What are the current interest rates at Polish And Slavic Federal Credit Union?

Current rates for Polish And Slavic Federal Credit Union include: 12-Month CD: 1.20%, 18-Month CD: 2.25%, 24-Month CD: 3.00%, 60-Month CD: 3.00%, Savings: 0.01%, MMA: 0.01%

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Polish And Slavic Federal Credit Union

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Polish And Slavic Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polish And Slavic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Polish And Slavic Federal Credit Union's 5 years CD Account: and over rates are at 3.50%, 4 years CD Account: and over rates are at 3.50%, 3 years CD Account: and over rates are at 3.50%, 2 years CD Account: and over rates are at 3.50%, 5 years CD Account rates are at 3.25%. Polish And Slavic Federal Credit Union's savings rates are at 0.01%. Polish And Slavic Federal Credit Union's money market rates are at 0.01%. Polish And Slavic Federal Credit Union's Personal Loan Rates are as low as 11.49%. Polish And Slavic Federal Credit Union's Credit Card Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Polish And Slavic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.36%. Rates last updated and verified on 09/21/2026.

Polish And Slavic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polish And Slavic Federal Credit Union? Share your experience about Polish And Slavic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polish And Slavic Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.36%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Polish And Slavic Federal Credit Union
McGuinness Headquarters

100 McGuinness Blvd
Brooklyn, NY 11222

https://www.psfcu.com

Polish And Slavic Federal Credit Union CD Rates

Product	Rate	APY	Term
5 years Term Share Account: and over	3.44%	3.50%	5 years
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
4 years Term Share Account: and over	3.44%	3.50%	4 years
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
3 years Term Share Account: and over	3.44%	3.50%	3 years
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
2 years Term Share Account: and over	3.44%	3.50%	2 years
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
5 years Term Share Account	3.20%	3.25%	5 years
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
4 years Term Share Account	3.20%	3.25%	4 years
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
3 years Term Share Account	3.20%	3.25%	3 years
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
2 years Term Share Account	3.20%	3.25%	2 years
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
30 month Term Share Account: and over	3.20%	3.25%	30 months
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
5 years Term Share Account	2.96%	3.00%	5 years
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
4 years Term Share Account	2.96%	3.00%	4 years
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
3 years Term Share Account	2.96%	3.00%	3 years
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
2 years Term Share Account	2.96%	3.00%	2 years
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
30 month Term Share Account	2.96%	3.00%	30 months
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
30 month Term Share Account	2.71%	2.75%	30 months
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
18 month Term Share Account: and over	2.71%	2.75%	18 months
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
18 month Term Share Account	2.47%	2.50%	18 months
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
18 month Term Share Account	2.23%	2.25%	18 months
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
1 year Term Share Account: and over	1.49%	1.50%	1 year
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
1 year Term Share Account	1.34%	1.35%	1 year
Min Balance $500 Details $50,000 - $89,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
1 year Term Share Account	1.19%	1.20%	1 year
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
9 month Term Share Account	0.65%	0.65%	9 months
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
9 month Term Share Account: and over	0.65%	0.65%	9 months
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
6 month Term Share Account	0.55%	0.55%	6 months
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
6 month Term Share Account: and over	0.55%	0.55%	6 months
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
3 month Term Share Account	0.50%	0.50%	3 months
Min Balance $500 Details $500 - $49,999; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. See 'Truth In Savings Disclosure' for further details. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
3 month Term Share Account: and over	0.50%	0.50%	3 months
Min Balance $500 Details $90,000; APY* - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Savings Rates

Product	Rate	APY
Business Savings Accounts	0.01%	0.01%
Min Deposit $10 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Holiday and Vacation Clubs	0.01%	0.01%
Min Deposit $10 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
IRA and ESA Savings	0.01%	0.01%
Min Deposit $250 Details Balance: Less than $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Passbook and Statement Savings	0.01%	0.01%
Min Deposit $10 Min Balance $0 Details Balance: Less than $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Passbook and Statement Savings	0.01%	0.01%
Min Deposit $10 Min Balance $2,500 Details Term: $2,500 to less than $25,000; Balance: $2,500 to less than $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Passbook and Statement Savings	0.01%	0.01%
Min Deposit $10 Min Balance $25,000 Details Term: $25,000 to less than $50,000; Balance: $25,000 to less than $50,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Passbook and Statement Savings	0.01%	0.01%
Min Deposit $10 Min Balance $50,000 Details Term: $50,000 to less than $100,000; Balance: $50,000 to less than $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Passbook and Statement Savings	0.01%	0.01%
Min Deposit $10 Min Balance $100,000 Details Term: $100,000 to less than $250,000; Balance: $100,000 to less than $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Passbook and Statement Savings	0.01%	0.01%
Min Deposit $10 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Money Market Rates

Product	Rate	APY
Business Money Market	0.01%	0.01%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500-$9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Business Money Market	0.01%	0.01%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Business Money Market	0.01%	0.01%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 and Over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Money Market	0.01%	0.01%
Min Deposit $2,500 Min Balance $2,500 Details Term: $2,500 to less than $25,000; Balance: $2,500 to less than $25,000; All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Money Market	0.01%	0.01%
Min Deposit $2,500 Min Balance $25,000 Details Term: $25,000 to less than $50,000; Balance: $25,000 to less than $50,000; All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Money Market	0.01%	0.01%
Min Deposit $2,500 Min Balance $50,000 Details Term: $50,000 to less than $100,000; Balance: $50,000 to less than $100,000; All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Money Market	0.01%	0.01%
Min Deposit $2,500 Min Balance $100,000 Details Term: $100,000 to less than $250,000; Balance: $100,000 to less than $250,000; All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Money Market	0.01%	0.01%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 and over; All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Checking Rates

Product	Rate	APY
Business Checking for Non-Profits	0.01%	0.01%
Min Deposit $100 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Plus Business Checking	0.01%	0.01%
Min Deposit $100 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Standard Business Checking	0.01%	0.01%
Min Deposit $100 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	2.99%
Details Advertised rate includes 0.25% discount for automatic payments from PSFCU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	2.99%	-	2.99%	4 years
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	2.99%	-	2.99%	3 years
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	2.99%	-	2.99%	2 years
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	2.99%	-	2.99%	1 year
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	3.50%	-	3.50%	5 years
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	3.99%	-	3.99%	4 years
Details Rate: 3.990%; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	3.99%	-	3.99%	3 years
Details Rate: 3.990%; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	3.99%	-	3.99%	2 years
Details Rate: 3.990%; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	3.99%	-	3.99%	1 year
Details Rate: 3.990%; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	4.50%	-	4.50%	5 years
Details Rate: 4.500%; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	4.99%	-	4.99%	6 years
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Auto Loan	5.99%	-	5.99%	7 years
Details As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	6.15%	-	6.15%	6 years
Details Rate: 6.150%; Available only for cars up to 3 years old. The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Auto Loans	6.75%	-	6.75%	7 years
Details Rate: 6.750%; Available only for cars up to 3 years old. The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boat Loan	6.25%	6.25%	up to 9 years
Details Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
New Motorcycle Loan	7.00%	7.00%	up to 5 years
Details Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Boat Loan	7.25%	7.25%	up to 7 years
Details Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Used Motorcycle Loan	7.50%	7.50%	up to 5 years
Details Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Credit Card Rates

Product	Rate	APR
Credit Cards	-	9.49%
Details Effective Date: Sunday, September 20th, 2026; Advertised rate includes 0.25% discount for automatic payments from PSFCU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
PSFCU Visa Advantage	-	9.49%
Details Credit Limit: up to $30,000; Annual Fees: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
PSFCU Visa Premier	-	13.49%
Details Credit Limit: up to $30,000; Annual Fees: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
PSFCU Visa Liberty	-	14.49%
Details Credit Limit: up to $3,000; Annual Fees: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
PSFCU Visa Choice	-	18.00%
Details Credit Limit: up to $10,000; Annual Fees: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	11.49%	Up to 5 years
Details Rates are 0.25% higher without automatic payment from the PSFCU Checking Account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Polish And Slavic Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
1-4 Family Properties, Variable Rate Loan	7.00%	-	7.00%	25 years
Details Term: 25 years (10 years draw period with 15 years repayment); The rate you receive will be based upon your credit history, collateral, and loan characteristics. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Goal Accounts	0.01%	-	0.01%
Min Deposit $5 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
IRA and ESA Savings	0.01%	-	0.01%	2 months
Min Deposit $250 Details Term: $2,500 to less than $25,000; Balance: $2,500 to less than $25,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
IRA and ESA Savings	0.01%	-	0.01%	25 months
Min Deposit $250 Details Term: $25,000 to less than $50,000; Balance: $25,000 to less than $50,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
IRA and ESA Savings	0.01%	-	0.01%	50 months
Min Deposit $250 Details Term: $50,000 to less than $100,000; Balance: $50,000 to less than $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%
Share Draft	0.01%	-	0.01%
Min Balance $1,500 Details APY - Annual Percentage Yield. All rates are subject to change without prior notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.36%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Polish And Slavic Federal Credit Union’s Texas Ratio stayed near 1.23% in Q2 2023 to 1.36% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.7B	1.36%	5.0	A+
December 31, 2025	$2.7B	2.55%	5.0	A+
September 30, 2025	$2.7B	2.57%	5.0	A+
June 30, 2025	$2.7B	2.40%	5.0	A+
March 31, 2025	$2.6B	1.23%	5.0	A+
December 31, 2024	$2.6B	2.70%	5.0	A+
September 30, 2024	$2.6B	1.67%	5.0	A+
June 30, 2024	$2.6B	2.79%	5.0	A+
March 31, 2024	$2.6B	2.25%	5.0	A+
December 31, 2023	$2.6B	2.33%	5.0	A+
September 30, 2023	$2.5B	1.90%	5.0	A+
June 30, 2023	$2.5B	1.23%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Polish And Slavic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Polish And Slavic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Polish And Slavic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Polish And Slavic Federal Credit Union

Website https://www.psfcu.com

Address 100 McGuinness Blvd, Brooklyn, NY 11222

Phone 718-610-3970

Fax 718-610-3971

President Krzysztof Matyszczyk

CEO Bogdan Chmielewski

Full-Time Employees 373

Part-Time Employees 17

Branch Locations 25

ATM Locations 24

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.36%

Return on Assets (ROA)

0.1931%

Return on Equity (ROE)

1.7154%

Non-Performing Loans Ratio (NPL)

0.26%

Total Assets

2,734,636,666

Total Amount of Shares and Deposits

2,491,100,952

Total Shares and Deposits < 1 Year

2,040,005,778

Total Shares and Deposits 1 3 Years

445,895,027

Total Shares and Deposits > 3 Years

5,200,147

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

162,294,164

Total Uninsured Shares and Deposits > $250K (F+J)

162,294,164

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,328,806,788

Total Interest Expense (Sum of items 6 8)

5,650,546

Share Certificates

9,806

Number of Accounts for Share Drafts

107,706

IRA KEOGH Accounts

20,508

Number of Accounts for Regular Shares

135,787

Money Market Shares

2,138

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

41,795,557

Total Liabilities

2,521,487,187

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Polish And Slavic Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Polish And Slavic Federal Credit Union

How many branches does Polish And Slavic Federal Credit Union operate?

Polish And Slavic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Polish And Slavic Federal Credit Union?

Yes, to access services at Polish And Slavic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Polish And Slavic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polish And Slavic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Polish And Slavic Federal Credit Union offer online and mobile banking?

Most modern institutions like Polish And Slavic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psfcu.com.

Current Polish And Slavic Federal Credit Union Rates

12-Month CD1.20%
18-Month CD2.25%
24-Month CD3.00%
60-Month CD3.00%
Savings0.01%
MMA0.01%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Polish And Slavic Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Polish And Slavic Federal Credit Union Texas Ratio

Polish And Slavic Federal Credit Union Health Trend

Polish And Slavic Federal Credit Union CD Rates

Polish And Slavic Federal Credit Union Savings Rates

Polish And Slavic Federal Credit Union Money Market Rates

Polish And Slavic Federal Credit Union Checking Rates

Polish And Slavic Federal Credit Union Auto Loan Rates

Polish And Slavic Federal Credit Union RV, Boat and Powersport Loan Rates

Polish And Slavic Federal Credit Union Credit Card Rates

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Polish And Slavic Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Polish And Slavic Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Polish And Slavic Federal Credit Union

How many branches does Polish And Slavic Federal Credit Union operate?

Is a member application needed to join Polish And Slavic Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Polish And Slavic Federal Credit Union offer online and mobile banking?

Current Polish And Slavic Federal Credit Union Rates

Compare to Other Credit Unions