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Pahranagat Valley Federal Credit Union Rates and Review January 2026

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Pahranagat Valley Federal Credit Union12-month CD rates can be found at 1.40%, 6-month CD rates at 1.46% and 3-month CD rates at 0.15%. Savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.33%. Credit Card rates are at 8.50%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates which you can compare to Pahranagat Valley Federal Credit Union rates.

Compare Pahranagat Valley Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Pahranagat Valley Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Pahranagat Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Pahranagat Valley Federal Credit Union? Share your experience about Pahranagat Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pahranagat Valley Federal Credit Union.

Overall, Pahranagat Valley Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Pahranagat Valley Federal Credit Union
PAHRAHAGAT VALLEY
169 Main St
Alamo, NV 89001
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.04%
$1,000
12-Month CD
3.90%
$0
12-Month CD
3.82%
$500
36-Month CD
3.75%
$250
12-Month CD
3.67%
$1,000
12-Month CD
3.50%
$200
18-Month CD
3.50%
$500
60-Month CD
3.50%
$1,000
Hometown Money Market
3.50%
$25,000
36-Month CD
3.05%
$1,000
60-Month CD
3.03%
$500
60-Month CD
3.02%
$1,000
36-Month CD
3.00%
$500
18-Month CD (Jumbo)
3.00%
$100,000
48-Month CD (Step Up)
3.00%
$1,000
48-Month CD
3.00%
$250
36-Month CD (Jumbo)
2.78%
$250,000
48-Month CD
2.77%
$10,000
60-Month CD
2.77%
$5,000
18-Month CD
2.75%
$500
18-Month CD
2.70%
$500
24-Month CD
2.25%
$1,000
Money Market
2.02%
$20,000
24-Month CD
1.25%
$500
Money Market
1.16%
$250,000
48-Month CD
1.15%
$2,000
Money Market
1.00%
$2,500
12-Month CD
0.95%
$1,000
48-Month CD
0.90%
$500
120-Month CD
0.60%
$1,000
18-Month CD
0.55%
$500
60-Month CD
0.50%
$500
Regular Savings
0.40%
$50
Statement Savings
0.40%
$10
Liberty Premium Money Market
0.35%
$25,000
Statement Savings
0.30%
$0
Checking Classic Plus
0.25%
$100
3-Month CD
0.25%
$2,500
Statement Savings
0.15%
$25,000
Prime Savings
0.15%
$5
6-Month CD
0.10%
$500
Money Market Passbook
0.10%
$1,000
Money Market
0.10%
$1,000
3-Month CD
0.05%
$1,000
Money Market
0.05%
$25
Premium Interest Checking
0.04%
$0
Money Market
0.03%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
4.675%
4.867%
0.000
5.625%
5.787%
0.000
30-Year Fixed
6.125%
6.192%
0.125
15-Year Fixed
5.625%
5.697%
0.000
6.125%
6.282%
1.000
30-Year Fixed
6.000%
6.048%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
20-Year Fixed
5.750%
5.975%
0.000
6.000%
6.076%
0.000
15-Year Fixed
5.125%
5.180%
0.000
6.500%
6.582%
0.000
5.000%
5.080%
0.000
5.750%
5.924%
0.000
5.875%
6.055%
0.000
5.375%
5.415%
0.000
6.000%
6.174%
0.000
5.875%
6.190%
1.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.500%
5.567%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
7.000%
7.168%
0.000
5.250%
5.633%
0.000
5.750%
5.907%
0.000
30-Year Fixed
6.000%
6.068%
0.000
6.125%
6.199%
0.000
5.875%
5.900%
0.000
10-Year Fixed
5.625%
5.793%
0.000
6.300%
6.498%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.125%
5.304%
0.000
6.250%
6.434%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.125%
5.637%
0.250
5.625%
5.673%
0.000
30-Year Fixed
5.875%
6.000%
0.000
5.750%
6.093%
0.000
5.250%
5.499%
1.000
5.500%
5.588%
0.000
30 Year Fixed
6.375%
6.670%
0.000
15 Year Fixed
5.375%
5.717%
0.706
5.625%
5.691%
0.000
15-Year Fixed
5.250%
5.452%
0.000
5.250%
5.867%
0.000
5.750%
5.758%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
5.500%
5.646%
0.000
5.375%
5.488%
0.250
15-Year Fixed
5.625%
5.747%
0.250
20-Year Fixed
5.875%
5.971%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Rewards Student Classic
16.500%
Credit Limit - $500
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Platinum Preferred Rewards
15.740% - 17.990%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Crimson Card
13.240%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
8.900% - 13.900%
Based upon credit worthiness.
Security Service Power Rewards MasterCard
18.000%
World Cash Back Credit Card Mastercard
18.000%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Premier Rate Credit Card Mastercard
12.950% - 18.000%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
13.240%
Security Service Power MasterCard
12.740% - 18.000%
Platinum Secured Visa
8.750%
16.200%
14.000%
18.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
14.990%
$0
25 - 36
12.740%
$0
36
10.890%
$0
60
Unsecured Signature Loan
9.250%
$0
1 - 24
12.490%
$0
Personal Loan
8.950%
$0
Debt Consolidated
9.490%
$500
36
Unsecured Signature Loan
10.250%
$0
25 - 36
10.500%
$0
9.200% - 17.950%
$0 - $500
48 - 48
Personal Line of Credit
12.950% - 18.000%
$0
13.740%
$5,000
60 - 60
10.000%
$0
60
10.490%
$0
Personal Loans Share Secured
5.990%
$0
48
13.490%
$0 - $5,000
48 - 48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Next Step Loan
10.500%
$0
Personal Loan
11.000%
$0
1 - 12
9.200% - 17.950%
$0 - $100
12 - 24
10.700%
$0 - $10,000
60 - 60
11.990%
$0
11.990%
$0
12.990%
$0
1 - 24
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Pahranagat Valley Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Pahranagat Valley Federal Credit Union
Full Time Employees: 4
Part Time Employees: 3
President: Stephen Roemer
CEO: Robin Simmers
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
169 Main St
Alamo, NV 89001
Phone Number: 775-725-3586
Fax Number: 775-725-3585

Financials

Total Assets:
36,391,656
Total Amount of Shares and Deposits:
32,680,076
Total Shares and Deposits < 1 Year:
28,720,016
Total Shares and Deposits 1 3 Years:
3,960,060
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,566,911
Total Uninsured Shares and Deposits > $250K (F+J):
4,566,911
Total Insured Shares and Deposits > $250K (item 17 less item K):
28,113,165
Total Interest Expense (Sum of items 6 8):
320,779
Share Certificates:
161
Number of Accounts for Share Drafts:
1,408
IRA KEOGH Accounts:
57
Number of Accounts for Regular Shares:
3,086
All other shares:
27
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,425,128
Total Liabilities:
32,835,101
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Pahranagat Valley Federal Credit Union

Is a member application needed to join Pahranagat Valley Federal Credit Union?

Yes, to access services at Pahranagat Valley Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Pahranagat Valley Federal Credit Union provides a range of mortgage and home equity products.

Is Pahranagat Valley Federal Credit Union a safe place to deposit money?

Yes, Pahranagat Valley Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Pahranagat Valley Federal Credit Union offer online and mobile banking?

Most modern institutions like Pahranagat Valley Federal Credit Union provide digital access including online balance checks and transfers.

Current Pahranagat Valley Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions