Spire Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Spire Credit Union

Compare Spire Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Spire Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Spire Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Spire Credit Union? Share your experience about Spire Credit Union by leaving a review below, or read customer reviews before you decide to use Spire Credit Union.

Overall, Spire Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Spire Credit Union
SPIRE ADMIN
2025 Larpenteur Ave W
Falcon Heights, MN 55113
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Spire Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FirsTier Bank
FirsTier Bank
7-Month CD (Special)
5.45%
$0
Vio Bank
Vio Bank
6-Month CD
5.25%
$500
Leader Bank
Leader Bank
6-Month CD
5.25%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
5.25%
$500
Western Alliance Bank
Western Alliance Bank
Savings
5.22%
$1
State Bank of Newburg
State Bank of Newburg
36-Month CD
5.12%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
36-Month CD
4.65%
$10,000
Eureka Savings Bank
Eureka Savings Bank
6-Month CD
4.55%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
14-Month CD (special)
4.33%
$2,500
Alden State Bank
Alden State Bank
9-Month CD
4.25%
$500
University First Federal Credit Union
University First Federal Credit Union
48-Month CD
4.09%
$500
Compass Savings Bank
Compass Savings Bank
24-Month CD
4.07%
$500
Charles River Bank
Charles River Bank
12-Month CD
4.00%
$1,000
Haven Savings Bank
Haven Savings Bank
18-Month CD
4.00%
$100
Monroe Savings Bank
Monroe Savings Bank
12-Month CD
4.00%
$500
Transpecos Banks
Transpecos Banks
Simple Savings
4.00%
$500,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Performance Plus Money Market
4.00%
$1,000,000
TowneBank
TowneBank
19-Month CD
3.99%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD
3.87%
$1,000
KodaBank
KodaBank
48-Month CD
3.50%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
18-Month CD
3.03%
$1,000
Longview Bank
Longview Bank
60-Month CD
2.50%
$500
BankVista
BankVista
36-Month CD
2.50%
$1,000
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
2.07%
$1,000
New Horizon Bank
New Horizon Bank
60-Month CD
2.02%
$500
Range Bank
Range Bank
60-Month CD
2.00%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Jones Bank
Jones Bank
18-Month CD
1.30%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
1.25%
$500
Federation Bank
Federation Bank
48-Month CD
1.05%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Now Account
1.00%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
48-Month CD
1.00%
$500
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.75%
$0
Capital Bank TX
Capital Bank TX
36-Month CD
0.60%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Insured Money Market
0.45%
$2,500
Coastal Bank & Trust
Coastal Bank & Trust
Personal Money Market
0.40%
$100,000
Savings Bank of Walpole
Savings Bank of Walpole
Personal Money Market
0.20%
$1,000
GSL Savings Bank
GSL Savings Bank
Savings Account
0.15%
$50
FNB of Litchfield
FNB of Litchfield
Savings
0.15%
$500
Friendship State Bank
Money Market Advantage
0.10%
$0
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking Account
0.05%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
0.05%
$2,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Share Draft (Checking)
0.05%
$0
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
18-Month CD
0.05%
$10,000
Applied Bank
Applied Bank
36-Month CD
0.05%
$1,000
Haverhill Bank
Haverhill Bank
Savings Account
0.05%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Spire Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
6.000%
6.179%
0.500
Spire Credit Union
Spire Credit Union
10/1 ARM Jumbo
6.875%
6.233%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
6.125%
6.265%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.375%
6.377%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.375%
6.503%
0.500
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.375%
6.551%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.500%
6.645%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.625%
6.666%
0.000
Genisys Credit Union
Genisys Credit Union
30 Year Fixed
6.625%
6.669%
0.554
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.500%
6.677%
1.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.375%
6.689%
0.000
Spire Credit Union
Spire Credit Union
20 Year Fixed
6.625%
6.801%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.500%
6.829%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.500%
6.835%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.750%
6.856%
0.000
Louviers Federal Credit Union
Louviers Federal Credit Union
15 Year Fixed
6.750%
6.864%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
10/1 ARM
6.375%
6.871%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
6.625%
6.872%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
10-Year Fixed
6.500%
6.875%
1.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.750%
6.875%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Spire Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Spire Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
ACFCU
ACFCU
Line of Credit
13.700%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Spire Credit Union Information

Credit Union Name: Spire Credit Union
Full Time Employees: 356
Part Time Employees: 27
President: Tom Heinzen
CEO: Dan Stoltz
Branch Locations: 23
ATM Locations: 20
Corporate Office Address:
2025 Larpenteur Ave W
Falcon Heights, MN 55113
Phone Number: 651-215-3500
Fax Number:

Spire Credit Union Financials

Total Assets:
2,251,264,205
Total Amount of Shares and Deposits:
1,971,348,395
Total Shares and Deposits < 1 Year:
1,904,361,178
Total Shares and Deposits 1 3 Years:
37,166,206
Total Shares and Deposits > 3 Years:
29,821,011
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
92,751,915
Total Uninsured Shares and Deposits > $250K (F+J):
93,477,829
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,877,870,566
Total Interest Expense (Sum of items 6 8):
13,886,919
Share Certificates:
8,670
Number of Accounts for Share Drafts:
102,313
IRA KEOGH Accounts:
5,314
Number of Accounts for Regular Shares:
194,892
All other shares:
7,914
Non Member Deposits:
237
Money Market Shares:
11,799
Net Income (unless the amount is already included in Undivided Earnings):
8,050,604
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
161,399,231
Total Liabilities:
2,092,325,076
Show More

Spire Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Republic Bank Mortgage Rates TodayRepublic Bank mortgage rates today are some of the best mortgage rates currently available. 30 year mortgage rates today from Republic Bank are at 4.75 percent. 15 year conforming mortgage rates today at Republic Bank are currently 4.375 percent. See how Republic Bank mortgage rates today compared with other lender's rates below.
Applications for mortgage loans to refinance an existing mortgage fell this week as mortgage rates moved higher. After making record lows in late July mortgage rates and refinance rates have gone higher for four consecutive weeks. 30 year refinance rates today are averaging 3.66 percent, up from an all-time record low of 3.49 percent.

The current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro.

Bank or Credit Union Offers and Deals

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MySavingsDirect CD Rates: 6-Month Term 065% APY (Nationwide)
Mortgage Rates Weekend Update: 30 Year Mortgage Rates at 4.21%

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Spire Credit Union Reviews

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