Smart Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Smart Financial Credit Union

Compare Smart Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Smart Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Smart Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Smart Financial Credit Union? Share your experience about Smart Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Smart Financial Credit Union.

Overall, Smart Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Smart Financial Credit Union
Main Office
6051 N Course Dr
Houston, TX 77072 1667
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Smart Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Grand Bank for Savings
Grand Bank for Savings
12-Month CD (special)
5.25%
$1,000
Northern Bank Direct
Northern Bank Direct
15-Month CD
5.00%
$500
Dieterich Bank
Dieterich Bank
9-Month CD
4.80%
$500
Raymond James
60-Month CD (brokered)
4.65%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
24-Month CD
4.50%
$500
Bank of the Flint Hills
Bank of the Flint Hills
36-Month CD
4.25%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
4.20%
$500
Tower Community Bank
Tower Community Bank
14-Month CD (special)
4.08%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
4.06%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
24-Month CD
4.00%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
Online Savings
4.00%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
60-Month CD
3.80%
$100
Bank of the Valley
Bank of the Valley
60-Month CD
3.70%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
36-Month CD term share
3.60%
$500
Total Direct Bank
Total Direct Bank
36-Month CD
3.56%
$25,000
Bank of Dudley
18-Month CD
3.55%
$1,000
National Bank of Malvern
National Bank of Malvern
84-Month CD
3.50%
$2,500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
36-Month CD
3.35%
$1,500
Bank of Zachary
Bank of Zachary
e-Z Money Market
3.09%
$100,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Rewards Checking
3.04%
$100
Ladysmith Federal S&L
Christmas Club Savings
3.03%
$0
First National Bank VA
First National Bank VA
30-Month CD
2.52%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
Bank of Hartington
Bank of Hartington
18-Month CD (TDC)
2.27%
$1,000
Magyar Bank
Magyar Bank
24-Month CD
2.25%
$2,500
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Benton State Bank
Benton State Bank
12-Month CD
2.01%
$500
AbbyBank
AbbyBank
Money Market
1.51%
$100,000
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
MCS Bank
MCS Bank
36-Month CD
0.55%
$1,000
FSB of Wyoming
Preferred Money Market
0.50%
$50,000
PyraMax Bank
PyraMax Bank
48-Month CD
0.50%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
36-Month CD
0.45%
$1,000
Consumers Credit Union
Consumers Credit Union
24-Month CD
0.45%
$1,000
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
New Haven Bank
New Haven Bank
48-Month CD
0.30%
$500
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
Synchrony Bank
Synchrony Bank
3-Month CD
0.25%
$0
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
12-Month CD
0.25%
$1,000
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Savings
0.15%
$0
Heritage Bank N.A.
Heritage Bank N.A.
Savings Account
0.14%
$100
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Now Checking Account
0.10%
$0
Superior Savings Bank
Superior Savings Bank
18-Month CD
0.10%
$500
Washington Financial Bank
Washington Financial Bank
Money Market
0.05%
$2,500
Camden National Bank
Camden National Bank
Promise Savings
0.02%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Smart Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
7/1 ARM
5.000%
5.531%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.675%
5.894%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.000%
6.079%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
6.000%
6.084%
0.000
Citi
Citi
15-Year Fixed
6.000%
6.157%
0.875
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.000%
6.229%
1.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
6.000%
6.289%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
5.990%
6.322%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.375%
6.377%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.500%
6.520%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
20-Year Fixed
6.375%
6.586%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.500%
6.596%
0.500
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.631%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed Jumbo
6.500%
6.684%
1.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.571%
6.686%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.550%
6.703%
0.000
Northwest Community Bank
Northwest Community Bank
30-Year Fixed
6.625%
6.711%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.625%
6.753%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Fixed (Power Rate)
6.625%
6.769%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
30-Year Fixed
6.624%
6.781%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.750%
6.816%
0.000
IC Federal Credit Union
IC Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
30 Year Fixed
6.750%
6.848%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Smart Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Smart Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Smart Financial Credit Union Information

Credit Union Name: Smart Financial Credit Union
Full Time Employees: 190
Part Time Employees: 6
President: Chad Greer
CEO: LeAnn Kaczynski
Branch Locations: 13
ATM Locations: 15
Corporate Office Address:
6051 N Course Dr
Houston, TX 77072 1667
Phone Number: 713-850-1600
Fax Number:

Smart Financial Credit Union Financials

Total Assets:
922,774,414
Total Amount of Shares and Deposits:
732,999,212
Total Shares and Deposits < 1 Year:
719,626,531
Total Shares and Deposits 1 3 Years:
10,014,153
Total Shares and Deposits > 3 Years:
3,358,528
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,389,109
Total Uninsured Shares and Deposits > $250K (F+J):
18,389,109
Total Insured Shares and Deposits > $250K (item 17 less item K):
714,610,103
Total Interest Expense (Sum of items 6 8):
5,116,753
Share Certificates:
2,341
Number of Accounts for Share Drafts:
56,106
IRA KEOGH Accounts:
1,561
Number of Accounts for Regular Shares:
67,614
Money Market Shares:
1,841
Net Income (unless the amount is already included in Undivided Earnings):
1,547,168
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
59,066,660
Total Liabilities:
854,538,853
Show More

Smart Financial Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

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Bank or Credit Union Offers and Deals

Kearny Federal Savings Bank CD Rates
Astoria Bank Money Market Account Rates now at 0.20%
Current Mortgage Refinance Rates Higher: 30 Year Refinance Rates at 5.02%
3.90% APY Money Market Account from BankPurely: Top MMA Rate
Investing the "Rainy Day Fund"
Bank of America Car Loan Rates
Fixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey
IndyMac Federal Bank 7 month CD Rate 4.15% APY
First Jersey Credit Union CD Rates & IRA CD Rates
Best Auto Insurance Rates: Auto Insurance Discount

Alternative Bank and Credit Union Offers to Explore

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$200 in Bonuses with PNC Bank’s Virtual Wallet Checking Pro Accounts
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Savings Account Rates and the Savings Rate
GM is offering 0% Financing for 60 Months
giantbank.com 6 Month Jumbo CD Rates now at 0.80%
Ditech Jumbo Mortgage Rates 4.545 Percent
Municipal CU Savings Interest Accounts & Money Market Account
WauBank CD Rates
WaMu Online Savings Account Now Yields 3.75%

Smart Financial Credit Union Reviews

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