Sandia Area Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sandia Area Federal Credit Union

Compare Sandia Area Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sandia Area Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Sandia Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sandia Area Federal Credit Union? Share your experience about Sandia Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sandia Area Federal Credit Union.

Overall, Sandia Area Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sandia Area Federal Credit Union
Far NE Heights
8000 Palomas Ave NE
Albuquerque, NM 87109
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Sandia Area Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
7-Month CD (special)
5.13%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD Jumbo
5.00%
$100,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
18-Month CD
4.90%
$10,000
Pacific Crest SB
Pacific Crest SB
48-Month CD
4.60%
$2,000
American Express National Bank
American Express National Bank
11-Month CD
4.50%
$0
Community Bank of Wichita
Community Bank of Wichita
12-Month CD
4.33%
$5,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
14-Month CD (Jumbo special)
4.33%
$100,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD
4.30%
$10,000
E-Trade
E-Trade
Premium Savings
4.25%
$0
Luana Savings Bank
Luana Savings Bank
48-Month CD
4.21%
$2,000
Profinium, Inc.
Profinium, Inc.
24-Month CD
4.17%
$500
Academy Bank
Academy Bank
Premier Money Market 6-month special
4.15%
$10,000
Adirondack Bank
Adirondack Bank
6-Month CD
4.02%
$1,000
Solvay Bank
Solvay Bank
18-Month CD
4.00%
$500
FNB of Bellville
FNB of Bellville
9-Month CD (Jumbo)
3.80%
$100,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Academy Bank
Academy Bank
24-Month CD
3.29%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
36-Month CD
3.29%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
24-Month CD
3.29%
$250
Coffee County Bank
Coffee County Bank
60-Month CD
3.20%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
12-Month CD (bump up)
3.05%
$500
NBT Financial Bank
NBT Financial Bank
24-Month CD
3.03%
$1,000
First Liberty Bank
First Liberty Bank
36-Month CD
3.00%
$2,500
Premier Bank
Premier Bank
6-Month CD
3.00%
$500
Great Plains State Bank
Great Plains State Bank
6-Month CD
2.75%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
36-Month CD
2.53%
$1,000
FNB of Dennison
48-Month CD
2.43%
$1,000
West Union Bank
West Union Bank
3-Month CD
2.40%
$500
Bank of Hartington
Bank of Hartington
24-Month CD (TDC)
2.37%
$1,000
Range Bank
Range Bank
24-Month CD
2.25%
$1,000
Lee Bank
Lee Bank
6-Month CD
2.00%
$500
Security Federal Bank
Security Federal Bank
30-Month CD
2.00%
$500
International Bank of Chicago
International Bank of Chicago
24-Month CD
2.00%
$1,000
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD
1.25%
$1,000
Bank Forward
Bank Forward
Forward Money Market
1.25%
$5,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
30-Month CD
0.95%
$1,000
Ozarks Federal OFSL
Ozarks Federal OFSL
18-Month CD IRA
0.90%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
48-Month CD certificate
0.60%
$500
WaterStone Bank
WaterStone Bank
36-Month CD
0.50%
$1,000
BankWest Of Kansas
BankWest Of Kansas
36-Month CD
0.45%
$0
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
36-Month CD
0.40%
$500
Greenstate Credit Union
Greenstate Credit Union
18-Month CD
0.40%
$500
802 Credit Union
802 Credit Union
Regular Shares Savings
0.40%
$5
WCB West Central Bank
WCB West Central Bank
NOW Checking
0.35%
$1,000
Crest Savings Bank
Crest Savings Bank
36-Month CD
0.35%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
24-Month CD certificate
0.30%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
Passbook Savings
0.25%
$10
NBT Financial Bank
NBT Financial Bank
Money Market
0.25%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
12-Month CD certificate
0.10%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sandia Area Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
5.750%
5.886%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7 Year Fixed
6.000%
6.121%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.250%
6.269%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
6.000%
6.316%
2.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.250%
6.458%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
6.375%
6.552%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.375%
6.570%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
15 Year Fixed
6.375%
6.611%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.375%
6.613%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.500%
6.650%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.625%
6.660%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.500%
6.754%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
6.625%
6.758%
0.000
Missouri Credit Union
Missouri Credit Union
30 Year Fixed
6.750%
6.802%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.750%
6.811%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
20 Year Fixed
6.625%
6.814%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.750%
6.834%
0.000
Houston Highway Credit Union
Houston Highway Credit Union
15 Year Fixed
6.375%
6.861%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed
6.750%
6.894%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30 Year Fixed
6.750%
6.896%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.800%
6.902%
0.000
First Technology Federal Credit Union
First Technology Federal Credit Union
30 Year Fixed Jumbo
6.875%
6.925%
0.174
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.875%
6.939%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
30 Year Fixed
6.875%
6.967%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed
6.750%
6.986%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Sandia Area Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Sandia Area Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Sandia Area Federal Credit Union Information

Credit Union Name: Sandia Area Federal Credit Union
Full Time Employees: 192
Part Time Employees: 5
President: Freiler Burton
CEO: Kevin Todd
Branch Locations: 7
ATM Locations: 7
Corporate Office Address:
8000 Palomas Ave NE
Albuquerque, NM 87109
Phone Number: 505-292-6343
Fax Number:

Sandia Area Federal Credit Union Financials

Total Assets:
1,148,942,382
Total Amount of Shares and Deposits:
979,356,135
Total Shares and Deposits < 1 Year:
948,100,528
Total Shares and Deposits 1 3 Years:
27,782,151
Total Shares and Deposits > 3 Years:
3,473,456
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
105,637,556
Total Uninsured Shares and Deposits > $250K (F+J):
105,637,556
Total Insured Shares and Deposits > $250K (item 17 less item K):
873,718,579
Total Interest Expense (Sum of items 6 8):
10,302,004
Share Certificates:
7,612
Number of Accounts for Share Drafts:
31,059
IRA KEOGH Accounts:
1,701
Number of Accounts for Regular Shares:
86,747
Non Member Deposits:
19
Money Market Shares:
3,373
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
36,607,188
Total Liabilities:
1,037,310,270
Show More

Sandia Area Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Highest CD Rates Move Higher as Banks Increase Rates

The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher.The biggest increases again this week were on shorter term certificates of deposit. This is because the Federal Reserve is driving short term rates higher. The Fed is scheduled to meet in the middle of next month and is widely expected to increase rates again.

Highest CD Rates

    Read more...

Explore Other Rate Deals

A better-than-expected jobs report for the month of November is another nail in the coffin of low mortgage rates and deposit rates. This is a mixed bag, depending on whether you are a net borrower or lender, i.e. have a mortgage or own certificates of deposit. At the end of this article are steps you can take to position your finances for higher rates.
We all have financial goals in life and whether or not we achieve them is mainly up to us taking the initiative and having the discipline to make meeting those goals possible. Setting and achieving your financial goals is important in life whether you're saving for a down payment to buy a home, saving for a child's college education fund or any other goal. The best time to start was twenty years ago, the second best time is today.
shopping-for-the-best-auto-insurance-rates-collision-auto-insurance-ratesShopping for the best auto insurance rates: Collision auto insurance pays for damage to your car resulting from an accident with another car, an accident with an object or if your car or SUV flips over.

Bank or Credit Union Offers and Deals

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Capital One Money Market Account Rates + $500 Bonus
30 Year Rates Fall Below 3.50 as 548,000 Homes Regain Equity

Alternative Bank and Credit Union Offers to Explore

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Sandia Area Federal Credit Union Reviews

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