Smart Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Smart Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Smart Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Smart Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Smart Financial Credit Union? Share your experience about Smart Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Smart Financial Credit Union. Overall, Smart Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Smart Financial Credit Union
Main Office 6051 N Course Dr
Houston, TX 77072 1667  Compare Smart Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Northwest Bank
12-Month CD
4.09%
$100
Presidential Bank
12-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Smart Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Smart Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Canyon View Credit Union
Visa Secure Card
13.740%
Vystar Credit Union
Savings Secured Visa®
18.000%
1st Valley Credit Union
Platinum Secured Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Smart Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Smart Financial Credit Union InformationCredit Union Name: Smart Financial Credit Union
Website: https://www.smartcu.org
Full Time Employees: 188Part Time Employees: 5 President: Chad Greer CEO: LeAnn Kaczynski Branch Locations: 13 ATM Locations: 15 Corporate Office Address:
6051 N Course Dr
Houston, TX 77072 1667 Phone Number: 713-850-1600 Fax Number: Smart Financial Credit Union FinancialsTotal Assets:
885,477,266
Total Amount of Shares and Deposits:
714,732,830
Total Shares and Deposits < 1 Year:
703,242,955
Total Shares and Deposits 1 3 Years:
7,792,751
Total Shares and Deposits > 3 Years:
3,697,125
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,670,444
Total Uninsured Shares and Deposits > $250K (F+J):
18,670,444
Total Insured Shares and Deposits > $250K (item 17 less item K):
696,062,386
Total Interest Expense (Sum of items 6 8):
2,091,721
Share Certificates:
2,430
Number of Accounts for Share Drafts:
55,381
IRA KEOGH Accounts:
1,501
Number of Accounts for Regular Shares:
66,367
Money Market Shares:
1,783
Net Income (unless the amount is already included in Undivided Earnings):
316,501
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
100,538,229
Total Liabilities:
812,312,490
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Smart Financial Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsHSBC Bank USA, N.A. 6 Month $25K CD rates are now at 0.75 percent with a yield of 0.75 percent. View current 6 Month $25K CD rates at HSBC Bank USA, N.A. below.
The relentless rise in mortgage rates has paused this week as average 30 year mortgage rates fell. Since Trump was elected President almost a month ago, 30 year mortgage rates have moved higher from just under 3.50 percent to a high of 4.11. This is one of the largest monthly increases in mortgage rates since the run-up in early 2013.  Thanks to the concern over the European government debt crisis Mortgage rates have hit a low for 2010. Current 30 year mortgage rates are down to 4.81 percent. Mortgage rates were expected to head higher when the Federal Reserve stopped buying mortgage backed securities (MBS) but the opposite has happened thanks to yields falling on U.S. Treasuries.
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