Total Liabilities
51,094,419
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Newport News Municipal Emloyees Credit Union

Is Newport News Municipal Emloyees Credit Union a safe place to deposit money?

Yes, Newport News Municipal Emloyees Credit Union is considered a safe financial institution. With a Texas Ratio of 7.9603281964039%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Newport News Municipal Emloyees Credit Union operate?

Newport News Municipal Emloyees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Newport News Municipal Emloyees Credit Union?

Yes, to access services at Newport News Municipal Emloyees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Newport News Municipal Emloyees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Newport News Municipal Emloyees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Newport News Municipal Emloyees Credit Union offer online and mobile banking?

Most modern institutions like Newport News Municipal Emloyees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nnmecu.org.

Current Newport News Municipal Emloyees Credit Union Rates

  • 12-Month CD0.05%
  • 24-Month CD0.05%
Retrieved from our database of financial products. Rates subject to change.