|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Riverways Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare Riverways Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 3.25% and 3-month share certificate rates at 0.05%. Savings rates are at 0.40% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Riverways Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Riverways Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.97%. Rates were last updated on 04/23/2026. Riverways Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverways Federal Credit Union? Share your experience about Riverways Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riverways Federal Credit Union. Riverways Federal Credit Union
Riverways Federal Credit Union 1012 Forum Dr
Rolla, MO 65401 
Current Rate AvailabilityWe do not have Riverways Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Riverways Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Riverways Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Riverways Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Riverways Federal Credit Union
Address
1012 Forum Dr,
Rolla, MO 65401
Phone
573-308-3113
Fax
573-341-2136
President
Phil Rufe
CEO
Scott Shults
Full-Time Employees
37
Part-Time Employees
1
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.97%
Return on Assets (ROA)
1.2025%
Return on Equity (ROE)
13.5261%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
114,683,023
Total Amount of Shares and Deposits
101,806,273
Total Shares and Deposits < 1 Year
98,540,830
Total Shares and Deposits 1 3 Years
3,010,259
Total Shares and Deposits > 3 Years
255,184
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,463,282
Total Uninsured Shares and Deposits > $250K (F+J)
8,463,282
Total Insured Shares and Deposits > $250K (item 17 less item K)
93,342,991
Total Interest Expense (Sum of items 6 8)
1,097,544
Share Certificates
1,018
Number of Accounts for Share Drafts
8,497
Number of Accounts for Regular Shares
11,363
Money Market Shares
314
Net Income (unless the amount is already included in Undivided Earnings)
225,316
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
296,813
Total Liabilities
105,127,201
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Riverways Federal Credit UnionIs Riverways Federal Credit Union a safe place to deposit money?Yes, Riverways Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.968747590925%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Riverways Federal Credit Union operate?Riverways Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Riverways Federal Credit Union?Yes, to access services at Riverways Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Riverways Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Riverways Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Riverways Federal Credit Union offer online and mobile banking?Most modern institutions like Riverways Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
Holyoke Community Federal Credit Union
Cambridge Firefighters Federal Credit Union
Hockley County School Employees Credit Union
Puerto Rico Employee Groups Federal Credit Union
University of Louisiana Federal Credit Union
Pheple Federal Credit Union
White County Federal Credit Union
The Peoples Credit Union
Santa Fe Federal Credit Union
Blue Federal Credit Union
FirstCity Credit Union
Memorial Credit Union Houston, TX
Local Union 1186 IBEW Federal Credit Union
Actors Federal Credit Union
Finger Lakes Federal Credit Union
Med Park Credit Union
Trenton Teachers Federal Credit Union
Ouachita Valley Federal Credit Union
Ukrainian Federal Credit Union
Consumers Federal Credit Union
Clean Energy Federal Credit Union
|
