Sandia Area Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sandia Area Federal Credit Union

Compare Sandia Area Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sandia Area Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Sandia Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sandia Area Federal Credit Union? Share your experience about Sandia Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sandia Area Federal Credit Union.

Overall, Sandia Area Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.64%
Credit Card
N/A
Personal Loan
N/A
Sandia Area Federal Credit Union
Far NE Heights
8000 Palomas Ave NE
Albuquerque, NM 87109
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Sandia Area Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Morgan Stanley
Morgan Stanley
11-Month CD brokered
5.11%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
5.04%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
13-Month CD
5.00%
$500
Quaint Oak Bank
Quaint Oak Bank
12-Month CD
5.00%
$500
Great Midwest Bank
Great Midwest Bank
21-Month CD
4.80%
$5,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
18-Month CD
4.70%
$500
Community Commerce Bank
Community Commerce Bank
36-Month CD
4.59%
$10,000
Ixonia Bank
Ixonia Bank
15-Month CD (special)
4.57%
$10,000
First Internet Bank of Indiana
First Internet Bank of Indiana
60-Month CD
4.50%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
24-Month CD
4.50%
$1,000
Adams State Bank
Adams State Bank
30-Month CD
4.26%
$1,000
Home Loan Investment Bank
Home Loan Investment Bank
60-Month CD
4.25%
$1,000
University First Federal Credit Union
University First Federal Credit Union
48-Month CD
4.09%
$500
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD share certificate
4.08%
$1,000
M&T Bank
M&T Bank
6-Month CD
4.00%
$1,000
MVSB
12-Month CD
3.75%
$500
Second Federal S&L
Second Federal S&L
24-Month CD
3.75%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
Bank of Brenham
Bank of Brenham
12-Month CD (Jumbo)
3.64%
$100,000
Pacific Crest SB
Pacific Crest SB
Money Market
3.60%
$1,000,000
The Valley State Bank
The Valley State Bank
48-Month CD
3.35%
$500
Woodlands National Bank
Woodlands National Bank
48-Month CD
3.32%
$10,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
36-Month CD
3.25%
$500
Guardian Savings Bank
Guardian Savings Bank
48-Month CD
3.00%
$1,000
Kanza Bank
Kanza Bank
12-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
12-Month CD
3.00%
$1,000
First National Bank in Ord
First National Bank in Ord
12-Month CD (Jumbo)
2.78%
$100,000
Vast Bank
Vast Bank
60-Month CD
2.55%
$1,000
Home Loan State Bank
Home Loan State Bank
Money Market
2.08%
$100,000
United Orient Bank
United Orient Bank
24-Month CD
1.35%
$500
Hocking Valley Bank
Hocking Valley Bank
48-Month CD
1.30%
$5,000
Beacon Community Bank
Beacon Community Bank
Money Market
1.00%
$250,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
18-Month CD IRA
0.95%
$250
Root River State Bank
Root River State Bank
3-Month CD
0.90%
$300
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
Century Next Bank
Century Next Bank
Money Market
0.75%
$10,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
BankVista
BankVista
3-Month CD
0.60%
$1,000
Community Bank of Raymore
Community Bank of Raymore
Kasasa Cash Checking
0.51%
$0
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Savings
0.50%
$0
Piedmont FSB
Piedmont FSB
Money Market
0.25%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
West Pointe Bank
West Pointe Bank
Regular Savings
0.25%
$25
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
North Shore Bank
North Shore Bank
36-Month CD
0.20%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
6-Month CD
0.20%
$500
Montecito Bank & Trust
Montecito Bank & Trust
24-Month CD
0.15%
$1,000
FNB of Litchfield
FNB of Litchfield
Savings
0.15%
$500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Money Market Investment
0.05%
$0
First State Bank (MI)
First State Bank (MI)
Statement Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sandia Area Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
7/1 ARM
5.000%
5.531%
0.000
Wells Fargo
Wells Fargo
15 Year Fixed
5.625%
5.941%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
6.000%
6.084%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.875%
6.132%
0.000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
15-Year Fixed
5.875%
6.133%
1.638
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.000%
6.197%
0.250
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.125%
6.252%
0.500
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
6.125%
6.255%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
6.000%
6.316%
2.000
Old National Bank
Old National Bank
15-Year Fixed
6.250%
6.317%
0.000
First Technology Federal Credit Union
First Technology Federal Credit Union
15-Year Fixed
6.375%
6.375%
0.079
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.390%
1.000
First Community Credit Union
First Community Credit Union
20 Year Fixed
6.500%
6.528%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
20-Year Fixed
6.375%
6.563%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed Refinance
6.500%
6.574%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.500%
6.581%
0.250
American Eagle Financial Credit Union
American Eagle Financial Credit Union
20-Year Fixed
6.375%
6.586%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
15-Year Fixed
6.375%
6.611%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30-Year Fixed
6.500%
6.644%
0.000
Park Federal Credit Union
Park Federal Credit Union
20-Year Fixed
6.500%
6.648%
0.002
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
Metro Credit Union
Metro Credit Union
15 Year Jumbo
6.625%
6.661%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.375%
6.675%
0.000
Bath State Bank
Bath State Bank
30-Year Fixed
6.625%
6.767%
1.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Sandia Area Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Sandia Area Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Sandia Area Federal Credit Union Information

Credit Union Name: Sandia Area Federal Credit Union
Full Time Employees: 192
Part Time Employees: 5
President: Freiler Burton
CEO: Kevin Todd
Branch Locations: 7
ATM Locations: 7
Corporate Office Address:
8000 Palomas Ave NE
Albuquerque, NM 87109
Phone Number: 505-292-6343
Fax Number:

Sandia Area Federal Credit Union Financials

Total Assets:
1,148,942,382
Total Amount of Shares and Deposits:
979,356,135
Total Shares and Deposits < 1 Year:
948,100,528
Total Shares and Deposits 1 3 Years:
27,782,151
Total Shares and Deposits > 3 Years:
3,473,456
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
105,637,556
Total Uninsured Shares and Deposits > $250K (F+J):
105,637,556
Total Insured Shares and Deposits > $250K (item 17 less item K):
873,718,579
Total Interest Expense (Sum of items 6 8):
10,302,004
Share Certificates:
7,612
Number of Accounts for Share Drafts:
31,059
IRA KEOGH Accounts:
1,701
Number of Accounts for Regular Shares:
86,747
Non Member Deposits:
19
Money Market Shares:
3,373
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
36,607,188
Total Liabilities:
1,037,310,270
Show More

Sandia Area Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Highest CD Rates Move Higher as Banks Increase Rates

The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher.The biggest increases again this week were on shorter term certificates of deposit. This is because the Federal Reserve is driving short term rates higher. The Fed is scheduled to meet in the middle of next month and is widely expected to increase rates again.

Highest CD Rates

    Read more...

Explore Other Rate Deals

savings-accountFinding a decent rate on a savings account isn't an easy thing to do these days. Savings account rates have been decreasing for over a year now, falling as fast as the economy.
Fixed conventional mortgage rates hit new record lows in Freddie Mac's Primary Mortgage Market Survey for the week ending November 15, 2012. Average mortgage rates decline this week on the heels of higher consumer confidence and lower wholesale prices. 30 year and 15 year mortgage interest rates hit record lows back in October 2012 and have broken through those lows today.

Despite comments in late August by Fed Chair, Janet Yellen, and NY Fed President, William Dudley, regarding a September rate hike, it didn't happen. The FOMC wrapped up their meeting yesterday and decided to leave the fed funds rate unchanged.

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Alternative Bank and Credit Union Offers to Explore

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Sandia Area Federal Credit Union Reviews

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