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 Rivermark Community Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Rivermark Community Credit Union's 10 Month Loyalty CD rates are at 3.75%, 10-Month Loyalty CD rates are at 3.75%, 6 Month CD rates are at 3.50%, Youth 6 month rates are at 3.50%, Youth 6 month Youth CD rates are at 3.50%. Rivermark Community Credit Union's savings rates are at 0.05%. Rivermark Community Credit Union's money market rates are at 0.05%. Rivermark Community Credit Union's 15 Year Fixed Mortgage Loan rates are at 6.38%, 15 Year Fixed Rate rates are at 6.38%, 7/6 ARM Mortgage Loan rates are at 5.88%, 10/6 ARM Mortgage Loan rates are at 6.25%, 20 Year Fixed Mortgage Loan rates are at 6.62%. Rivermark Community Credit Union's Auto Loan Rates are as low as 6.24%. Rivermark Community Credit Union's Credit Card Rates are at 13.50%. MonitorBankRates evaluates the financial stability of Rivermark Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.76%. Rates last updated and verified on 09/22/2026. Rivermark Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rivermark Community Credit Union? Share your experience about Rivermark Community Credit Union by leaving a review below, or read customer reviews before you decide to use Rivermark Community Credit Union. Rivermark Community Credit Union
Happy Valley Branch 15963 SE Happy Valley Town Center Dr
https://www.rivermarkcu.org Happy Valley, OR 97086-4253 
Rivermark Community Credit Union CD Rates
Rivermark Community Credit Union Savings Rates
Rivermark Community Credit Union Money Market Rates
Rivermark Community Credit Union Checking Rates
Rivermark Community Credit Union Mortgage Rates
Rivermark Community Credit Union Home Equity & HELOC
Rivermark Community Credit Union Auto Loan Rates
Rivermark Community Credit Union Credit Card Rates
Rivermark Community Credit Union Other Rates
Financial Health HistoryRivermark Community Credit Union’s Texas Ratio rose from 1.82% in Q2 2023 to 6.76% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rivermark Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rivermark Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rivermark Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rivermark Community Credit Union
Website
https://www.rivermarkcu.org
Address
15963 SE Happy Valley Town Center Dr,
Happy Valley, OR 97086-4253
Phone
800-452-8502
Fax
President
Kim Bickford
CEO
Jason Werts
Full-Time Employees
559
Part-Time Employees
2
Branch Locations
20
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.76%
Return on Assets (ROA)
0.1521%
Return on Equity (ROE)
1.4316%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
3,240,816,479
Total Amount of Shares and Deposits
2,875,210,393
Total Shares and Deposits < 1 Year
2,857,631,801
Total Shares and Deposits 1 3 Years
14,491,487
Total Shares and Deposits > 3 Years
3,087,103
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
276,052,012
Total Uninsured Shares and Deposits > $250K (F+J)
276,057,689
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,599,152,704
Total Interest Expense (Sum of items 6 8)
9,689,987
Share Certificates
15,544
Number of Accounts for Share Drafts
136,756
IRA KEOGH Accounts
2,715
Number of Accounts for Regular Shares
240,144
All other shares
707
Non Member Deposits
2
Money Market Shares
13,039
Net Income (unless the amount is already included in Undivided Earnings)
4,928,897
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
381,515,030
Total Liabilities
2,925,530,729
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Rivermark Community Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Rivermark Community Credit Union
Frequently Asked Questions About Rivermark Community Credit UnionHow many branches does Rivermark Community Credit Union operate?Rivermark Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rivermark Community Credit Union?Yes, to access services at Rivermark Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rivermark Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rivermark Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rivermark Community Credit Union offer online and mobile banking?Most modern institutions like Rivermark Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rivermarkcu.org. Current Rivermark Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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