Riverways Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Riverways Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Riverways Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRiverways Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Riverways Federal Credit Union? Share your experience about Riverways Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riverways Federal Credit Union. Overall, Riverways Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Secured
18.000%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
Rewards Student Classic
16.500%
Credit Limit - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
11.000%
$0
1 - 12
Signature Loan
10.000%
$0
60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Riverways Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Riverways Federal Credit Union
Full Time Employees: 37Part Time Employees: 1 President: Phil Rufe CEO: Scott Shults Branch Locations: 3 ATM Locations: 2 Corporate Office Address:
1012 Forum Dr
Rolla, MO 65401 Phone Number: 573-308-3113 Fax Number: 573-341-2136 FinancialsTotal Assets:
114,683,023
Total Amount of Shares and Deposits:
101,806,273
Total Shares and Deposits < 1 Year:
98,540,830
Total Shares and Deposits 1 3 Years:
3,010,259
Total Shares and Deposits > 3 Years:
255,184
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,463,282
Total Uninsured Shares and Deposits > $250K (F+J):
8,463,282
Total Insured Shares and Deposits > $250K (item 17 less item K):
93,342,991
Total Interest Expense (Sum of items 6 8):
1,097,544
Share Certificates:
1,018
Number of Accounts for Share Drafts:
8,497
Number of Accounts for Regular Shares:
11,363
Money Market Shares:
314
Net Income (unless the amount is already included in Undivided Earnings):
225,316
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
296,813
Total Liabilities:
105,127,201
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Riverways Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Riverways Federal Credit Union
Frequently Asked Questions About Riverways Federal Credit UnionIs a member application needed to join Riverways Federal Credit Union?Yes, to access services at Riverways Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Riverways Federal Credit Union provides a range of mortgage and home equity products. Is Riverways Federal Credit Union a safe place to deposit money?Yes, Riverways Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Riverways Federal Credit Union offer online and mobile banking?Most modern institutions like Riverways Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.70%, 6-month CD rates at 0.10% and 3-month CD rates at 0.10%. Savings rates are at 0.50% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 13.75%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to 
