Ocnac 1 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Ocnac 1 Federal Credit Union Deposit Rates

Ocnac 1 Federal Credit Union12-month CD rates can be found at 2.01%, 6-month CD rates at 2.75% and 3-month CD rates at 1.65%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.89%. Credit Card rates are at 15.99%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Ocnac 1 Federal Credit Union rates.

Compare Ocnac 1 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ocnac 1 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ocnac 1 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ocnac 1 Federal Credit Union? Share your experience about Ocnac 1 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ocnac 1 Federal Credit Union.

Overall, Ocnac 1 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ocnac 1 Federal Credit Union
1082 summit ave
1082 summit ave
jersey city, NJ 07307
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ocnac 1 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Agility Bank
Agility Bank
12-Month CD (Bump-Up)
4.50%
$10,000
Pathway Bank
Pathway Bank
12-Month CD
4.20%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
6-Month CD
4.05%
$1,000
Belt Valley Bank
Belt Valley Bank
12-Month CD
4.01%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
12-Month CD
4.00%
$2,500
First Internet Bank of Indiana
First Internet Bank of Indiana
36-Month CD
3.97%
$1,000
Kish Bank
Kish Bank
18-Month CD
3.90%
$2,000
Garden Plain State Bank
Garden Plain State Bank
24-Month CD
3.80%
$1,000
Murphy Bank
Murphy Bank
6-Month CD
3.80%
$1,000
First Southwest Bank
First Southwest Bank
24-Month CD
3.75%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.71%
$500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
6-Month CD
3.50%
$1,000
Grand Valley Bank
Grand Valley Bank
12-Month CD
3.50%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings
3.40%
$5,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
Access Federal Credit Union
Access Federal Credit Union
48-Month CD
3.30%
$1,000
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
State Bank of De Kalb
State Bank of De Kalb
24-Month CD
3.03%
$500
Homewood Federal SB
Homewood Federal SB
60-Month CD
2.75%
$500
Chesapeake Bank
Chesapeake Bank
12-Month CD
2.75%
$1,000
BankVista
BankVista
48-Month CD
2.75%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
12-Month CD
2.60%
$0
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Companion Savings
2.57%
$100
Campbell & Fetter Bank
Campbell & Fetter Bank
36-Month CD
2.52%
$1,000
Mercer County State Bank
Money Market
2.02%
$500,000
Osgood Bank
Osgood Bank
24-Month CD
2.02%
$1,000
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Carson Bank
Carson Bank
48-Month CD
1.71%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
Bank of Herrin
Bank of Herrin
24-Month CD
1.32%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
Forte Bank
Forte Bank
18-Month CD
1.15%
$1,000
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
First Bank Waverly, IA
First Bank Waverly, IA
12-Month CD
1.00%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
60-Month CD
0.85%
$500
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
Industry State Bank
Industry State Bank
Savings
0.43%
$100
Bank of Hartington
Bank of Hartington
Savings
0.35%
$10
Conneaut Savings Bank
Conneaut Savings Bank
60-Month CD
0.35%
$1,000
Reliance State Bank
Reliance State Bank
Money Market
0.30%
$2,500
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Money Market
0.25%
$1,000
Northwest Community Bank
Northwest Community Bank
12-Month CD
0.20%
$500
Jones Bank
Jones Bank
Money Market Plus
0.15%
$0
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
North Country Savings Bank
North Country Savings Bank
24-Month CD
0.10%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
Savings
0.10%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
12-Month CD
0.05%
$500
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ocnac 1 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
5.490%
5.799%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.750%
5.989%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.875%
6.064%
0.382
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.000%
6.075%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
6.125%
6.222%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.000%
6.238%
2.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.125%
6.242%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
6.125%
6.304%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.339%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.361%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.366%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.250%
6.410%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
20 Year Fixed
6.375%
6.480%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.375%
6.491%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ocnac 1 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ocnac 1 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ocnac 1 Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ocnac 1 Federal Credit Union Information

Credit Union Name: Ocnac 1 Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: nicholas antonicello
CEO: Ivette Gamba
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
1082 summit ave
jersey city, NJ 07307
Phone Number: 201-420-1026
Fax Number: 201-420-6281

Ocnac 1 Federal Credit Union Financials

Total Assets:
6,853,708
Total Amount of Shares and Deposits:
6,084,562
Total Shares and Deposits < 1 Year:
6,084,562
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,084,562
Total Interest Expense (Sum of items 6 8):
1,440
Number of Accounts for Regular Shares:
3,197
Net Income (unless the amount is already included in Undivided Earnings):
5,762
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,686,145
Total Liabilities:
6,163,297
Show More

Ocnac 1 Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

My eBanc CD Rates Move HigherMy eBanc CD rates which were already some of the best CD rates available moved higher over night. 6 month CD rates at My eBanc were increased from 2.25 percent to 2.45 percent. 6 month jumbo CD rates from My eBanc were also increased from 2.25 percent to 2.45 percent. Compare My eBanc CD rates with other online rates to get the best rate.
Both mortgage rates and applications for mortgage loans declined in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association, the average 30 year mortgage rate decreased to 4.79 percent with 1.07 mortgage discount points for the week ending March 11, 2011. In the prior weeks 30 year mortgage rates averaged 4.93 percent with 0.87 mortgage discount points.
Mortgage rates are lower following the plunge in 10 year Treasury yields. 10 year yields which were just below 2.40% on Friday are back down to 2.00%. 30 year mortgage rates which averaged 4.25% on Friday are now averaging 4.10%, down from yesterday's average 30 year mortgage rate of 4.18%. We can expect mortgage rates to continue to decline towards 4.00% this week. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, a decline from yesterday’s average 15 year mortgage rate of 3.43%. 

Bank or Credit Union Offers and Deals

Mortgage Rates Fall Again This Week: Lowest 30 Year Refinance Rates at 3.50%
Mortgage Rates Currently Lower: 30 Year Mortgage Rates at 3.98%
Mortgage Rates Move Lower on Fears of Hungary Financial Crisis, 30 Year Mortgage Rates at 4.85%
More Record Low Average Mortgage Rates This Week
CD Rates in Florida | Best CD Rates Today
How to Get a Near Perfect Credit Score
Bank of America Promotional Money Market Savings Account
Doral Direct Bank 11 month CD Rate
1/29 Mortgage Rates and Refinancing Rates Mixed Today: 30 Year Mortgage Rates Averaging 4.80%, 30 Year Mortgage Rates in California Averaging 4.93%
Highest 1 Year CD Rates at 1.10%: Average 1 Year Bank CD Rates at 0.77%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Current Mortgage Rates Back Above 5.00%
Money Market Rates and Savings Rates December 10, 2012
HSBC 3.50% APY Online Savings Account
Wells Fargo Bank Mortgage Rates
Mortgage Rates Decrease: Mortgage Applications Decrease
Refinancing a Mortgage: When is a Good Time?
California Auto Loan Rates
Mortgage Rates Today Move Higher as FOMC is Set to Meet Next Week
Mortgage Rates - Current Mortgage Rates Increase Slightly to 5.24%
Indianapolis, IN Savings Account Rates

Ocnac 1 Federal Credit Union Reviews

There are no reviews for Ocnac 1 Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Ocnac 1 Federal Credit Union
Your Name:
Your Rating:

See how Ocnac 1 Federal Credit Union Compares to other credit unions