Richland Federal Credit Union Rates and Review January 2026
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Brian McKay
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Compare Richland Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Richland Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRichland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Richland Federal Credit Union? Share your experience about Richland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Richland Federal Credit Union. Overall, Richland Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Richland Federal Credit Union Richland Federal Credit Union 201 W Holly St Sidney, MT 59270 3626  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Preferred Rewards
15.740% - 17.990%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.
640-679 rate = 10.80%.
600-639 rate = 12.84%.
599 and below rate = 18.00%.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonEducation (tuition bill required)
8.250%
$0
60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Signature Loan
8.950%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Richland Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Richland Federal Credit Union
Website: https://richlandfcu.com
Full Time Employees: 12Part Time Employees: 1 President: Beth Redlin CEO: Corliss Wasson Branch Locations: 2 ATM Locations: 1 Corporate Office Address:
201 W Holly St
Sidney, MT 59270 3626 Phone Number: 406-482-2704 Fax Number: 406-482-2766 FinancialsTotal Assets:
113,641,660
Total Amount of Shares and Deposits:
96,271,552
Total Shares and Deposits < 1 Year:
95,346,344
Total Shares and Deposits 1 3 Years:
925,208
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,357,316
Total Uninsured Shares and Deposits > $250K (F+J):
9,357,316
Total Insured Shares and Deposits > $250K (item 17 less item K):
86,914,236
Total Interest Expense (Sum of items 6 8):
778,142
Share Certificates:
277
Number of Accounts for Share Drafts:
3,393
IRA KEOGH Accounts:
79
Number of Accounts for Regular Shares:
4,866
Money Market Shares:
11
Net Income (unless the amount is already included in Undivided Earnings):
1,001,952
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,632,698
Total Liabilities:
96,947,435
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Richland Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Richland Federal Credit UnionIs a member application needed to join Richland Federal Credit Union?Yes, to access services at Richland Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Richland Federal Credit Union provides a range of mortgage and home equity products. Is Richland Federal Credit Union a safe place to deposit money?Yes, Richland Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Richland Federal Credit Union offer online and mobile banking?Most modern institutions like Richland Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.75%, 6-month CD rates at 3.44% and 3-month CD rates at 1.15%. Savings rates are at 0.75% and money market rates are at 1.01%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 12.90%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to 
