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NORTHERN STS PWR COMPANY EMP Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare NORTHERN STS PWR COMPANY EMP rates to other rates in our database, including 12-month share certificate rates currently at 1.76%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 3.45%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to NORTHERN STS PWR COMPANY EMP rates. MonitorBankRates evaluates the financial stability of NORTHERN STS PWR COMPANY EMP with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.48%. Rates were last updated on 04/25/2026.

NORTHERN STS PWR COMPANY EMP money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NORTHERN STS PWR COMPANY EMP? Share your experience about NORTHERN STS PWR COMPANY EMP by leaving a review below, or read customer reviews before you decide to use NORTHERN STS PWR COMPANY EMP.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.48%
Excellent Lower than avg
Century Bank and Trust GA
Credit Union
1206 5th Ave S
Grand Forks, ND 58201
Member NCUA

Current Rate Availability

We do not have NORTHERN STS PWR COMPANY EMP rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for NORTHERN STS PWR COMPANY EMP is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NORTHERN STS PWR COMPANY EMP rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NORTHERN STS PWR COMPANY EMP's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NORTHERN STS PWR COMPANY EMP
Website
Address 1206 5th Ave S, Grand Forks, ND 58201
Phone 701-795-5294
Fax
President Lester Marcott
CEO Paul Durbin
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.48%
Return on Assets (ROA)
0.9140%
Return on Equity (ROE)
9.0463%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
1,584,029
Total Amount of Shares and Deposits
1,423,297
Total Shares and Deposits < 1 Year
1,423,297
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,423,297
Total Interest Expense (Sum of items 6 8)
27,756
Number of Accounts for Regular Shares
122
Net Income (unless the amount is already included in Undivided Earnings)
14,478
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,827
Total Liabilities
1,423,986
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About NORTHERN STS PWR COMPANY EMP

Is NORTHERN STS PWR COMPANY EMP a safe place to deposit money?

Yes, NORTHERN STS PWR COMPANY EMP is considered a safe financial institution. With a Texas Ratio of 1.4839761814012%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does NORTHERN STS PWR COMPANY EMP operate?

NORTHERN STS PWR COMPANY EMP currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NORTHERN STS PWR COMPANY EMP?

Yes, to access services at NORTHERN STS PWR COMPANY EMP, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NORTHERN STS PWR COMPANY EMP does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NORTHERN STS PWR COMPANY EMP provides members with tools to manage their accounts and build a solid financial history.

Does NORTHERN STS PWR COMPANY EMP offer online and mobile banking?

Most modern institutions like NORTHERN STS PWR COMPANY EMP provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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