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Southeastern Ohio Credit Union Rates and Review January 2026

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Southeastern Ohio Credit Union12-month CD rates can be found at 0.45%, 6-month CD rates at 3.20% and 3-month CD rates at 3.00%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 8.75%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to Southeastern Ohio Credit Union rates.

Compare Southeastern Ohio Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southeastern Ohio Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Southeastern Ohio Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southeastern Ohio Credit Union? Share your experience about Southeastern Ohio Credit Union by leaving a review below, or read customer reviews before you decide to use Southeastern Ohio Credit Union.

Overall, Southeastern Ohio Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Southeastern Ohio Credit Union
Cambridge Office
115 Market St
Cambridge, OH 43725 8409
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Fitness Savings
4.45%
$10,000
High Yield Savings
4.00%
$5,000
18-Month CD
3.90%
$1,000
12-Month CD
3.75%
$500
12-Month CD
3.70%
$1,000
48-Month CD
3.66%
$500
36-Month CD
3.65%
$1
48-Month CD
3.55%
$1,000
12-Month CD
3.55%
$100
12-Month CD (IntraFi)
3.50%
$100,000
12-Month CD
3.29%
$1,000
36-Month CD
3.25%
$1,000
24-Month CD
3.17%
$1,000
60-Month CD
3.05%
$2,500
24-Month CD
3.03%
$500
48-Month CD (Step Up)
3.00%
$1,000
36-Month CD
2.87%
$2,500
36-Month CD
2.77%
$1,000
24-Month CD
2.52%
$500
36-Month CD
2.43%
$1,000
60-Month CD
2.32%
$500
48-Month CD
2.28%
$1,000
24-Month CD
2.26%
$1,000
48-Month CD
2.25%
$500
60-Month CD
2.02%
$5,000
60-Month CD
2.00%
$1,000
12-Month CD
1.61%
$1,000
12-Month CD
1.25%
$2,500
Performance Money Market
1.15%
$50,000
Super Saver Savings
1.00%
$1,000
Kasasa Savings
1.00%
$25
12-Month CD
0.75%
$1,500
Money Market
0.75%
$50,000
18-Month CD
0.60%
$500
Money Market
0.50%
$2,500
60-Month CD
0.50%
$1,000
Business Money Market
0.40%
$2,500
NOW Checking
0.35%
$1,000
18-Month CD
0.30%
$500
24-Month CD
0.25%
$500
18-Month CD
0.25%
$1,000
48-Month CD
0.25%
$1,000
12-Month CD
0.20%
$1,000
24-Month CD
0.20%
$1,000
30-Month CD
0.20%
$1,000
Money Market
0.05%
$50
Money Market
0.05%
$2,500
Money Market
0.05%
$2,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.990%
6.035%
0.000
5.500%
5.565%
0.000
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.375%
5.415%
0.000
15-Year Fixed
5.375%
5.560%
0.000
15 Year Fixed
5.500%
5.677%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.375%
5.911%
0.000
5.375%
5.953%
0.000
5.375%
5.416%
0.000
5.875%
6.006%
0.000
5.625%
5.691%
0.000
5/6 ARM
5.375%
6.286%
0.947
30-Year Fixed
6.000%
6.000%
0.000
5.000%
5.128%
0.250
5/1 ARM
6.750%
6.859%
0.000
5.500%
5.705%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.875%
5.958%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.875%
5.975%
0.000
5.750%
6.093%
0.000
30-Year Fixed
6.000%
6.048%
0.000
5.500%
5.659%
0.000
4.875%
4.985%
0.000
10 Year Fixed
5.750%
5.883%
0.000
6.000%
6.403%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.740%
6.723%
0.000
5.625%
5.673%
0.000
4.675%
4.867%
0.000
5.625%
5.850%
0.000
6.300%
6.498%
0.000
5.500%
5.556%
0.000
6.000%
6.031%
0.000
5.625%
5.796%
0.000
5.375%
5.488%
0.250
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
6.250%
6.281%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.500%
5.620%
0.000
20-Year Fixed
5.625%
5.675%
0.000
30-Year Fixed
6.125%
6.198%
0.000
30-Year Fixed
6.000%
6.218%
0.000
6.000%
6.107%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.500%
As low as 8.50%
Business Select Credit Card Mastercard
18.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Platinum Credit Card
9.500% - 12.500%
16.490% - 17.990%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
10.150%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
14.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Platinum with Rewards
9.900%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
18.000%
Visa Platinum Rewards
14.900%
Academic VISA® Gold
15.400%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Signature Loans
14.000%
$0
60
13.990%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
17.900%
$0 - $500
8.990%
$0
36
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Loan
8.950%
$0
Student Loan Consolidation
5.490%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
A+ Personal Loan
8.990%
$0
84
Personal Loan Rates
5.740%
$0
1 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
9.200% - 17.950%
$0 - $100
12 - 24
11.740% - 17.990%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
Consolidation Loans
14.850%
$0
37 - 60
New Signature Loans
8.990%
$0
10.500%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
9.990% - 16.240%
$0
61 - 66
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
8.990% - 17.990%
$0
8.950%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Southeastern Ohio Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Southeastern Ohio Credit Union
Full Time Employees: 16
Part Time Employees: 2
President: Tammy Clark
CEO: Cathy Cline
Branch Locations: 4
ATM Locations: 2
Corporate Office Address:
115 Market St
Cambridge, OH 43725 8409
Phone Number: 740-432-0430
Fax Number: 740-432-0111

Financials

Total Assets:
63,460,052
Total Amount of Shares and Deposits:
55,665,124
Total Shares and Deposits < 1 Year:
42,068,140
Total Shares and Deposits 1 3 Years:
13,596,984
Total Interest Expense (Sum of items 6 8):
774,303
Share Certificates:
782
Number of Accounts for Share Drafts:
2,500
IRA KEOGH Accounts:
122
Number of Accounts for Regular Shares:
7,029
All other shares:
539
Net Income (unless the amount is already included in Undivided Earnings):
340,751
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,342,528
Total Liabilities:
56,178,711
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Southeastern Ohio Credit Union

Is a member application needed to join Southeastern Ohio Credit Union?

Yes, to access services at Southeastern Ohio Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Southeastern Ohio Credit Union provides a range of mortgage and home equity products.

Is Southeastern Ohio Credit Union a safe place to deposit money?

Yes, Southeastern Ohio Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Southeastern Ohio Credit Union offer online and mobile banking?

Most modern institutions like Southeastern Ohio Credit Union provide digital access including online balance checks and transfers.

Current Southeastern Ohio Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions