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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sharefax Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Sharefax Credit Union's IRA & HSA CDs 18 month Platinum rates are at 4.00%, IRA & HSA CDs 18 month Gold rates are at 3.95%, IRA & HSA CDs 18 month Silver rates are at 3.90%, IRA & HSA CDs 24 month Platinum rates are at 3.90%, IRA & HSA CDs 24 month Gold rates are at 3.85%. Sharefax Credit Union's savings rates are at 0.05%. Sharefax Credit Union's money market rates are at 0.00%. Sharefax Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Sharefax Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.21%. Rates were last updated on 03/28/2026. Sharefax Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sharefax Credit Union? Share your experience about Sharefax Credit Union by leaving a review below, or read customer reviews before you decide to use Sharefax Credit Union. 
Sharefax Credit Union CD Rates
Sharefax Credit Union Savings Rates
Sharefax Credit Union Money Market Rates
Sharefax Credit Union Checking Rates
Sharefax Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sharefax Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sharefax Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sharefax Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sharefax Credit Union
Website
https://www.sharefax.org
Address
604 IVY GATEWAY,
CINCINNATI, OH 45245
Phone
513-753-2440
Fax
513-752-1380
President
DAVID AARONSON
CEO
Todd CAIN
Full-Time Employees
72
Part-Time Employees
10
Branch Locations
7
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.21%
Return on Assets (ROA)
0.2847%
Return on Equity (ROE)
2.8136%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
513,848,015
Total Amount of Shares and Deposits
459,242,050
Total Shares and Deposits < 1 Year
399,964,891
Total Shares and Deposits 1 3 Years
51,335,716
Total Shares and Deposits > 3 Years
7,941,441
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,786,688
Total Uninsured Shares and Deposits > $250K (F+J)
33,786,688
Total Insured Shares and Deposits > $250K (item 17 less item K)
425,455,362
Total Interest Expense (Sum of items 6 8)
8,324,195
Share Certificates
3,667
Number of Accounts for Share Drafts
15,146
IRA KEOGH Accounts
1,079
Number of Accounts for Regular Shares
35,544
All other shares
2,726
Money Market Shares
264
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,562,176
Total Liabilities
460,985,759
Source: NCUA — Last Updated 09/30/2025
Customer ReviewsEvelyn Weber
March 25, 2026
Opened a new CD with John at the Sharonville, Oh location today, it was painless & fast. John was very knowledgeable, personable and very polite. The rates were really good, which is most important. Highly recommend!
Add Your Rating and Review for Sharefax Credit Union
Frequently Asked Questions About Sharefax Credit UnionIs Sharefax Credit Union a safe place to deposit money?Yes, Sharefax Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2063823149422%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Sharefax Credit Union operate?Sharefax Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sharefax Credit Union?Yes, to access services at Sharefax Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sharefax Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sharefax Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sharefax Credit Union offer online and mobile banking?Most modern institutions like Sharefax Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sharefax.org. Current Sharefax Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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