NJ Gateway Federal Credit Union Rates and Review January 2026
Compare NJ Gateway Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NJ Gateway Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNJ Gateway Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NJ Gateway Federal Credit Union? Share your experience about NJ Gateway Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NJ Gateway Federal Credit Union. Overall, NJ Gateway Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. NJ Gateway Federal Credit Union Main Branch 100 Culver Rd Monmouth Junction, NJ 08852  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonGM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Student Rewards Card
17.990%
Academic VISA® Gold
15.400%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonTechnology Loan
9.750%
$0
36
Credit Builder Loan
9.000%
$0
Personal Loan
11.760%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have NJ Gateway Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: NJ Gateway Federal Credit Union
Website: https://www.njgateway.org
Full Time Employees: 4Part Time Employees: 1 President: Peter Manfredo CEO: Pierina Pantano Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
100 Culver Rd
Monmouth Junction, NJ 08852 Phone Number: 732-329-3838 Fax Number: 732-329-8624 FinancialsTotal Assets:
27,888,830
Total Amount of Shares and Deposits:
25,105,663
Total Shares and Deposits < 1 Year:
24,769,406
Total Shares and Deposits 1 3 Years:
329,668
Total Shares and Deposits > 3 Years:
6,589
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
792,016
Total Uninsured Shares and Deposits > $250K (F+J):
792,016
Total Insured Shares and Deposits > $250K (item 17 less item K):
24,313,647
Total Interest Expense (Sum of items 6 8):
85,370
Share Certificates:
49
Number of Accounts for Share Drafts:
923
IRA KEOGH Accounts:
53
Number of Accounts for Regular Shares:
2,551
All other shares:
4
Money Market Shares:
143
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
678,110
Total Liabilities:
25,215,350
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About NJ Gateway Federal Credit UnionIs a member application needed to join NJ Gateway Federal Credit Union?Yes, to access services at NJ Gateway Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, NJ Gateway Federal Credit Union provides a range of mortgage and home equity products. Is NJ Gateway Federal Credit Union a safe place to deposit money?Yes, NJ Gateway Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does NJ Gateway Federal Credit Union offer online and mobile banking?Most modern institutions like NJ Gateway Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.05%, 6-month CD rates at 2.50% and 3-month CD rates at 3.14%. Savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 9.50%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
