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iAdvertiser Disclosure
Advertiser Disclosure
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 Patriot Equity Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Patriot Equity Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Patriot Equity Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.60%. Rates were last updated on 04/25/2026. Patriot Equity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Patriot Equity Credit Union? Share your experience about Patriot Equity Credit Union by leaving a review below, or read customer reviews before you decide to use Patriot Equity Credit Union. Patriot Equity Credit Union
Patriot Equity Credit Union 1450 Union University Dr
https://www.pecujax.org Jackson, TN 38305 
Patriot Equity Credit Union Home Equity & HELOC
Patriot Equity Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Patriot Equity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Patriot Equity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Patriot Equity Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Patriot Equity Credit Union
Website
https://www.pecujax.org
Address
1450 Union University Dr,
Jackson, TN 38305
Phone
731-668-1155
Fax
731-668-3673
President
Matthew Denton
CEO
Jason Ross
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.60%
Return on Assets (ROA)
-0.1612%
Return on Equity (ROE)
-1.4467%
Non-Performing Loans Ratio (NPL)
2.65%
Total Assets
33,485,713
Total Amount of Shares and Deposits
29,754,242
Total Shares and Deposits < 1 Year
29,737,716
Total Shares and Deposits 1 3 Years
16,526
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,070,661
Total Uninsured Shares and Deposits > $250K (F+J)
3,070,661
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,683,581
Total Interest Expense (Sum of items 6 8)
460,312
Share Certificates
178
Number of Accounts for Share Drafts
1,014
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
2,369
Money Market Shares
14
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,110,253
Total Liabilities
29,919,086
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Patriot Equity Credit UnionIs Patriot Equity Credit Union a safe place to deposit money?Yes, Patriot Equity Credit Union is considered a safe financial institution. With a Texas Ratio of 14.598082820175%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Patriot Equity Credit Union operate?Patriot Equity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Patriot Equity Credit Union?Yes, to access services at Patriot Equity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Patriot Equity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Patriot Equity Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Patriot Equity Credit Union offer online and mobile banking?Most modern institutions like Patriot Equity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pecujax.org. Compare to Other Credit Unions
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