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Pioneer Appalachia Federal Credit Union Rates and Review January 2026

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Pioneer Appalachia Federal Credit Union12-month CD rates can be found at 3.85%, 6-month CD rates at 4.00% and 3-month CD rates at 0.75%. Savings rates are at 0.80% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.01%. Credit Card rates are at 7.90%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates which you can compare to Pioneer Appalachia Federal Credit Union rates.

Compare Pioneer Appalachia Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Pioneer Appalachia Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Pioneer Appalachia Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Pioneer Appalachia Federal Credit Union? Share your experience about Pioneer Appalachia Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pioneer Appalachia Federal Credit Union.

Overall, Pioneer Appalachia Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Pioneer Appalachia Federal Credit Union
Main Office
1316 Kanawha Blvd E
Charleston, WV 25301
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.00%
$50
12-Month CD
3.85%
$500
12-Month CD
3.75%
$1,000
12-Month CD
3.75%
$1,000
18-Month CD
3.75%
$500
12-Month CD
3.75%
$1,000
36-Month CD
3.70%
$1,000
18-Month CD
3.60%
$500
60-Month CD
3.55%
$1,500
18-Month CD
3.46%
$500
36-Month CD
3.30%
$500
17-Month CD
3.30%
$1,000
24-Month CD
3.10%
$25,000
60-Month CD (Jumbo)
3.10%
$100,000
48-Month CD
3.00%
$1,000
24-Month CD
3.00%
$500
18-Month CD
2.75%
$1,000
12-Month CD (Jumbo)
2.75%
$100,000
36-Month CD
2.75%
$500
30-Month CD
2.65%
$500
60-Month CD
2.25%
$1,000
36-Month CD
1.90%
$500
6-Month CD
1.50%
$50
24-Month CD
1.26%
$500
24-Month CD
1.25%
$500
NOW Checking
1.00%
$1,000
24-Month CD
0.95%
$1,000
60-Month CD
0.75%
$1,000
36-Month CD
0.75%
$500
48-Month CD
0.75%
$500
Money Market
0.75%
$2,500
12-Month CD
0.71%
$500
12-Month CD
0.60%
$500
6-Month CD
0.60%
$1,000
24-Month CD
0.50%
$500
Money Market
0.50%
$2,500
24-Month CD
0.40%
$1,000
Passbook Savings
0.40%
$0
12-Month CD
0.30%
$1,000
18-Month CD
0.25%
$500
Regular Savings
0.20%
$100
Savings
0.15%
$0
Statement Savings
0.15%
$1
Statement Savings
0.05%
$100
Business Money Market
0.05%
$0
Money Market
0.04%
$2,500
Personal Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.320%
0.000
6.000%
6.141%
0.000
4.750%
4.816%
0.000
15-Year Fixed
5.625%
5.896%
0.000
20-Year Fixed
6.000%
6.097%
0.000
5.500%
5.803%
0.000
10-Year Fixed
5.375%
5.473%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.875%
6.170%
0.000
5.500%
5.597%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30-Year Fixed
6.000%
6.097%
0.500
20-Year Fixed
6.250%
6.418%
0.000
5.250%
5.426%
0.500
15-Year Fixed
6.000%
6.021%
0.000
5.250%
5.370%
0.000
5.500%
5.545%
0.500
5.125%
6.002%
0.000
5.375%
5.639%
0.250
30-Year Fixed
6.000%
6.138%
0.000
5.875%
6.118%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.500%
5.533%
0.000
6.000%
6.126%
0.000
5.625%
6.461%
0.000
5.500%
5.705%
0.000
4.750%
5.855%
0.000
5.750%
5.880%
0.000
30-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed
5.000%
5.177%
0.750
5.500%
6.086%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
20-Year Fixed
5.875%
5.971%
0.000
5.250%
6.041%
0.000
5/1 ARM
6.750%
6.859%
0.000
20-Year Fixed
5.750%
5.887%
0.000
15-Year Fixed
4.625%
4.990%
2.000
6.500%
6.748%
0.000
20-Year Fixed
5.500%
5.627%
0.000
5.500%
5.581%
0.000
5.500%
5.565%
0.000
565.625%
5.781%
0.875
5.500%
5.603%
0.000
30-Year Fixed
5.875%
5.950%
0.000
6.000%
6.123%
0.000
5.700%
5.780%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
6.000%
6.006%
0.000
5.875%
6.420%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Classic
15.400%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
9.990%
13.900%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Platinum Secured Visa
8.750%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Signature® Rewards
17.750%
Visa Platinum Credit Card
9.500% - 12.500%
Visa Student Rewards Card
17.990%
18.000%
Access FCU Visa Gold
9.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
16.200%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Platinum Rewards
14.900%
8.900%
7.900%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.740%
$0
60
Consolidation Loans
14.850%
$0
37 - 60
18.000%
$0 - $500
5
A+ Personal Loan
8.990%
$0
84
11.240% - 17.950%
$0
25 - 36
9.490%
$0
48 - 48
Personal Loan Rates
5.740%
$0
1 - 36
Signature Loan
10.500%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
11.500%
$0
48 - 48
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
12.490%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
10.250% - 10.650%
$3,000 - $25,000
13.700%
$2,500 - $5,000
36 - 36
8.490%
$0
36 - 36
Next Step Loan
10.500%
$0
10.990%
$0 - $10,000
60 - 60
9.990% - 16.240%
$0
61 - 66
7.990%
$0 - $30,000
Preferred Personal Loan
10.000%
$0
60
12.990%
$0
13 - 60
10.000%
$0
12 - 12
Unsecured Signature Loan
10.250%
$0
25 - 36
11.900%
$0 - $15,000
24 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Pioneer Appalachia Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Pioneer Appalachia Federal Credit Union
Full Time Employees: 38
Part Time Employees: 1
President: Martin Langlois
CEO: Trevor Hyre
Branch Locations: 6
ATM Locations: 5
Corporate Office Address:
1316 Kanawha Blvd E
Charleston, WV 25301
Phone Number: 304-348-6648
Fax Number: 304-347-7473

Financials

Total Assets:
232,784,081
Total Amount of Shares and Deposits:
205,826,633
Total Shares and Deposits < 1 Year:
198,045,785
Total Shares and Deposits 1 3 Years:
7,404,815
Total Shares and Deposits > 3 Years:
376,033
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
14,146,281
Total Uninsured Shares and Deposits > $250K (F+J):
14,146,281
Total Insured Shares and Deposits > $250K (item 17 less item K):
191,680,352
Total Interest Expense (Sum of items 6 8):
1,424,544
Share Certificates:
805
Number of Accounts for Share Drafts:
9,855
IRA KEOGH Accounts:
284
Number of Accounts for Regular Shares:
17,432
All other shares:
729
Money Market Shares:
477
Net Income (unless the amount is already included in Undivided Earnings):
1,161,285
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
36,344,506
Total Liabilities:
206,643,252
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Pioneer Appalachia Federal Credit Union

Is a member application needed to join Pioneer Appalachia Federal Credit Union?

Yes, to access services at Pioneer Appalachia Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Pioneer Appalachia Federal Credit Union provides a range of mortgage and home equity products.

Is Pioneer Appalachia Federal Credit Union a safe place to deposit money?

Yes, Pioneer Appalachia Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Pioneer Appalachia Federal Credit Union offer online and mobile banking?

Most modern institutions like Pioneer Appalachia Federal Credit Union provide digital access including online balance checks and transfers.

Current Pioneer Appalachia Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions