Picatinny Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Picatinny Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Picatinny Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPicatinny Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Picatinny Federal Credit Union? Share your experience about Picatinny Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Picatinny Federal Credit Union. Overall, Picatinny Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Picatinny Federal Credit Union Rockaway Office 100 Mineral Springs RD Dover, NJ 07801  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum
16.200%
Visa Platinum Clarity
15.990%
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLoan Specials
8.500%
$0 - $6,000
42
1st Line of Credit
9.900%
$0
Debt Consolidation
13.990%
$0
1 - 72
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Picatinny Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Picatinny Federal Credit Union
Website: https://www.picacreditunion.com
Full Time Employees: 65Part Time Employees: 0 President: Joe Shiposh CEO: Rob Albrecht Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
100 Mineral Springs RD
Dover, NJ 07801 Phone Number: 973-361-5225 Fax Number: 973-361-8850 FinancialsTotal Assets:
462,594,485
Total Amount of Shares and Deposits:
389,146,413
Total Shares and Deposits < 1 Year:
365,850,253
Total Shares and Deposits 1 3 Years:
19,529,689
Total Shares and Deposits > 3 Years:
3,766,471
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
30,871,986
Total Uninsured Shares and Deposits > $250K (F+J):
30,871,986
Total Insured Shares and Deposits > $250K (item 17 less item K):
358,274,427
Total Interest Expense (Sum of items 6 8):
2,982,065
Share Certificates:
2,351
Number of Accounts for Share Drafts:
12,526
IRA KEOGH Accounts:
742
Number of Accounts for Regular Shares:
20,945
Money Market Shares:
385
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
71,626,025
Total Liabilities:
422,389,402
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Picatinny Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Picatinny Federal Credit UnionIs a member application needed to join Picatinny Federal Credit Union?Yes, to access services at Picatinny Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Picatinny Federal Credit Union provides a range of mortgage and home equity products. Is Picatinny Federal Credit Union a safe place to deposit money?Yes, Picatinny Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Picatinny Federal Credit Union offer online and mobile banking?Most modern institutions like Picatinny Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.40% and 3-month CD rates at 4.08%. Savings rates are at 0.25% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 16.10%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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