Spire Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Spire Credit Union

Compare Spire Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Spire Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Spire Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Spire Credit Union? Share your experience about Spire Credit Union by leaving a review below, or read customer reviews before you decide to use Spire Credit Union.

Overall, Spire Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Spire Credit Union
SPIRE ADMIN
2025 Larpenteur Ave W
Falcon Heights, MN 55113
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Spire Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of Central Ohio
First Bank of Central Ohio
6-Month CD (Bump)
5.50%
$500
Modern Bank
Modern Bank
3-Month CD
5.30%
$10,000
Presidential Bank
Presidential Bank
7-Month CD
5.25%
$1,000
First Foundation Bank
First Foundation Bank
Online Savings
4.90%
$1,000
Oak View National Bank
Oak View National Bank
6-Month CD (special)
4.90%
$1,000
Sandy Spring Bank
Sandy Spring Bank
7-Month CD (special)
4.75%
$2,500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
4.50%
$5,000
West Pointe Bank
West Pointe Bank
30-Month CD
4.04%
$500
Connecticut Community Bank
Connecticut Community Bank
Money Market Tier 4
4.00%
$250,000
Bristol County Savings Bank
Bristol County Savings Bank
36-Month CD
3.82%
$1,000
The Seymour Bank
The Seymour Bank
36-Month CD
3.55%
$1,000
Western Heritage Bank
Western Heritage Bank
36-Month CD (Bump)
3.50%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
24-Month CD
3.50%
$500
Utah Independent Bank
Utah Independent Bank
18-Month CD
3.24%
$500
Chesapeake Bank
Chesapeake Bank
12-Month CD
3.00%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
2.53%
$500,000
Volunteer State Bank
Volunteer State Bank
48-Month CD
2.50%
$1,000
State Bank of Cherry
24-Month CD
2.32%
$1,000
Leighton State Bank
Leighton State Bank
12-Month CD
2.21%
$500
BluPeak Credit Union
BluPeak Credit Union
48-Month CD
2.00%
$1,000
West Union Bank
West Union Bank
36-Month CD
1.90%
$500
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.80%
$250,000
State Bank Fenton, MI
State Bank Fenton, MI
Kasasa Savings
1.51%
$0
Murray Bank
Murray Bank
60-Month CD
1.50%
$1,000
Bank of Lake Mills
Bank of Lake Mills
24-Month CD
1.50%
$500
Stryv Bank
Stryv Bank
48-Month CD
1.40%
$1,000
Rhinebeck Bank
Rhinebeck Bank
Priority Business Money Market
1.38%
$0
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
24-Month CD
1.25%
$1,000
North Easton SB
North Easton SB
12-Month CD
1.15%
$500
Murray Bank
Murray Bank
30-Month CD
1.00%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
24-Month CD
1.00%
$1,000
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
I3 Bank
I3 Bank
24-Month CD
0.80%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
6-Month CD
0.65%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Money Market
0.60%
$250,000
WaterStone Bank
WaterStone Bank
36-Month CD
0.50%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Money Market
0.50%
$2,500
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Savings
0.40%
$100
Tipton Latham Bank
Tipton Latham Bank
Savings
0.40%
$0
BankWest Of Kansas
BankWest Of Kansas
12-Month CD
0.30%
$0
FNB of Nevada, Missouri
FNB of Nevada, Missouri
Money Market
0.25%
$2,500
Lea County State Bank
Lea County State Bank
Money Market
0.20%
$100
Winter Hill Bank
Winter Hill Bank
3-Month CD
0.20%
$500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
12-Month CD
0.15%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
24-Month CD
0.10%
$500
First Exchange Bank
First Exchange Bank
3-Month CD
0.05%
$500
PS Bank
PS Bank
Statement Savings
0.05%
$0
PNC Bank
PNC Bank
60-Month CD
0.02%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Spire Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.500%
5.694%
0.250
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.750%
5.905%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
6.000%
6.027%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.875%
6.121%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.000%
6.182%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.000%
6.207%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.279%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.250%
6.294%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
6.250%
6.315%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM
6.500%
6.334%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.625%
6.350%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
6.250%
6.426%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.325%
6.477%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.250%
6.487%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
30 Year Fixed
6.375%
6.497%
0.000
Greenstate Credit Union
Greenstate Credit Union
30 Year Fixed
6.500%
6.526%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.250%
6.547%
0.000
Spire Credit Union
Spire Credit Union
20 Year Fixed
6.375%
6.570%
0.000
Hiway Credit Union
Hiway Credit Union
20 Year Fixed
6.375%
6.570%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.375%
6.576%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
30-Year Fixed
6.500%
6.590%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.500%
6.596%
0.500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.500%
6.608%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.500%
6.614%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Spire Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Spire Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Spire Credit Union Information

Credit Union Name: Spire Credit Union
Full Time Employees: 356
Part Time Employees: 27
President: Tom Heinzen
CEO: Dan Stoltz
Branch Locations: 23
ATM Locations: 20
Corporate Office Address:
2025 Larpenteur Ave W
Falcon Heights, MN 55113
Phone Number: 651-215-3500
Fax Number:

Spire Credit Union Financials

Total Assets:
2,251,264,205
Total Amount of Shares and Deposits:
1,971,348,395
Total Shares and Deposits < 1 Year:
1,904,361,178
Total Shares and Deposits 1 3 Years:
37,166,206
Total Shares and Deposits > 3 Years:
29,821,011
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
92,751,915
Total Uninsured Shares and Deposits > $250K (F+J):
93,477,829
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,877,870,566
Total Interest Expense (Sum of items 6 8):
13,886,919
Share Certificates:
8,670
Number of Accounts for Share Drafts:
102,313
IRA KEOGH Accounts:
5,314
Number of Accounts for Regular Shares:
194,892
All other shares:
7,914
Non Member Deposits:
237
Money Market Shares:
11,799
Net Income (unless the amount is already included in Undivided Earnings):
8,050,604
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
161,399,231
Total Liabilities:
2,092,325,076
Show More

Spire Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Fultdirect.com 6 Month CD rates are now at 0.15 percent with a yield of 0.15 percent. View current 6 Month CD rates at Fultdirect.com below.
The direction in average mortgage rates are beholden to "fiscal cliff" news these days, more so than any other financial news. Average mortgage rates today are lower as fiscal cliff talks move at a snail's pace or stall, depending on your point of view. One thing is for sure, if we fall off the fiscal cliff you can bet current mortgage rates will fall further and make new record lows. Even if an agreement is made we probably will see lower mortgage rates in 2013 since the Fed is buying mortgage backed-securities to the tune of $85 billion a month right now to force rates lower.

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Spire Credit Union Reviews

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