What are the current interest rates at South Carolina State Federal Credit Union?

Current rates for South Carolina State Federal Credit Union include: 12-Month CD: 3.60%, Savings: 0.15%

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South Carolina State Federal Credit Union

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South Carolina State Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, South Carolina State Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

South Carolina State Federal Credit Union's 30+ month Special CD rates are at 4.32%, 16+ month Special CD rates are at 3.96%, 60+ month CD rates are at 3.65%, 12 Month Youth CD rates are at 3.60%, 12+ month CD rates are at 3.60%. South Carolina State Federal Credit Union's savings rates are at 0.15%. South Carolina State Federal Credit Union's Personal Loan Rates are as low as 11.00%. South Carolina State Federal Credit Union's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of South Carolina State Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.90%. Rates last updated and verified on 09/21/2026.

South Carolina State Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at South Carolina State Federal Credit Union? Share your experience about South Carolina State Federal Credit Union by leaving a review below, or read customer reviews before you decide to use South Carolina State Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.90%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

South Carolina State Federal Credit Union
Corporate Office

800 Huger St
Columbia, SC 29201-3620

https://www.scscu.com

South Carolina State Federal Credit Union CD Rates

Product	Rate	APY	Term
30+ month Special Certificate	4.25%	4.32%	30+ months
Min Deposit $500 Details The 30-month certificate is a limited time offer. No add-on deposits are allowed. Upon maturity, this certificate will automatically convert to a 24-month certificate. Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
16+ month Special Certificate	3.90%	3.96%	16+ months
Min Deposit $500 Details The 16-month certificate is a limited time offer. No add-on deposits are allowed. Upon maturity, this certificate will automatically convert to a 12-month certificate. Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
60+ month Certificate	3.60%	3.65%	60+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
12 Month Youth Certificate	3.55%	3.60%	12 months
Min Deposit $100 Details Rates effective as of October 20, 2025. Available to members 17 years of age and under. Minimum to open is $100. Additional deposits of $25 or more may be made any time. Dividends are credited and compounded quarterly. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
12+ month Certificate	3.55%	3.60%	12+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
48+ month Certificate	3.55%	3.60%	48+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
36+ month Certificate	3.50%	3.55%	36+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
6+ month Certificate	3.50%	3.53%	6+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
24+ month Certificate	3.45%	3.50%	24+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
18+ month Certificate	3.40%	3.44%	18+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
3+ month Certificate	1.50%	1.51%	3+ months
Min Deposit $500 Details Rates effective as of August 17, 2026. Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule. For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union Savings Rates

Product	Rate	APY
IRA Savings	0.30%	0.30%
Min Deposit $5 Details Rates effective as of September 4, 2020. Minimum opening deposit for savings and holiday club accounts is $5.00. Accounts that include dividends get credited and compounded monthly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Holiday Club	0.15%	0.15%
Min Deposit $5 Details Rates effective as of September 4, 2020. Minimum opening deposit for savings and holiday club accounts is $5.00. Accounts that include dividends get credited and compounded monthly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Regular Savings, Secondary Savings, Youth Savings	0.15%	0.15%
Min Deposit $5 Details Rates effective as of September 4, 2020. Minimum opening deposit for savings and holiday club accounts is $5.00. Accounts that include dividends get credited and compounded monthly. *Youth Savings available to members 17 years of age and younger. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit	-	-	4.50%
Details No Closing Costs for a limited time, SCU will pay all normal closing costs on new Home Equity Lines of Credit. On refinances of existing State Credit Union Home Equity Lines of Credit, the credit limit would need to be increased by at least $10,000 to avoid closing costs. Introductory rate. After one year, rate will revert to the regular variable rate (maximum 18.00% APR). The regular variable rate is the Prime Rate, as reported by the Wall Street Journal, plus 1.00% APR. As of 9/17/2026, the Prime Rate was 7.00% , therefore the regular variable rate would be 8.00% APR. Rates adjust quarterly if there is a change in the Prime Rate. Flood/property/hazard insurance may be required. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Home Equity Lines of Credit	-	-	4.50%
Details No Closing Costs For a limited time, SCU will pay all normal closing costs on new Home Equity Lines of Credit. On refinances of existing State Credit Union Home Equity Lines of Credit, the credit limit would need to be increased by at least $10,000 to avoid closing costs. Introductory rate of 4.50% APR. After one year, rate will revert to the regular variable rate (maximum 18.00% APR). About the Variable Rate The regular variable rate is the Prime Rate, as reported by the Wall Street Journal, plus 1.00% APR. As of 9/17/2026, the Prime Rate was 7.00% , therefore the regular variable rate would be 8.00% APR. Rates adjust quarterly if there is a change in the Prime Rate. Flood/property/hazard insurance may be required. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Autos, Trucks, Vans	-	-	3.95%
Details Published APR range: 3.95% to 15.49%. Rates effective as of May 28, 2026. APRs of 3.95% and 5.75% require auto-pay and a 72-month term or less. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
New Car Loan	-	-	3.95%	up to 72 months
Details Max term of 96 months Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Used Autos, Trucks, Vans	-	-	5.75%
Details Published APR range: 5.75% to 16.75%. Rates effective as of May 28, 2026. APRs of 3.95% and 5.75% require auto-pay and a 72-month term or less. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Boats, Motors, Trailers Loan	-	6.95%
Details Published APR range: 6.95% to 16.45%. Rates effective as of May 28, 2026. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
New RVs, Campers, Customized Vans, Motor Homes Loan	-	6.95%
Details Published APR range: 6.95% to 16.45%. Rates effective as of May 28, 2026. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
New RVs, Campers, Customized Vans, Motor Homes, Motorcycles Loan	-	6.95%
Details Published APR range: 6.95% to 16.45%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Used Boats, Motors, Trailers Loan	-	8.45%
Details Published APR range: 8.45% to 17.95%. Rates effective as of May 28, 2026. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Used RVs, Campers, Customized Vans, Motor Homes Loan	-	8.45%
Details Published APR range: 8.45% to 17.95%. Rates effective as of May 28, 2026. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Used RVs, Campers, Customized Vans, Motor Homes, Motorcycles Loan	-	8.45%
Details Published APR range: 8.45% to 17.95%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	10.90%
Details Promotional APR (fixed): N/A. Regular APR (fixed): 10.9% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Visa Signature	-	11.00%
Details Promotional APR (fixed): N/A. Regular APR (fixed): 11.00%. The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 9/17/2026, the Prime Rate was 7.00%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 11.00%. Rates adjust at the next monthly statement if there is a change in the Prime Rate. The minimum credit limit for the Visa Signature card is $5,000 and may be subject to income verification. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Visa Gold	-	15.90%
Details Promotional APR (fixed): N/A. Regular APR (fixed): 15.9% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Visa Classic	-	17.90%
Details Promotional APR (fixed): N/A. Regular APR (fixed): 17.9% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Visa Secured	-	17.90%
Details Promotional APR (fixed): N/A. Regular APR (fixed): 17.9% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Visa Signature	11.00%
Details Promotional APR (fixed): N/A. Regular APR (fixed): 11.00%. The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 9/17/2026, the Prime Rate was 7.00%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 11.00%. Rates adjust at the next monthly statement if there is a change in the Prime Rate. The minimum credit limit for the Visa Signature card is $5,000 and may be subject to income verification. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Closed-End Personal Loans	11.99%
Details Published APR range: 11.99% to 17.99%. Rates effective as of September 1, 2024. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

South Carolina State Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Lines of Credit Loan	-	-	11.99%
Details Published APR range: 11.99% to 17.99%. Rates effective as of September 1, 2024. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Loan Adjustment for Active Duty Military	6.00%	-	6.00%
Details Adjusted interest rate on loan or Visa account under the Service Members Civil Relief Act. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
12 months Youth Certificate	3.55%	-	3.60%	12 months
Min Deposit $100 Details Available to members 17 years of age and under. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Money Management Account	0.05%	-	0.05%
Min Deposit $1,000 Min Balance $0 Details Rates effective as of November 6, 2023. Minimum opening deposit is $1,000. Dividends are credited and compounded monthly. Balance: $0 to $999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Money Management Account	0.75%	-	0.75%
Min Deposit $1,000 Min Balance $1,000 Details Rates effective as of November 6, 2023. Minimum opening deposit is $1,000. Dividends are credited and compounded monthly. Balance: $1,000 to $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Money Management Account	1.00%	-	1.01%
Min Deposit $1,000 Min Balance $10,000 Details Rates effective as of November 6, 2023. Minimum opening deposit is $1,000. Dividends are credited and compounded monthly. Balance: $10,000 to $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Money Management Account	1.40%	-	1.41%
Min Deposit $1,000 Min Balance $25,000 Details Rates effective as of November 6, 2023. Minimum opening deposit is $1,000. Dividends are credited and compounded monthly. Balance: $25,000 to $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%
Money Management Account	1.75%	-	1.76%
Min Deposit $1,000 Min Balance $100,000 Details Rates effective as of November 6, 2023. Minimum opening deposit is $1,000. Dividends are credited and compounded monthly. Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.90%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

South Carolina State Federal Credit Union’s Texas Ratio rose from 1.96% in Q2 2023 to 2.90% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$1.5B	2.90%	5.0	A+
December 31, 2025	$1.4B	3.42%	5.0	A+
September 30, 2025	$1.4B	3.08%	5.0	A+
June 30, 2025	$1.4B	2.97%	5.0	A+
March 31, 2025	$1.4B	3.02%	5.0	A+
December 31, 2024	$1.3B	3.85%	5.0	A+
September 30, 2024	$1.4B	3.68%	5.0	A+
June 30, 2024	$1.4B	2.99%	5.0	A+
March 31, 2024	$1.4B	3.09%	5.0	A+
December 31, 2023	$1.4B	3.31%	5.0	A+
September 30, 2023	$1.4B	2.45%	5.0	A+
June 30, 2023	$1.4B	1.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for South Carolina State Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather South Carolina State Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with South Carolina State Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name South Carolina State Federal Credit Union

Website https://www.scscu.com

Address 800 Huger St, Columbia, SC 29201-3620

Phone 803-343-0300

Fax 803-454-8044

President Vincent Rhodes

CEO James Kinard

Full-Time Employees 283

Part-Time Employees 1

Branch Locations 19

ATM Locations 21

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.90%

Return on Assets (ROA)

0.5134%

Return on Equity (ROE)

3.3829%

Non-Performing Loans Ratio (NPL)

0.80%

Total Assets

1,457,357,692

Total Amount of Shares and Deposits

1,224,168,082

Total Shares and Deposits < 1 Year

1,126,918,650

Total Shares and Deposits 1 3 Years

92,101,228

Total Shares and Deposits > 3 Years

5,148,204

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

41,739,384

Total Uninsured Shares and Deposits > $250K (F+J)

41,739,384

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,182,428,698

Total Interest Expense (Sum of items 6 8)

3,548,945

Share Certificates

7,384

Number of Accounts for Share Drafts

61,872

IRA KEOGH Accounts

1,781

Number of Accounts for Regular Shares

118,983

Money Market Shares

6,590

Net Income (unless the amount is already included in Undivided Earnings)

7,482,776

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

101,277,176

Total Liabilities

1,236,926,509

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

South Carolina State Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About South Carolina State Federal Credit Union

How many branches does South Carolina State Federal Credit Union operate?

South Carolina State Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join South Carolina State Federal Credit Union?

Yes, to access services at South Carolina State Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, South Carolina State Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, South Carolina State Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does South Carolina State Federal Credit Union offer online and mobile banking?

Most modern institutions like South Carolina State Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.scscu.com.

Current South Carolina State Federal Credit Union Rates

12-Month CD3.60%
Savings0.15%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

South Carolina State Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

South Carolina State Federal Credit Union Texas Ratio

South Carolina State Federal Credit Union Health Trend

South Carolina State Federal Credit Union CD Rates

South Carolina State Federal Credit Union Savings Rates

South Carolina State Federal Credit Union Home Equity & HELOC

South Carolina State Federal Credit Union Auto Loan Rates

South Carolina State Federal Credit Union RV, Boat and Powersport Loan Rates

South Carolina State Federal Credit Union Credit Card Rates

South Carolina State Federal Credit Union Personal Loan Rates

South Carolina State Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

South Carolina State Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About South Carolina State Federal Credit Union

How many branches does South Carolina State Federal Credit Union operate?

Is a member application needed to join South Carolina State Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does South Carolina State Federal Credit Union offer online and mobile banking?

Current South Carolina State Federal Credit Union Rates

Compare to Other Credit Unions