Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Police And Fire Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: April 11, 2026
Police And Fire Federal Credit Union's 2 year CDs rates are at 2.75%, 3 year CDs rates are at 2.75%, 30 month CDs rates are at 2.75%, 4 year CDs rates are at 2.75%, 5 year CDs rates are at 2.75%. Police And Fire Federal Credit Union's savings rates are at 0.25%. Police And Fire Federal Credit Union's money market rates are at 2.50%. Police And Fire Federal Credit Union's 15-Year Fixed Jumbo rates are at 5.00%, 15-Year Fixed Rate Jumbo rates are at 5.00%, 15-Year Fixed rates are at 5.00%, 15-Year Fixed Rate rates are at 5.00%, 15-Year Fixed Jumbo rates are at 5.12%. Police And Fire Federal Credit Union's Personal Loan Rates are at 11.65%. MonitorBankRates evaluates the financial stability of Police And Fire Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.62%. Rates were last updated on 04/11/2026.
Police And Fire Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Police And Fire Federal Credit Union? Share your experience about Police And Fire Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Police And Fire Federal Credit Union.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 100/100
Overall Health & Safety Grade
Police And Fire Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Police And Fire Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.62%
ExcellentLower than avg
Police And Fire Federal Credit Union Texas Ratio
Police And Fire Federal Credit Union's Texas Ratio is 0.62%, which is considered excellent and is lower than the national average of 6.13%.
Police And Fire Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Police And Fire Federal Credit Union Savings Rates
Product
Rate
APY
View More
Education Savings Account
1.00%
1.00%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Education Savings Account (S18)
1.00%
1.00%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Savings Plus Account
1.00%
1.00%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Savings Plus Account (S5)
1.00%
1.00%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Savings (S1)
0.25%
0.25%
Min Balance$5
Detailsminimum $5 deposit required
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Police And Fire Federal Credit Union Money Market Rates
Product
Rate
APY
View More
IRA Money Markets-Traditional and Roth
2.47%
2.50%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
IRA Money Markets-Traditional and Roth (S6/S12)
2.47%
2.50%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Police And Fire Federal Credit Union Checking Rates
Product
Rate
APY
View More
Checking (S4)2
0.25%
0.25%
DetailsOn all balances
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Police And Fire Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
15-Year Fixed Jumbo
5.00%
1.500%
5.25%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Jumbo
5.00%
1.500%
5.25%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed
5.00%
1.500%
5.29%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate
5.00%
1.500%
5.31%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Jumbo
5.13%
1.125%
5.31%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Jumbo
5.13%
1.125%
5.32%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed
5.13%
1.125%
5.36%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate
5.13%
1.125%
5.38%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Jumbo
5.25%
0.750%
5.38%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Jumbo
5.25%
0.750%
5.39%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed
5.00%
1.500%
5.41%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed
5.25%
0.750%
5.43%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed Rate
5.00%
1.500%
5.44%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate
5.25%
0.750%
5.44%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Jumbo
5.38%
0.375%
5.45%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Jumbo
5.38%
0.375%
5.45%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed
5.13%
1.125%
5.46%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed Rate
5.13%
1.125%
5.48%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed
5.38%
0.375%
5.49%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed
5.25%
0.750%
5.50%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate
5.38%
0.375%
5.51%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Jumbo
5.50%
0.000%
5.52%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Jumbo
5.50%
0.000%
5.52%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed Rate
5.25%
0.750%
5.52%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed
5.38%
0.375%
5.54%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed
5.50%
0.000%
5.56%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed Rate
5.38%
1.500%
5.56%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed Rate
5.38%
0.375%
5.57%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate
5.50%
0.000%
5.58%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed
5.50%
0.000%
5.58%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed
5.38%
1.500%
5.61%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
10-Year Fixed Rate
5.50%
0.000%
5.61%
10
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed
5.50%
1.125%
5.69%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed Rate
5.50%
1.125%
5.70%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed
5.63%
0.750%
5.77%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed Rate
5.63%
0.750%
5.78%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed
5.75%
0.375%
5.84%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed Rate
5.75%
0.375%
5.86%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed
5.88%
0.000%
5.92%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
20-Year Fixed Rate
5.88%
0.000%
5.94%
20
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.25%
1.500%
5.95%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.25%
1.500%
5.96%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.25%
1.500%
5.98%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.38%
1.125%
5.98%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.38%
1.125%
5.99%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.25%
1.500%
5.99%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.38%
1.125%
6.01%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.50%
0.750%
6.01%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.50%
0.750%
6.01%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.00%
1.500%
6.02%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.38%
1.125%
6.02%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.00%
1.500%
6.03%
5
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.13%
1.125%
6.03%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.50%
0.750%
6.04%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.63%
0.375%
6.04%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.13%
1.125%
6.04%
5
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.63%
0.375%
6.04%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.25%
0.750%
6.04%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.50%
0.750%
6.05%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.25%
0.750%
6.05%
5
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.38%
0.375%
6.06%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.63%
0.375%
6.06%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.38%
0.375%
6.07%
5
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.75%
0.000%
6.07%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM Jumbo
5.75%
0.000%
6.07%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.50%
0.000%
6.07%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.63%
0.375%
6.08%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
5/30 ARM
5.50%
0.000%
6.08%
5
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.75%
0.000%
6.09%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
7/30 ARM
5.75%
0.000%
6.10%
7
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
30-Year Fixed
6.25%
0.335%
6.32%
30
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
30-Year Fixed
6.38%
-0.139%
6.41%
30
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
30-Year Fixed Rate Non-Owner Occupied
6.38%
0.340%
6.45%
30
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
30-Year Fixed Rate Non-Owner Occupied
6.50%
-0.127%
6.54%
30
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Non-Owner Occupied
6.50%
0.067%
6.58%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
15-Year Fixed Rate Non-Owner Occupied
6.63%
-0.182%
6.69%
15
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Police And Fire Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
-
-
4.99%
DetailsIntro rate expires: March 31, 2027; Regular APR: 6.00%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Lines of Credit
-
-
4.99%
DetailsIntro rate expires: March 31, 2027; Regular APR: 6.00%; Loan to Value Up to 80%; Margin -0.75%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loan
-
-
5.99%
5 Years
DetailsLTV: Up to 80%; Loan Amount: $50,000 - $600,000
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loan
-
-
6.49%
5 Years
DetailsLTV: Up to 80%; Loan Amount: $25,000 - $49,999
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loan
-
-
6.74%
20 Years
DetailsLTV: Up to 80%; Loan Amount: $50,000 - $600,000
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loan
-
-
7.49%
5 Years
DetailsLTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loan
-
-
7.99%
5 Years
DetailsLTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loans
-
-
8.49%
15 Years
DetailsLTV: Up to 65%; Loan Amount: $50,000 - $200,000
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Home Equity Loans
-
-
8.99%
No additional details.
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Police And Fire Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Credit Cards
-
12.65%
DetailsRegular APR: Prime + 5.9%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Rewards Credit Card
-
12.65%
DetailsAs Low As
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Credit Cards
-
16.65%
DetailsRegular APR: Prime + 9.9%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Credit Cards
-
18.00%
DetailsRegular APR: Prime + 14.65%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Police And Fire Federal Credit Union Personal Loan Rates
Product
Rate
APR
View More
Personal Line of Credit
-
11.65%
DetailsPrime + 4.9%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Personal Line of Credit
-
15.65%
DetailsPrime + 8.9%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Personal Line of Credit
-
18.00%
DetailsPrime + 12.9%
Last Updated04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.62%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Police And Fire Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Police And Fire Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Police And Fire Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NamePolice And Fire Federal Credit Union
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
714,633,373
Total Uninsured Shares and Deposits > $250K (F+J)
714,633,373
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,259,158,881
Total Interest Expense (Sum of items 6 8)
151,889,604
Share Certificates
33,038
Number of Accounts for Share Drafts
370,504
IRA KEOGH Accounts
38,622
Number of Accounts for Regular Shares
547,221
All other shares
138,524
Money Market Shares
273,873
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,684,887,430
Total Liabilities
8,040,545,570
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Police And Fire Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Police And Fire Federal Credit Union
Frequently Asked Questions About Police And Fire Federal Credit Union
Is Police And Fire Federal Credit Union a safe place to deposit money?
Yes, Police And Fire Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.62396835991%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.
How many branches does Police And Fire Federal Credit Union operate?
Police And Fire Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Police And Fire Federal Credit Union?
Yes, to access services at Police And Fire Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Police And Fire Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Police And Fire Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Police And Fire Federal Credit Union offer online and mobile banking?
Most modern institutions like Police And Fire Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pffcu.org.
Current Police And Fire Federal Credit Union Rates
12-Month CD2.35%
18-Month CD2.45%
24-Month CD2.50%
60-Month CD2.50%
Savings0.25%
MMA2.50%
Retrieved from our database of financial products. Rates subject to change.