MonitorBankRates
We Find the Best Rates

One Nevada Credit Union Rates and Review February 2026

  1. Home
  2. Credit Unions
  3. One Nevada Credit Union Deposit Rates
One Nevada Credit Union's 1 Year CD rates are at 3.30%, 2 Year CD rates are at 3.04%, 3 Year CD rates are at 3.04%, 4 Year CD rates are at 3.04%, 6 Month CD rates are at 3.04%. One Nevada Credit Union's savings rates are at 0.05%. One Nevada Credit Union's money market rates are at 1.26%. One Nevada Credit Union's 15 Year Mortgage rates are at 5.38%, 30-Year Fixed Mortgage rates are at 5.38%, 30-Year Fixed Mortgage rates are at 5.50%, 30-Year Fixed Mortgage rates are at 6.00%, 30-Year Fixed Mortgage rates are at 6.12%. One Nevada Credit Union's Personal Loan Rates are at 5.49%.

One Nevada Credit Union

One Nevada Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at One Nevada Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

One Nevada Credit Union Texas Ratio

One Nevada Credit Union's Texas Ratio is at 1.18%, which is considered excellent. The Texas Ratio for One Nevada Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that One Nevada Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

One Nevada Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, One Nevada Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
3.30%
18-Month CD
N/A
24-Month CD
3.04%
36-Month CD
3.04%
48-Month CD
3.04%
60-Month CD
N/A
Savings
0.05%
MMA
1.26%
30-Year Fixed
5.56%
Credit Card
N/A
Personal Loan
5.49%

"N/A" indicates the product is not offered or the rate is unavailable.

One Nevada Credit Union
Corporate Office
2645 S Mojave Rd
Las Vegas, NV 89121 1238
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Credit Unions:
Embed the badge above on your site.

One Nevada Credit Union CD Rates

Product Rate APY Term View More
1 Year CD 3.25% 3.30% 1 Year
No additional details.
Last Updated 02/06/2026
2 Year CD 3.00% 3.04% 2 Year
No additional details.
Last Updated 02/06/2026
3 Year CD 3.00% 3.04% 3 Year
No additional details.
Last Updated 02/06/2026
4 Year CD 3.00% 3.04% 4 Year
No additional details.
Last Updated 02/06/2026
6 Month CD 3.00% 3.04% 6 Month
No additional details.
Last Updated 02/06/2026
3 Month CD 2.50% 2.53% 3 Month
No additional details.
Last Updated 02/06/2026

One Nevada Credit Union Savings Rates

Product Rate APY View More
Savings Account 0.05% 0.05%
No additional details.
Last Updated 02/06/2026

One Nevada Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.00% 2.02%
DetailsPreferred
Last Updated 02/06/2026
Money Market 1.75% 1.77%
Details($25,000 - Up)
Last Updated 02/06/2026
Money Market 1.25% 1.26%
Details($5,000 - $24,999.99)
Last Updated 02/06/2026

One Nevada Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Mortgage 5.38% - 5.43%
No additional details.
Last Updated 02/06/2026
30 Year Mortgage 5.38% - 5.56%
No additional details.
Last Updated 02/06/2026
30 Year Mortgage 5.50% - 5.83%
No additional details.
Last Updated 02/06/2026
30 Year Mortgage 6.00% - 6.03%
No additional details.
Last Updated 02/06/2026
30 Year Mortgage 6.13% - 6.16%
No additional details.
Last Updated 02/06/2026

One Nevada Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit 7.00% - 7.00%
No additional details.
Last Updated 02/06/2026
Home Equity Loan 7.50% - 7.50%
No additional details.
Last Updated 02/06/2026

One Nevada Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.49%
Details(New & Used)
Last Updated 02/06/2026

One Nevada Credit Union Credit Card Rates

Product Rate Points APR Term View More
VISA Platinum 11.75% - 11.75%
DetailsCredit Card
Last Updated 02/06/2026
VISA Signature 11.75% - 11.75%
DetailsCredit Card
Last Updated 02/06/2026
VISA 17.00% - 17.00%
DetailsShared Secured Card
Last Updated 02/06/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for One Nevada Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather One Nevada Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with One Nevada Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: One Nevada Credit Union
Full Time Employees: 185
Part Time Employees: 1
President: Bradley Beal
CEO: Stephen ODonnell
Branch Locations: 15
ATM Locations: 16
Corporate Office Address:
2645 S Mojave Rd
Las Vegas, NV 89121 1238
Phone Number: 702-457-1000
Fax Number:

Financials

Total Assets:
1,469,113,466
Total Amount of Shares and Deposits:
1,225,829,083
Total Shares and Deposits < 1 Year:
1,215,513,411
Total Shares and Deposits 1 3 Years:
8,646,453
Total Shares and Deposits > 3 Years:
1,669,219
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
65,318,391
Total Uninsured Shares and Deposits > $250K (F+J):
65,318,391
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,160,510,692
Total Interest Expense (Sum of items 6 8):
9,429,149
Share Certificates:
3,305
Number of Accounts for Share Drafts:
54,397
IRA KEOGH Accounts:
1,692
Number of Accounts for Regular Shares:
115,654
Money Market Shares:
6,297
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
297,768,820
Total Liabilities:
1,242,258,496
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

xdDI
★★★★★
December 17, 2025
ajKR
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for One Nevada Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About One Nevada Credit Union

Is a member application needed to join One Nevada Credit Union?

Yes, to access services at One Nevada Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, One Nevada Credit Union provides a range of mortgage and home equity products.

Is One Nevada Credit Union a safe place to deposit money?

Yes, One Nevada Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does One Nevada Credit Union offer online and mobile banking?

Most modern institutions like One Nevada Credit Union provide digital access including online balance checks and transfers.

Current One Nevada Credit Union Rates

ProductAPY
12-Month CD3.30%
24-Month CD3.04%
36-Month CD3.04%
48-Month CD3.04%
Savings0.05%
MMA1.26%
30-Year Fixed5.56%
Personal Loan5.49%

Rates subject to change.