Pacific Crest Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Pacific Crest Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Pacific Crest Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPacific Crest Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Pacific Crest Federal Credit Union? Share your experience about Pacific Crest Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pacific Crest Federal Credit Union. Overall, Pacific Crest Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Pacific Crest Federal Credit Union Pacific Crest FCU 2972 Washburn Way Klamath Falls, OR 97603  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonSecurity Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Student
14.000%
Visa Platinum Rewards
14.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal/Signature Loans
11.150%
$0
60 - 60
Signature Loan
13.450%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Pacific Crest Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Pacific Crest Federal Credit Union
Website: https://www.mypcfcu.org
Full Time Employees: 93Part Time Employees: 4 President: Karen Devore CEO: Chad Olney Branch Locations: 8 ATM Locations: 4 Corporate Office Address:
2972 Washburn Way
Klamath Falls, OR 97603 Phone Number: 541-884-1376 Fax Number: 541-885-8018 FinancialsTotal Assets:
378,330,434
Total Amount of Shares and Deposits:
338,110,139
Total Shares and Deposits < 1 Year:
312,669,394
Total Shares and Deposits 1 3 Years:
20,343,876
Total Shares and Deposits > 3 Years:
5,096,869
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
30,054,355
Total Uninsured Shares and Deposits > $250K (F+J):
30,054,355
Total Insured Shares and Deposits > $250K (item 17 less item K):
308,055,784
Total Interest Expense (Sum of items 6 8):
1,810,402
Share Certificates:
1,042
Number of Accounts for Share Drafts:
18,067
IRA KEOGH Accounts:
427
Number of Accounts for Regular Shares:
29,757
All other shares:
71
Money Market Shares:
880
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
42,998,123
Total Liabilities:
341,101,761
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Pacific Crest Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Pacific Crest Federal Credit Union
Frequently Asked Questions About Pacific Crest Federal Credit UnionIs a member application needed to join Pacific Crest Federal Credit Union?Yes, to access services at Pacific Crest Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Pacific Crest Federal Credit Union provides a range of mortgage and home equity products. Is Pacific Crest Federal Credit Union a safe place to deposit money?Yes, Pacific Crest Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Pacific Crest Federal Credit Union offer online and mobile banking?Most modern institutions like Pacific Crest Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 2.95% and 3-month CD rates at 2.75%. Savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 14.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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