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Curis Financial Credit Union Rates & Review October 2026

Curis Financial Credit Union's top rates as of October 9, 2026 are 3.80% APY on its 12 Month CD, 0.15% APY on savings, 0.45% APY on checking, and auto loans from 5.99% APR, according to rates verified by MonitorBankRates. Other Curis Financial Credit Union CD rates include 12 Month CD at 3.64%, 18 Month CD at 3.59%, and 6 Month CD at 3.59%. MonitorBankRates evaluates the financial stability of Curis Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.22%. Rates last updated and verified on 10/09/2026.

Curis Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Curis Financial Credit Union? Share your experience about Curis Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Curis Financial Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.22%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Curis Financial Credit Union
Curis Financial Credit Union - Corporate offices
1205 Colonial Life Blvd W
Columbia, SC 29210
https://www.palmettohealthcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Curis Financial Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificate 3.75% 3.80% 12 Month
Details IRA & +25k
Last Updated 10/09/2026
Rate History
2 changes since Sep 22, 2026 · 3.80% → 3.80% ▼ 0.00 pts · high 3.80% / low 3.64%
3.14%3.72%4.30%Sep 22, 2026: 3.80% APYSep 26, 2026: 3.64% APYOct 9, 2026: 3.80% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20263.80%▲ from 3.64%
  • Sep 26, 20263.64%▼ from 3.80%
  • Sep 22, 20263.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
12 Month Share Certificate 3.60% 3.64% 12 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.64% APY · checked 3 times
3.14%3.64%4.14%Sep 22, 2026: 3.64% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
18 Month Share Certificate 3.55% 3.59% 18 Month
Details +50k
Last Updated 10/09/2026
Rate History
2 changes since Sep 22, 2026 · 3.59% → 3.59% ▼ 0.00 pts · high 3.59% / low 3.54%
3.04%3.57%4.09%Sep 22, 2026: 3.59% APYSep 26, 2026: 3.54% APYOct 9, 2026: 3.59% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20263.59%▲ from 3.54%
  • Sep 26, 20263.54%▼ from 3.59%
  • Sep 22, 20263.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
6 Month Share Certificate 3.55% 3.59% 6 Month
Details +50k
Last Updated 10/09/2026
Rate History
2 changes since Sep 22, 2026 · 3.59% → 3.59% ▼ 0.00 pts · high 3.59% / low 3.54%
3.04%3.57%4.09%Sep 22, 2026: 3.59% APYSep 26, 2026: 3.54% APYOct 9, 2026: 3.59% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20263.59%▲ from 3.54%
  • Sep 26, 20263.54%▼ from 3.59%
  • Sep 22, 20263.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
18 Month Share Certificate 3.50% 3.54% 18 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.54% APY · checked 3 times
3.04%3.54%4.04%Sep 22, 2026: 3.54% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
6 Month Share Certificate 3.50% 3.54% 6 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.54% APY · checked 3 times
3.04%3.54%4.04%Sep 22, 2026: 3.54% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
24 Month Share Certificate 2.55% 2.57% 24 Month
Details +50k
Last Updated 10/09/2026
Rate History
2 changes since Sep 22, 2026 · 2.57% → 2.57% ▼ 0.00 pts · high 2.57% / low 2.52%
2.02%2.55%3.07%Sep 22, 2026: 2.57% APYSep 26, 2026: 2.52% APYOct 9, 2026: 2.57% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20262.57%▲ from 2.52%
  • Sep 26, 20262.52%▼ from 2.57%
  • Sep 22, 20262.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
24 Month Share Certificate 2.50% 2.52% 24 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 2.52% APY · checked 3 times
2.02%2.52%3.02%Sep 22, 2026: 2.52% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
36 Month Share Certificate 2.50% 2.52% 36 Month
Details +50k
Last Updated 10/09/2026
Rate History
2 changes since Sep 22, 2026 · 2.52% → 2.52% ▼ 0.00 pts · high 2.52% / low 2.47%
1.97%2.50%3.02%Sep 22, 2026: 2.52% APYSep 26, 2026: 2.47% APYOct 9, 2026: 2.52% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20262.52%▲ from 2.47%
  • Sep 26, 20262.47%▼ from 2.52%
  • Sep 22, 20262.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
36 Month Share Certificate 2.45% 2.47% 36 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 2.47% APY · checked 3 times
1.97%2.47%2.97%Sep 22, 2026: 2.47% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
3 Month Share Certificate 1.25% 1.26% 3 Month
Details +50k
Last Updated 10/09/2026
Rate History
2 changes since Sep 22, 2026 · 1.26% → 1.26% ▼ 0.00 pts · high 1.26% / low 1.00%
0.50%1.13%1.76%Sep 22, 2026: 1.26% APYSep 26, 2026: 1.00% APYOct 9, 2026: 1.26% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20261.26%▲ from 1.00%
  • Sep 26, 20261.00%▼ from 1.26%
  • Sep 22, 20261.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
3 Month Share Certificate 1.00% 1.00% 3 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 22, 2026: 1.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Curis Financial Credit Union Savings Rates

Product Rate APY View More
Club Accounts 0.15% 0.15%
Details $5.00 fee for early or excessive withdrawal
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Savings 0.15% 0.15%
Details Minimum Balance Required.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 22, 2026: 0.15% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Health Savings Accounts 0.10% 0.10%
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 26, 2026: 0.10% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Curis Financial Credit Union Checking Rates

Product Rate APY View More
Money Management Checking - 0.45%
Min Balance $25,000
Details Balance: $25,000 - $99,999
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 26, 2026: 0.45% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Money Management Checking - 0.45%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 26, 2026: 0.45% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Money Management Checking - 0.35%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 26, 2026: 0.35% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Money Management Checking - 0.30%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 26, 2026: 0.30% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Money Management Checking - 0.05%
Min Balance $2,500
Details Balance: $2,500 - $4,999
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 26, 2026: 0.05% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Curis Financial Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New or Used Car/Truck/Van Loan - - 3.99% Up to 84 Months
Details Published APR range: 3.99%-17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 6 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Personal with Collateral Auto - - 5.99% Up to 60 Months
Details Published APR range: 5.99%- 17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Curis Financial Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New or Used Boat Loan - 6.14% Up to 120 Months
Details Published APR range: 6.14%-17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.14% APR · checked 6 times
5.64%6.14%6.64%Sep 14, 2026: 6.14% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
New or Used Motorcycle Loan - 6.14% Up to 84 Months
Details Published APR range: 6.14%-17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.14% APR · checked 6 times
5.64%6.14%6.64%Sep 14, 2026: 6.14% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
New or Used RV Loan - 6.14% Up to 120 Months
Details Published APR range: 6.14%-17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.14% APR · checked 6 times
5.64%6.14%6.64%Sep 14, 2026: 6.14% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Personal with Collateral Boats, Motorcycles & RVs Loan - 6.99% Up to 84 Months
Details Published APR range: 6.99%- 17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Curis Financial Credit Union Personal Loan Rates

Product APR Term View More
Personal with Collateral Auto 5.99% Up to 60 Months
Details Published APR range: 5.99%- 17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Personal with Collateral Boats, Motorcycles & RVs Loan 6.99% Up to 84 Months
Details Published APR range: 6.99%- 17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%
Personal Loan or Line of Credit 8.49% Up to 60 Months
Details Published APR range: 8.49%-17.99%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 6 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Curis Financial Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Flex Accounts 0.15% - 0.15%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.22%

Financial Health History

Curis Financial Credit Union’s Texas Ratio stayed near 1.45% in Q3 2023 to 1.22% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.2% 3.0★ 1.9% 4.0★ 2.5% 5.0★ Healthy zone – entire history below the 15% limit 1.45% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.22% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$84M1.22%5.0A+
March 31, 2026$87M1.05%5.0A+
December 31, 2025$87M0.78%5.0A+
September 30, 2025$87M1.51%5.0A+
June 30, 2025$90M1.20%5.0A+
March 31, 2025$91M0.86%5.0A+
December 31, 2024$88M0.63%5.0A+
September 30, 2024$90M0.57%5.0A+
June 30, 2024$92M1.39%5.0A+
March 31, 2024$95M1.16%5.0A+
December 31, 2023$92M1.85%5.0A+
September 30, 2023$94M1.45%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Curis Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Curis Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Curis Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Curis Financial Credit Union
Address 1205 Colonial Life Blvd W, Columbia, SC 29210
Phone 803-978-2101
Fax 803-704-1008
President Nancy McLendon
CEO Hansel Hart
Full-Time Employees 22
Part-Time Employees 1
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.22%
Return on Assets (ROA)
0.2348%
Return on Equity (ROE)
0.9996%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
84,281,895
Total Amount of Shares and Deposits
64,408,558
Total Shares and Deposits < 1 Year
63,780,074
Total Shares and Deposits 1 3 Years
628,485
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,861,581
Total Uninsured Shares and Deposits > $250K (F+J)
2,861,581
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,546,977
Total Interest Expense (Sum of items 6 8)
228,513
Share Certificates
339
Number of Accounts for Share Drafts
6,613
IRA KEOGH Accounts
146
Number of Accounts for Regular Shares
10,527
All other shares
204
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,847,020
Total Liabilities
65,004,753
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Curis Financial Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/palmetto-health-credit-union-rates-review-61260">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Curis Financial Credit Union

How many branches does Curis Financial Credit Union operate?

Curis Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Curis Financial Credit Union?

Yes, to access services at Curis Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Curis Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Curis Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Curis Financial Credit Union offer online and mobile banking?

Most modern institutions like Curis Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.palmettohealthcu.org.

Current Curis Financial Credit Union Rates

  • 12-Month CD3.64%
  • 18-Month CD3.54%
  • 24-Month CD2.52%
  • Savings0.15%
Retrieved from our database of financial products. Rates subject to change.