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Penn East Federal Credit Union Rates and Review January 2026

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Penn East Federal Credit Union

Compare Penn East Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Penn East Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Penn East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Penn East Federal Credit Union? Share your experience about Penn East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Penn East Federal Credit Union.

Overall, Penn East Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
5.79%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Penn East Federal Credit Union
Scranton Branch
441 N 7th Ave
Scranton, PA 18503
Member NCUA
MonitorBankRates' Rating
5/5
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Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.525%
6.595%
0.000
6.300%
6.498%
0.000
5.750%
5.876%
0.000
5.500%
5.786%
2.280

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.85%
$500
24-Month CD (Plus Jumbo)
3.67%
$200,000
36-Month CD
3.40%
$1,000
18-Month CD
3.40%
$500
24-Month CD
3.30%
$100
6-Month CD
3.14%
$500
COLTAF Business Checking
3.04%
$0
48-Month CD
3.00%
$500
18-Month CD
3.00%
$1,000
36-Month CD
2.75%
$500
84-Month CD
2.75%
$10,000
48-Month CD
2.65%
$1,000
24-Month CD
2.64%
$2,500
18-Month CD
2.63%
$500
30-Month CD
2.50%
$1,000
60-Month CD
2.50%
$500
36-Month CD
2.50%
$1,000
60-Month CD
2.33%
$1,000
30-Month CD
1.96%
$500
24-Month CD
1.75%
$1,000
24-Month CD
1.55%
$1,000
3-Month CD
1.51%
$1,000
24-Month CD
1.41%
$1,000
36-Month CD
1.31%
$1,000
Preferred Checking
1.26%
$50
36-Month CD
1.25%
$1,000
Premier Money Market
1.25%
$10,000
60-Month CD
1.20%
$1,000
18-Month CD
1.05%
$500
12-Month CD
1.02%
$500
30-Month CD
1.01%
$1,000
24-Month CD
1.00%
$500
18-Month CD
1.00%
$2,500
Money Market
0.50%
$1,000
36-Month CD
0.50%
$1,000
24-Month CD
0.42%
$1,000
36-Month CD
0.40%
$1,000
36-Month CD
0.30%
$1,000
Statement Savings
0.25%
$0
36-Month CD
0.25%
$500
Money Market
0.15%
$300
Statement Savings
0.10%
$100
Premier Money Market
0.05%
$50
Forcht Friend Savings
0.05%
$0
Interest Checking
0.03%
$500
24-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.659%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.375%
5.416%
0.000
6.000%
6.148%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.625%
5.751%
0.000
6.000%
6.006%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.250%
5.534%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.875%
6.023%
0.000
15-Year Fixed
5.000%
5.177%
0.750
15-Year Fixed
5.350%
5.462%
0.000
5.750%
5.849%
0.000
6.500%
6.630%
0.000
30 Year Fixed
5.750%
5.869%
0.000
5.625%
5.846%
0.000
5.875%
6.184%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.375%
5.468%
0.000
5.875%
5.900%
0.000
3.990%
4.357%
0.750
5.500%
5.603%
0.000
15-Year Fixed
5.250%
5.312%
0.000
5.625%
5.741%
0.000
5.375%
6.097%
0.000
15-Year Fixed
5.250%
5.452%
0.000
4.750%
5.855%
0.000
6.750%
6.880%
0.000
6.000%
6.160%
0.000
5.875%
6.118%
0.000
6.375%
6.498%
0.000
10-Year Fixed
5.625%
5.793%
0.000
30-Year Fixed
5.875%
5.973%
0.000
15 Year Fixed
5.375%
5.608%
0.000
15-Year Fixed
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.173%
0.000
4.740%
7.533%
0.000
10-Year Fixed
5.375%
5.638%
0.000
6.525%
6.595%
0.000
30-Year Fixed
5.875%
5.999%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
30-Year Fixed
6.125%
6.249%
0.000
15-Year Fixed
5.375%
5.525%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.875%
5.958%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.625%
5.787%
0.000
5.625%
5.691%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
8.750%
Rewards Student Classic
16.500%
Credit Limit - $500
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Classroom Supply Visa
8.500%
Access FCU Visa Gold
9.900%
World Cash Back Credit Card Mastercard
18.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Signature Rewards
16.740% - 18.000%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Business Rewards Card
15.240%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Preferred Rewards
15.740% - 17.990%
Acadia Visa Credit Card
10.900%
No annual fee
8.900%
Security Service Power Rewards MasterCard
18.000%
9.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Secure Card
13.740%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
13.900%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
17.900%
$0 - $500
10.990%
$0 - $10,000
60 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
11.740% - 17.990%
$0
Preferred Personal Loan
10.000%
$0
60
Unsecured (Signature) Loan
11.000%
$0 - $500
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Loan
11.760%
$0
Consolidation Loans
13.060%
$0
1 - 36
10.990%
$500
36
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Signature Loan
11.000%
$0
96
11.990%
$0
10.250% - 17.950%
$0
1 - 36
Consolidation Loans
14.850%
$0
37 - 60
Credit Starter Loan
16.250%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Technology Loan
9.750%
$0
36
Personal Loan
8.950%
$0
Line of Credit Variable
16.740%
$0
12.990%
$0
13 - 60
8.950%
$0
1 - 60
Bill Consolidation Loan
8.990%
$0
60
Debt Consolidation Loan
9.000%
$0
108
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Penn East Federal Credit Union
Full Time Employees: 50
Part Time Employees: 10
President: Lisa Lesneski
CEO: Marie Beggin
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
441 N 7th Ave
Scranton, PA 18503
Phone Number: 570-342-2720
Fax Number: 570-342-4669

Financials

Total Assets:
268,334,905
Total Amount of Shares and Deposits:
247,228,391
Total Shares and Deposits < 1 Year:
246,062,166
Total Shares and Deposits 1 3 Years:
884,705
Total Shares and Deposits > 3 Years:
281,520
Total Insured Shares and Deposits > $250K (item 17 less item K):
247,228,391
Total Interest Expense (Sum of items 6 8):
1,490,207
Share Certificates:
1,487
Number of Accounts for Share Drafts:
10,974
IRA KEOGH Accounts:
383
Number of Accounts for Regular Shares:
24,267
All other shares:
1,423
Money Market Shares:
709
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
30,215,699
Total Liabilities:
248,339,885
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Source: NCUA Last Updated 09/30/2025

Customer Reviews

oZig
★★★★★
December 17, 2025
MSoh
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Penn East Federal Credit Union

Is a member application needed to join Penn East Federal Credit Union?

Yes, to access services at Penn East Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Penn East Federal Credit Union provides a range of mortgage and home equity products.

Is Penn East Federal Credit Union a safe place to deposit money?

Yes, Penn East Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Penn East Federal Credit Union offer online and mobile banking?

Most modern institutions like Penn East Federal Credit Union provide digital access including online balance checks and transfers.

Current Penn East Federal Credit Union Rates

ProductAPY
30-Year Fixed5.79%

Rates subject to change.

Compare to other Credit Unions