Somerville School Employees Federal Credit Union Rates and Review January 2026
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Compare Somerville School Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Somerville School Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySomerville School Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Somerville School Employees Federal Credit Union? Share your experience about Somerville School Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Somerville School Employees Federal Credit Union. Overall, Somerville School Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Somerville School Employees Federal Credit Union Main office 100 Highland Ave Somerville, MA 02143  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonBECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
Visa Secured
18.000%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Loans
13.240%
$0 - $2,000
36 - 36
Personal Loan
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Somerville School Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Somerville School Employees Federal Credit Union
Website: https://ssefcu.org
Full Time Employees: 3Part Time Employees: 0 President: Paula Gaffey CEO: Brenna Geanacopoulos Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
100 Highland Ave
Somerville, MA 02143 Phone Number: 617-625-8411 Fax Number: 617-623-2594 FinancialsTotal Assets:
22,530,598
Total Amount of Shares and Deposits:
18,620,004
Total Shares and Deposits < 1 Year:
16,882,941
Total Shares and Deposits 1 3 Years:
1,737,063
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,620,004
Total Interest Expense (Sum of items 6 8):
155,977
Share Certificates:
75
Number of Accounts for Share Drafts:
306
IRA KEOGH Accounts:
86
Number of Accounts for Regular Shares:
1,434
All other shares:
84
Non Member Deposits:
12
Money Market Shares:
121
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
579,473
Total Liabilities:
18,642,697
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Somerville School Employees Federal Credit UnionIs a member application needed to join Somerville School Employees Federal Credit Union?Yes, to access services at Somerville School Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Somerville School Employees Federal Credit Union provides a range of mortgage and home equity products. Is Somerville School Employees Federal Credit Union a safe place to deposit money?Yes, Somerville School Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Somerville School Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Somerville School Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.25%, 6-month CD rates at 0.75% and 3-month CD rates at 0.10%. Savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.32%. Credit Card rates are at 16.49%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to 
